877-640-2501

They say I will get summons if I don't payback payday loan and said I'm a scumbag idk if this is a scam

A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed - US Mail ... not emailed or texted]

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via Green Dot, MoneyGram, Western Union, prepaid gift card or other untraceable means, then the call is definitely not legitimate.

IF you wish to communicate with the supposed collector / creditor, visit  the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

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Please reply to this post, to let us know you read it, or have taken suitable actions to protect yourself.

I received your message saying that I am going to be receiving a summons today between 10:30 and 1:30 at my home the name he gave me was John Richardson his supervisor's name is Kim Clark. They did not give me the name The Firm they are with I have never received anything in the mail please let me know the results so I can find out who this person is thank you

Scam  asking for money

Scam. Called my family asking questions about me. Left number and case number, called the number back and talked to Bradley. He would only tell me they were an arbitration firm. When I asked the name of company he wouldn't tell me. Said I had a court date and owed money!!! Lol i asked him to send me something in writing and he would not!!!! Scammers!!! don't get scammed by them!!!!

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