877-644-7049

they are saying they are a lawyer group called grabowski o'brien and associates

They are sayin they're a law firm called Grabowski, brian & associates (yet they dont hav a direct line an wont tell me where they are based out of) supposedly have all of my info but yet called the sister of my ex wife. lastnite when i spoke to someone they had my previous address and when i spoke to a o'brian this morn charges are brought up in my new state unless i pay over 1300 dollars. who are these people..........SERIOUSLY

I have been getting waged garnished for almost a year now from this company and my professional business license was suspended for 3 years and and wish I had the opportunity to be able to pay this company back for what they agreed to accept as an out of court arrangment back in the day. You two can do with what you want to do but I would settle anything that they are calling me about only because now I am charged with theft and fraud and have to deal with this garnishment for alot more than if I only settled out of court with them. If you do not know a company that is calling you and do not feel they are legit, then you can goto http://www.dos.state.ny.us/corps/bus_entity_search.html and search their Business Entity Name at any time. If they are listed as a company doing business then they are a true and real company. The company name for which you two are complaining about is grabowski o brien and associates llc they are a large firm based out of NY and use an attorney network to be able to file suit upon you in any state. I would also check your local and state criminal check fraud laws and that is what you could face if found guilty in your state under penal code 609 for check fraud. Do as you two wish but you will lose in the long run and then have them say I told you so. Good luck. Before you complain on this site for anything about an agency I would consider who and what I owe then pay it back. Payday loans are no joke when taken to court upon. You two will eventually find out as I believe both of you are ignoring the debt and them. This is no longer collections and if they have your case then they will eventually get you to pay. If it is with them or in the courts hands either way you will have to eventually pay their debts. Do the right thing and do research but do not hesitate to make an arrangment with them because they will file for suit and then you have no choice but to pay and it will be at a much higher price. Hope this helped the two of you out. If not they will see you in court eventually as it happened to me.

Please if anyone finds out anything more regarding this company, Don't hesitate to call me as I am egar to find out new things. 863-529-8278

ok who said anything about payday loans or check fraud???

If anyone has had any funds placed into their checking account doing whats called an Internet Payday Loan then This is what you are able to be charged with..Because you supplied your drivers license and secured that to have the money placed into your checking account it is considered Stealing. They charged me with Theft of services and goods for a returned item that was once placed into my checking account and also fraud and milicious attempt to defraud a financial institution..It is no longer a collections matter and now either becomes cival or if the ammount is enough it can be considered criminal once they file for suit upon you..Again I just wish I had the opportunity to deal with them voluntarily instead of having these charges against me and getting wage garnished..They are no joke.

I agree with the last writer's comments.  This is a collection agency that is mining old internet so-called payday loans that have been written off.

Disgusting tactics and clearly against the law, which I am not going to cite because Mr. Smith has already cut-and-pasted his take on payday loans.

Unless you have a criminal indictment brought against you, there is no way these shysters can attach your wages.  Me thinks your a shill for this collection agency.  Or you are very stupid to be paying anything.  Why don't you tell us all the details of your so-called garnishment ?

Devon, you need to speak with an ABA registered lawyer immediately unless as someone else wrote you are a "shill."  You see, Devon, these websites are provided to crack open the crooks who continuously make unsolicited and threatening telephone calls.  You, Devon, are part of the scare tactics.  If it's the last thing we do, we shall bust these disgusting business practices.

Because Joe O'Brien is known as a "zombie debt collector" who buys up written-off payday loans.  That's why.

To the "Real Lawer"

How do we reach you????

Hey scumbag Lawyer. If you had any brains you wouldn't post anything on this site as you must be a deadbeat debtor yourself as if you were a real lawyer you would be in a court room and not sitting in your mothers home on her internet eating your fatass to death..Pay your bills scumbag Fakeass Lawyer..Haha..

They have been calling me all weekend. I usually just dont answer . they finally left a message that I am wanted for fraud and I need to call by today.after reading the other post's  now i really dont know what to do. are they really frauds,lawyers or just  collection agency? I have never had a pay day loan and dont have any outstanding checks? I went thru the DA's website and feel better that they can't take my home,car or belongings and definetly cant garnish my wages. but who the hell are these people???

