877-713-4371
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- Gwen replies to Nancy DrewThanks Nancy, they just called my mother as well. Like you, I got online looking for who the company is and what they could be looking for some are saying it's a scam, others are saying they worked out something with "them"...so who is THEM?
- Gwen replies to tommy joeWho is they? What company did you owe?
- tkd1967 replies to jmmt1705This same thing just happened to me 15 minutes ago, but they were asking for me. They could not tell me what the case was. I told the guy I was who he was looking for, he kept saying, "when can she call this number?" Was told "time sensitive" and "the guy said he would help out by putting a hold on her (my) name so he had the full 2-3 days". Glad I googled this number!
SCAM - . replies to MichelleIt's more convenient, allows them to grow larger, like a legitimate buainess, and separates them from the Indian scammers or Buffalo con "debt collectors" everyone has heard of.
They are depending on their ability to successfully con people into believing the "debts" are real. After all, according to many reports, the "debts" sound just like some old account people think they might owe. They should, since many complaints report they are pulling consumer credit reports, often only a day or two before their "process server" calls.
Catching them in the act would require verifying the account with the original creditor, and determine that either it isn't owed, or it was sold to someone else. That takes time, and this scam is "hit and run". Even though they routinely violate federal and state debt collection laws, through illegal threats and deception, no disclosure letters, no validation, etc, they are ready with excuses for why they don't have to follow them.
Third party disclosure, harassing your relatives or employer, or threats of arrest? "We are not debt collectors. We are process servers". Want to speak to "the attorney"? "We are a filing firm. We use many different attorneys" or whatever. Didn't get a letter? "We sent that to you 45 days ago.; You must not have gotten it, but the law doesn't allow us to send it again." Or "We can only send you a letter after you pay us." Most consumers don't know what's legal anyway. If they don't con you in a couple calls, they move on.
Their "defense" if challenged, would just be that there "must be some mistake", and their only cost would be return or reversal of that one charge. Ater 60 days, they outrun the FRB or FCBA dispute periods and get to keep whatever they got, and although you could sue them for up to a year, the money involved would make hiring an attorney not cost-effective.
They have set themselves up to appear to be a bunch of "debt collectors", but with a corporate structure so archane no real collection agency would employ it. At least 30 names, at my last count, one bunch calling themselves "filing services" to play the fake "process server" game, another calling themselves "filing firms", pretending they "sue", "but they aren't debt collectors", and "they aren't attorneys", whatever that means.
The complaints get spread across the many names, and unless you connect the dots back together, you wouldn't know the size of the operation. As they grow, they keep adding names, and in a couple weeks, new names and numbers start showing up on 800notes, all with the same MO. Sometimes the names get linked to the same phone numbers, which is one way to know they are really related. Othertimes they show up with another mail drop at a UPS store in Corona or Lake Elsinore.
It's all in the innuendo, the overall picture implied by the various calls, that, of course, are supposedly "different companies". They are all coming from the same call centers in Corona, CA. You call back to their main number, and you get vague answers like "Corporate", and they have to think about who they are supposed to be. According to a job applicant, and an ex-employee, the "process servers" are just across from the "closers".
They have fooled the credit reporting agencies, buying access to consumer credit reports from Experian, and possibly other agencies, probably the most useful source of information for this type of con. They also go through at least the legal motions of establishing LLCs and having business licenses, which is all banks care about to open a business account.
In game theory terms, there is no penalty to bluff, or even outright lying, since they can always just say they "can't find the records", even if it ever went to court, so like a poker game where the players are different with each hand, they can bluff on every play.
The organization is compartmentalized, and the roles differentiated to separate what the off-the-street "process servers" know from what the "closers" in on the scheme know. The evidence supporting fraud is not just in these "mistakes", but in the prevelance of them, combined with the threatening, fake "process server" calls, used to both imply a nonexistent "lawsuit", and to focus their con on the right people, those who respond in a panic.
Each deceptive practice tips the odds in their favor. Each also limits the downside, the vulnerability to lawsuits or prosecution. Combine them all, and then do the math. - Clevergot the call today about a case number and law suite one problem is i work for the court and boy was they tongue tied. what a scam.
- Caller: Process Service Division
- Call type: Debt collector
- daleWe don't know who this company is. My husband checked with the state patrol in regards to this about two months ago, nothing turned up in their computer system. I checked on the internet for information in regards to this, can't find a thing. It must be another false court scam to get people to pay for things and/or give out credit card information. The representative would not give me any information. Courts do not go out of their way to contact people in regards to legal issues. The person has to be aware of what is going on and take care of legal matters themselves. A person does not get a phone call from an 800 number in regards to any court cases. If this were legimate, the company itself should call the consumer in regards to any unpaid bills? The companies very scrupulus in harassing are student loans representatives. These people are scandalous an lethal. However, the representatives do ask for the student.
- Caller: representative would not give
- Debt freeeee!| 2 repliesI had totally forgot that I had a past due debt. After my divorce, everything had gotten dropped (so i thought) but it wasn't. I got a call from my family stating I need to call. I called and found out I owed a lump some of money, it rang a bell and I paid it. Now my credit is wayyy better and I can get a loan without any problem!
This ISN'T a scam. People only think it's a scam because they don't want to pay for their mistakes.- Caller: Rockwell
- . replies to Debt freeeee!Shill posting pretending to be some "debtor", attempting to create the perception that their practices of calling relatives, and that paying them will somehow make your credit "wayyy better".
Poster can have no actual knowledge of whether others are being harased over unowed debt.
Shill. - . replies to Debt freeeee!FTC just sued Pacific Management Recovery and a bunch of related LLCs, based in Corona CA.
They are subject to a TRO.
Contact FTC. - KileyThis is totally a scam. They called me two years ago and just called me again. I called the bank to where they say I have debt. They said this number is a scammer. I told them they were full of sh$! And to take my number off their list or a lawyer would be calling them.
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