877-818-0144

I just got a call from this # 877-818-0144, saying that I need to call that law office, and they need to delivery some sort of legal document to me. they need to verify that when I am will home, so they can hand the legal document to me. what the hell.....................

I received a call from this #877-818-0144 that I have to call this number with a case number.  They want to know if I received the subpoena to appear in court. That I have to answer it otherwise I will be in contempt of court.  When I asked them what this is all about, it is about a "client" that has the same last name as I am.  I asked them so why are you calling me.  .

I got the same call except they told me i was linked to someone I've never heard of. My mom got a call around the same time, and they asked for my wife, my sister, or my mom by name

I got the same call from this number relaying the same message as everyone else above. first i got a call from some company called CDI asking me if i was this person and i said yes and he told me i had to call this number 877-818-0144 because i was being sued. so i called this number with a case number he told me they were from a law firm and that i was being sued from a such & such person and that i was going to be getting a summons in the mail for a court date or i can settle over the phone i ask how much would it take to settle he said $237 a month for 12 months i told him no i can not im on a fix income with ssi he told me if we had to go to court it would be much higher, I offered $10 a month he said thats not acceptable, so i told him ill just talk to a my  lawyer and i hung up. He call me right back and told me anyone who had to get a lawyer to pay a fine was a coward, again i just hung up and again he called me right back and curse me and called me a loser, he did it three times. Then i figure it out a lawyers office would not call back like that 3 times and do that, Its a collection agency who has bought your dept from someone you owe money too and trying to collect on it. This poor guy who called me thought he had me where he wanted me and it went sauer on him and then he realize he was not going to get his commission and it piss him off. That's why he called me back 3 times and was very rude and upset.

The attorney for Palmar & Associates is:

Robinson, Carmen Nilsa     Active     268221    Murrieta    December 2009

Our company is completely legitimate, we utilize a number of process servers and county officials for process service. We specialize in civil litigation for unpaid debts. Thank you for your attention and we apologize for any inconvenience.

after they called my cell#, I told them I will never be home during business hour, then they hang up, and called my work# right after, and left me another message to threaten me about the law sue, and I know this is all SCAM to get people to fall for the tripe, so I just ignored the call, if anyone of you get call like this asked you to call the 877-818-0144, please don't. if someone wants to sue you for real, they will find a  way to deliver the legal paper without threaten you over the phone.

Very aggressive callers wont' stop harassing you over the phone.
This should be illegal, especially when they use the blocked mode to call you again, and again.
They couldn't give the details of the call, but wanted me to tell them about my hours at the address they had on file.  I guess at least we have the right to not say anything and hang up the phone.

They called me at work on cell and at parents house within five minutes dont know if it is a scam or not

yeah, I got the exact same message...the number was blocked on my phone...scammers.

this law firm is currently being investigated for wire fraud among other issues.

The attorney for Palmar & Associates is:

Robinson, Carmen Nilsa     Active     268221    Murrieta    December 2009

Our company is completely legitimate, we utilize a number of process servers and county officials for process service. We specialize in civil litigation for unpaid debts. Thank you for your attention and we apologize for any inconvenience.

The statement that our company is currently under investigation for any practice unethical is completely false.

Thank you for your attention and as always the company apologizes for any inconvenience  caused during the normal course of business.

Calling about a debt I dont know anything about, told me they need my information for my new place of residents W.T.H!!! They told me papers already been served, so why are you keep calling me if papers are already served!!! Stop harassing me please geeeesh!!!!! Lol

I got this call yesterday on an account that was charged off in April or 08 and they SOL has run out.  It worried me but they didn't even have the correct address to deliver papers to me.  It was a very old address.  i figure if they were real they would know where i lived right??  What did you do?

Hi. I got the called today. They said I have ignored all the papers they have sent to my house. I havent received anything. They said it was about a credit card debt. I called him back and a woman answered and she told me to hold on and the man got on the phone. I asked for the address to mail in the payment and he told me to go Bank of America and write out a deposit slip for Palmar & Assoc and to put down this Acct #-0750072432. I asked him to email me the paperwork and he still hasn't done it. How can I find out how fake or real this is???

I want to get to the bottom of this. Is this real or not? First a woman called from a blocked number and told me to call 877-818-0144. She gave me a case number. The man was very rude and he talked about garnish wages and that I had to pay the full amount owed on a credit card from 2007. I caHe said he woild email lled him back and asked for the mailing address and he said to go to Bank of America and write a deposit slip to Palmar & Assoc. He also gave me an acct number. He said he would email me the paper work but it has been 1 hour and nothing. Is this for real??