No, I do trusts and estates and tax law, no spend my time in court.  Because, you see, idiot, you are confusing CRIMINAL DEFENSE LAWYERS (who are in court most of the time) with business lawyers.  (Obviously you know something about them, eh??)

This is a zombie debt collection agency, pure and simple.  I have filed several complaints against them.

Before you come on websites such as these, you best think first because you are making yourself sound like an idiot, which no doubt you are... these sites are to report unprofessional solicitors, not conduct flame wars.

Now toddle off... you must have homework to do.  This website is for g-r-o-w-n-u-p-s.

Don't pay any attention to the zombie debt collectors.  You have nothing to worry about.  Joe O'Brien will be out of business soon.

"in your state under penal code 609 for check fraud" - Interesting that you think everyone will believe that EVERY state's penal codes are the same. Every state has different laws regarding checks, fraud, etc. There are even laws for Debt Collection practices.

"now I am charged with theft and fraud and have to deal with this garnishment" Theft and Fraud are criminal while wage garnishments are the result of civil action. An individual entity does not have the ability to file criminal charges, but can only file a CIVIL complaint.

"large firm based out of NY" No, they are not a LARGE firm. They are a rinky dink outfit trying to bully their way through the collections' industry.

"This is no longer collections and if they have your case then they will eventually get you to pay." Yes, it is collections. Collections is collections is collections. When it's criminal the police will call, not some shady guy out of New York.

Devon Smith, I hope they aren't paying you too much to troll about and post your drivel... you're clearly a shill and not even a very good one. Your grammar and punctuation stinks!

This company grabowski o'brien & associates is a joke for what i read so i did my research and found that  they are located in tonawanda ny and also at there second location and are a 2-3 person firm so dont listen to these frauds there a joke

About grabowski o'brien & associates there a scam company there a 2-3 person collection agency the owners are rich and aaron  there located at 233 fillmore ave tonawanda ny 14150

Thank you I can't stop laughing that help a lot. I contacted the attorney general in there area at.           716-853-8400 & filed a complaint against the company just like everyone on here should do to it doesn't take long. and they were very nice. they said the company is going to be shut down because they are impersonating an attorneys and that's a felony . and charges will be brought up on everyone there for fraudulent activities there will be jail time. and a hefty fine I just wanted everyone to know that. so don't send these frauds any money. and I'm also going to file a civil case the grabowski o'brien & associates and so should everyone else so call the attorney general at 716-853-8400 there the buffalo attorney general that control everything & when your done with that file a civil matter against these fraud to let's make them pay.oh does anybody know the last names of Aaron & rich let me know because I want them to pay there debts. it doesn't matter but I want to sue them personally to. thank

Thank you "A Real Attorney"  This firm has been calling me for about 9 months making threats to have me arrested for passing a bad check, ordering the Sheriff's Department to seize my drivers license, garnishing my wages, and many other threats.  First they leave me a message that states "this is the Missouri courts trying to contact (my name) regarding and outstanding warrant"   Then when I called  "Joe" claimed to be an attorney but when I called him out on the penal code in the state of Missouri for passing a bad check he backed down and said he had bought my debt from the "First Party" creditor, which he could not give me the name of.  He couldn't tell me what county he had filed the criminal charges in but he had a case number.  When I told him I had searched that case number in Missouri's online court document system his story changed again.  The papers had been sent to his corporate office to be filed then.  When I mentioned that less than 2 minutes ago in the conversation he said he owned the company and the debt, he should be the one filing the paperwork again the story changed.  He then started belittling me and actually called me a dead beat that does not pay my bills and lives off the backs of others.  I told him until I know who the First Party Creditor is this conversation is over.  Long silence then I hung up as usual.  I have been dealing with this for about 9 months now.  I ignore them most of the time, but when I get a message in my voice mail that this is the Missouri Court system trying to contact you regarding an outstanding warrant I call and check.
Be careful about sending any 3rd party creditor money.   There are a lot of scams out there.  If they are trying to collect for a PayDay Loan company you can always contact the Division of Finance for your state to see if they are a legit company.