877-836-7469

I called from this same number the person that I spoke with her name is Jordan. She I had a payday loan yes and I never paid. And I didn't. She that I have to pay this debt. The balance of 988. I told her I will call her back.  Never did

 These guys just don't quit. They just keep at you. Just tell them you found out they are phony and you'll call the BBB and your Lawyer. They will be gone.

This 18778367469 keeps on calling me saying I owe them money. Is anyone else getting the same phone call.

I received a call from this # (877-836-7469 x302 for Mark Williams), he represented it as a balance for Chase Bank from past overdrafts and offering a settlement for paid in full.  I made two payments (totaling $388) and just received my "paid in full" documentation.  Its stated as a payday loan for pay day yes!!  I did take out a couple of payday loans years ago, but have gone back to the original deptors and confirmed they are ALL PAID in FULL!!  Done.  So sick of predators. FRAUD!!

Thanks for that advice! because they kept saying a pay day loan yes. Glad to know that this is a fraud

Per Tamianth:

See Residents post here:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:

http://www.net-security.org/article.php?id=1828
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices

So they called you up out of the blue and said you owed money.  Of course they provided proof right?  They provided proof that they were entitled to collect this loan, they provided proof that the loan really was your responsibility right?  They provided this in writing, sent by US mail since E mail, fax, phone calls, or even smoke signals are not acceptable according to Federal Law (FDCPA).  How did you pay them, green dot card, Western Union, bank withdrawal?  What is the physical address of this company since there seems to be no information on the web?  How did they send this paid in full letter?

What I have found out.  JR Luco or Lucor is in a forum thread, and lists their address In New York.  They have no web site or BBB page, no Bizapedia page, nor are they registered in NY State under that name (note that as a debt collector it is required by law in NY for them to be registered).
https://800notes.com/forum/ta-a548d863f89dd21 ... payday-loan-yes.  Also referenced here, make note of the second post where the poster states the money was never turned over to the original creditor:  https://800notes.com/Phone.aspx/1-716-247-5591
Payday Loan Yes Has two web sites, one where they say they are a lender and another where they say they are not a lender:
http://www.advanceloan.net/payday-loan/payday-loan-yes-com.php
http://paydayloanyes2.com/
And not a very good recommendation from the BBB:  http://www.bbb.org/chicago/business-reviews/p ... ago-il-88386411

It is illegal in New York State to attempt to collect on any payday loans since they are also illegal in that state.

How did they send the letter to you. By email

I also have received a call from this Jordan lady . She threatened I was being sued by Chase Bank for unpaid payday loan. I just made a $200 payment yesterday. She emailed me a letter of payment arrangements. How do I report this or find out if it's really fraud?!