The attorney for Palmar & Associates is:

Robinson, Carmen Nilsa     Active     268221    Murrieta    December 2009

Our company is completely legitimate, we utilize a number of process servers and county officials for process service. We specialize in civil litigation for unpaid debts. Thank you for your attention and we apologize for any inconvenience.

Process service is when you are served with legal documents and ordered by the court to appear on set court date. We will have pending court cases available online soon.

Ok so today I recieve a call from my mom telling me that someone called my sister inlaws parents house looking to speak to her. When my sister inlaw called back they said they were looking for my mom. I called the number back on behalf of my mom when I got off work and spoke to a Robert Carter. This guy was a real [***] and I would can him for talking to anyone the way he talked to me. They refuse to give you names and addresses so that you can send a cease letter to, not to mention if you use the word laywer they really won't help you. They call my cell phone looking for my 3 year old austic child making it sound like they were trying to serve him papers. I called them back and they are no no...they are looking for my mother. The call was from a Mrs. Warner. I spoke to a lady named liberty and a Frank Silva who I guess is the Director(in charge). Absolutley no help. I repeatledly asked for the address and stated I needed this info to pass to my attorney if they didn't stop these harassing calls. Frank wouldn't give me that information only stating to forward his direct number to my attorney and he will show me that this is a legit debt. REALLY by law you are to provide this info. After several calls and request they stated they didn't have to because of a little thing called 911 and they wouldn't give this info to a disgruntled man. DIsgruntled....^&^&&^ yes I'm mad you people call my cell which I have no ides how you got it looking for my 3 year old which you refuse to admit you did. "WE don't make these calls its our process servers" If your a legit company give me your damn information. And if there was a law suit where the hell is the paper work you damn scammers. Oh by the way your lame apology isn't accepted. Why don't you tell your sorry for harrassing my 3 year old for something that isn't even his. I have the voicemail to prove it. Oh but your too chicken [***] not to unblock your number. What are you afraid of huh?? I say law suit thats what!! Ill find out who your people are and make your lives miserable when you will have to pay me for the stress you put on my family. And you know who this is I called you several times today......this is my mothers debt. If you have any papers mail them you jerks!!! I can't even find your law firm online.....so yes this is a scam!!!!!!

Then provide your address then if your legitmate and not a Bank of America account number!!!! SCAMMERES!!! Oh to that guy that told me that they were going to contact the authorities, go ahead I did as well. You will never call me looking for my 3 year old child again.

The FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf treats the INITIAL CONTACT between collector and debtor (first call, first letter, first whatever) as a special event. Legit collectors per section 809 of the FDCPA *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Note that 3,4,5 must be done *IN WRITING* so you will need to ask an address from your collector. If s/he refuses to give you one for any reason, treat the collector like a SCAMMER.
The collector can threaten court action at initial contact but the FDCPA requires that the collector actually take you to court if the collector threatens it. Threatening court and not going through with it (coercion) is illegal.
If they say the FDCPA does not apply to them because they own your debt, the debt-owner exemption only applies to the original owner. Any 3rd party who buys the debt for the purpose of collecting debt is treated as a debt collector, i.e., ownership is irrelevant and debt buyers must obey the FDCPA as explained in this FTC Staff Opinion letter here http://www.ftc.gov/os/statutes/fdcpa/letters/arbuckle.htm 
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint with your state AG.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm 
The debt collection process explained in plain English http://www.consumeraffairs.com/debt/fdcpa.html 
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans 
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

Ok so I just got off the phone with Robert Carter, well actually he hung up on me after I told him I was recording the call for my purposes for the refusal to provide me with name address of the company he supposedly works for. He says turn off the recording, I said no and he said good by. I hope these scammers are reading this. I know my rights:

Texas Penal Code § 16.02: So long as a wire, oral or electronic communication - including the radio portion of any cordless telephone call - is not recorded for a criminal or tortious purpose, anyone who is a party to the communication, or who has the consent of a party, can lawfully record the communication and disclose its contents.


Except. . .

While Texas is a one-party state, if you record a conversation without notice in which the other party is in a two party state, you can be prosecuted by that state.


Don't be scared!!! If your legit why wont you give me that information? I know your trying to scam people. Aren't you under investigation for wire fraud? As I read!!! Oh and why againg would you ask for someone to deposit money into a Bank of America account? Yes thats right Ive been researching this number and can't find nothing. If I'm wrong then PROVE THE LEGITIMICE of your company as I will prove that you called and are participating in deceptive collection practices.....