877-629-1325

This, so called, firm claimed legal action. First, they asked for the wrong name. Second, they never gave a firm name, but the caller gave her name as Kyra.

received the same call, firm claimed legal action. The caller gave her name as Kyra but didn't answer when i callback.

They called me and gave me a file number and this phone to call. I googled first and found this. I had no idea what the whole thing was about. I might have called the number, but they then called my husband and asked for me - a minute after speaking to me. She said they were process servers for civil matters and wanted to let me know paperwork was coming. She said the company I should contact was TFG - but at first I thought she said CSG.

Iv been getting harassed by people claiming that they are trying to serve me papers. They keep saying they are part of the freeman group in taxes ...even sent me some papers that look fake. They called my work and said they dont have an address on file. The day after the first call my credit report was ran by someone in California, i never gave permission for access to my credit report and dont live in California. They say i owe money from an account with us bank. I haven't had an account with them since 2009! They gave me a case number and it seemed official but i looked up the address they gave me and it belongs ( according to google) a business that looked like a Kinkos. They say i owe them and they are trying to take me to court. This isnt how papers are served as far as i know and i truly believe this is a scam.

You wrote a lot but left out all the important stuff.  So they are trying to collect taxes?  There are only 4 companies that the IRS allows to collect their taxes and this isn't one of them.  What state are they trying to collect for?  What does US Bank have to do with this?  What was the address they gave you?  Why do you think that you have to live in California for someone to pull your credit record?  Who pulled your credit record?  That information would have been in your file.

The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general