877-733-0525

my wife received a phone call from 877-733-0525 claim she owed 600.00 dollars they gave her, her social didnt ask her to vierify it and they told her it was for an unpaid loan that was filed under chapt 7 bankruptcy anybody know anything about a michael collins from berkley and klein assc.

I got a call from these people today stating they were from Berkly & Associates. They said they are going to garnish my wages for a payday loan I had from 2008!. They first called my place of work and I told them id call back on my cell phone, when I did the lady was very short with me and got mad every time i asked more information about who or what their purpose was. She transfered me to some "legal guide supervisor" and he said if I didnt pay them the 400.00 they would pursue me to garnish my wages, They were going to do an asset search of what I own and all that jaz. Of course I'm shooken up over it, I'm young and dont know to believe them...any way to find out if they are legit or just talking out of their butts? any help would be appreciated before I cave and actually start paying them.

the associates names i dealt with was Lisa her number was 713-234-0985 but she called me earlier from 732-983-4740 after she got frustrated with my million questions she transfered me to Chris, the legal advisor supervisor, and the number he told me to call him back at tomorrow to make payment arrangments was 877-733-0525 ext 304. I seriously dont know whether to trust these people.

i got a call from them 2. i delt with someone by the name of chris. i was garnished in the past so i didnt want to go down that road again. after i made the agreement i asked that they email me a letter with what was agreed to for my reacords just so i had something in writing. i guess it comes down to if u remember it and u owe it then ya can deal with it the easy way or the hard way idk. good luck

Sorry folks, your wages cannot be a court garnished without a court order and even then if you don't make that much money they won't touch it. The only agencies that don't need a court order are the IRS and Dept of Ed and still the same if you don't make enough they can't touch your wages.

i may be wrong but i thought even the irs needed to get a court order to garnish wages? i had a problem with them a few yrs back and it showed on my credit report as a judgment. i assumed only a judge can grant a judgment?

same experiences as listed here.  The 713 is a Sugarland Texas (Greater Houston) area code.
They probably have a call center there.  I speculate the people are on head sets perhaps low wages.  The ARE good at "skip trace," and gor the cell phone nuumber of a brother from whom I am estranged and who is privacy note.  I say that to pony out that they do have the abilitty to get a relative's cell phone number.  Try getting an acquantance's cell number...
I am consulting an Attorney.  I think the messages got off task above here, going from Berkley Klein to a discourse on garnishment.

yeah they call me but his name was chris collins ext 304 ...... its all fake

they can not do that they cannot call your job or share information with anyone but you,The can not put you in jail nor can the take anything,they must go to small claims court, and it costs them more time than anything they can get ,they are only entitled to 38% after the first year of the loan plus the loan amount, and only a small 8% a year after that ,after 7 years they can not get anything because it rolls off your credit, they will keep calling but I would ignore them, you only have to deal with the actual company that you got the loan from,no one else,its the law and if the company you took the loan with refuses to accept your payments , they have to eat the debt,so ignore these scamming vultures that are all noise,

again these people are all noise making fakes, I would not give them a dime, legally they must after you tell them that you only deal with who you owe the debt to, no one else leave you alone, they dont, call the attorney general  and report them.

they can only get a judgement through a judge and it has to be posted on report with the date and court it was gotten in,

Why call people with frauds and scams and not expect them to get angry?  You've gotten in a thought bind again I suppose because you thought posting this illiterate nonsense would help you continue your stupid scheme.  When someone does finally manage to really take you to court for fraud, many of us here can't wait to see what happens!!

Isn't it a little early for a smoke-blowing FRAUD to be posting Shill-sh*t?  Where do they train frauds like yourself? Is there a school in Ahmedabad where they offer courses in being a cheat?
Every one that finds this site learns of their rights under the FDCPA. That angers frauds like you, doesn't it? Oh well, that's a part of the fun here. We love to [***] frauds.
So now we'll just blow your crooked rump out of the water. NO one should EVER pay a debt collector a dime until they have received a legitimate notice of validation. BY MAIL! NOT e-mail or fax. As per federal regulation under the FDCPA. Frauds, like the scum calling from this number, will NEVER mail you one. They can't. They would have to verify that they hold title to the debt. Which, of course, they do NOT have.
They are foreign frauds! That's all that they are. They're all talk, nothing more. They're pests, that's it. Once a person becomes aware of his rights, the hard part is over. Then you can move on to fraud fighting! Educate your friends & family as to the scams that frauds use to defraud people. Learn to spot frauds & shills. Like this illiterate joker here! It's very satisfying to expose frauds. A lot of us here do a lot of it. We aim to save our fellow human beings from being defrauded. We love it when a Shill, like this twit here, gets caught. He'll try to wriggle out of everything with more inane posts using different aliases. We'll spot them and jam them right back down his throat. He thinks he's clever. He's not...and we'll be here waiting to prove it.
Be Safe. Be Aware.
Gunnar

Nice try Fraud-boy!  But you've failed, again.
A debt collector is REQUIRED to mail (NOT e-mail or fax.) you a notice of validation within 5 business of initial contact. Pay NO collector a dime until you have received and VERIFIED that notice.
It must really suck to be a two-bit, bogus debt collector. We don't feel sorry for you though. God gave you what you deserved!
Skeff Ett Liv!
Gunnar

Loan dementia???   Forgot about a loan??   Stupid Shill..

Oh I doubt it would be brought to court by someone like you.  Without that validation letter with proof of your ownership and right to legally claim and collect in my state,  plus all of the other information that I would demand,  and keeping in mind that you wouldn't get to first base because of Statute of limitations,  I would be happy to see you attempt to fraud me through the court system.   You are a low life maggot.

I work for these scam artists now it's the worst job ever, I harass old young and family of the decease. I hate this place it's actually Berekley Hughes & Associates down here in Charlotte

http://berkeleyandassociates.youarehr.com this the worst job I ever had