877-460-2939

Claim I took out a payday loan and never paid. I asked for them to send copied of "supposed" signed loan documents, via u.s. Mail. I received an email that looked like a sample letter. It never stated the company I "supposedly" took loan from. It never listed the debt collection companies address, just a phone number. Don't fall for this scam. They claim they are resource management group. They call from many spoofed numbers as well. Any legitimate company will send correspondence and proof.

My mum called me to tell me that they were accusing me of taking out a payday loan with "Access Processing" back in 2012 (when I wasn't even employed) and them looking for $400 to keep me from going to court. I called the number my mother texted me, which was this one. The robot voice on the phone sounded broken. They evidently have a computer system populated with personal info from old payday loan applications.  I asked for the collection's agency address and website, which I posted below.
http://resourcemanagementgrp.com/ <-- you can see their job postings where they say "bonuses" and "highly self-motivated" people apply for this company's debt collection.
I got two ladies on the phone. They said their office was based in North Carolina (but interestingly, did not have Southern accents). One of them demanded I pay today with a prepaid debit card. When I asked for more information regarding who was supposedly accusing of this, they told me to Google the phone number and refused to provide any information or written documentation. The address they had on file and as well as the dates they say I supposedly took out a loan were wrong. I told them I dispute the charges and they hung up.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

http://resourcemanagementgrp.com/

PO BOX 2941
Matthews, NC 28105

T: (888) 841- 2731

W: http://www.resourcemanagementgrp.com
E: contact@resourcemanagementgrp.com

__________________________
A Kansas Group doing business in NC. as a NC Corporation:   NC Legal Name:  RMUSA-NC INCORPORATED

Per records of the Secretary of State of NC:

Date: 5/11/2015

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Corporation Names
Name    Name Type
Legal NC Corporate Name     RMUSA-NC INCORPORATED    LEGAL
Home State Name RESOURCE MANAGEMENT GROUP, INC.    HOME STATE
Business Corporation Information
SOSID:    1434899
Status:    Current-Active
Effective Date:    3/23/2015
Citizenship:    FOREIGN
State of Inc.:    KS
Duration:    PERPETUAL
Annual Report Status:    CURRENT
Registered Agent
Agent Name:    BIDWAN, DOLLY
Office Address:    12904 DARBY CHASE DRIVE
CHARLOTTE NC 28277

Mailing Address:    12904 DARBY CHASE DRIVE
CHARLOTTE NC 28277
Principal Office
Office Address:    7207 FOSTER
WICHITA KS 67206

Mailing Address:    7207 FOSTER
WICHITA KS 67206
Officers/Company Officials

second time I have received this call from same number. Didn't answer, because I didn't recognize the number