888-231-4055

Can someone tell me who is behind 888-231-4055?

Thompson and Booth, P.C., a Law Firm most likely collecting a debt.

That's funny. A national White Pages search shows only one company by the name of "Thompson & Booth" and it's a lumber company in Tulsa, Oklahoma. Trusty ol' Google repeated hits on just two companies with that name - one return is the Tulsa lumber company and the other is a real estate firm in Nevada.

I noticed that the first message in this thread was posted by Daniela way back in mid-March and that you're just now replying. Considering the nickname you used, my guess is that you're connected to whatever organization called Daniela and that that organization is a debt collection scam posing as a law firm and that you thought it would would be fun to Google your own phone number to see if any complaints were posted.

Feel free to let me know if I'm wrong.

No, not taking up for them. Personally, I have my own problems with them. They're not licensed in TN as collectors, though they are licensed with the TN Bar Assoc.

See here:
http://www.gabar.org/directories/member_direc ... il/?id=NTQ1NTc2

I believe this is RPM collection agency. Its funny because when they called me they said their name was something different. Anyway, a professional lawyer would send a letter. They would not call you at work because they know they can be sued for that sort of thing. Lawyers also document everything. So unless you receive a letter in the mail signed by a judge, I wouldn't worry too much about it.

Will I got letters from these attorney all it means by my understand of it you may be getting close to you to court to collect on there debt. If you have bills then it would be good if you pay them it close to a stage where they will take you to court and things will move on from there.

Just to clear this up for all of you, they are a real attorney's office and if they are calling you there are two possibilities. One, they have the wrong number and all you have to do is call them back and let them know. Or two, you defaulted on some kind of debt and they are about to sue or have sued you. They are not a collection agency and that is why none of you idiots can find anything on them. As far as the letter goes, all they have to do is send it and it not come back unable to locate or return to sender, also the letter is a 30 day notice to dispute the debt before they start the suit process. Finally, so you people will stop misquoting laws, it is not illegal for a collector of any kind to call your place of employment unless they have been told by you or anyone else that is employed there not to call and more to the point, most collectors have no problem not calling you at work because you are wasting their time as much as they are wasting your time. Just pay your bills and stop spending money you don't have and you will never hear from a company like this.

I hope this gives some clarification to the stupidity of your generation but I'm sure someone will try to make an ignorant comment about my attempt to help.

For Clarification,

I'd direct you to the Tennessee Attorney General opinion issued on June 8th, 2000 (Opinion number 00-105).

You can find it here: www.state.tn.us/attorneygeneral/op/2000/op/op105.pdf

While neither Mr. Thompson or Mr. Booth need to be licensed as collectors under T.C.A. 62-20-103(a)(2)
"(a)  This chapter does not apply to:
    (2)  Attorneys at law; or"

The AG Opinion 105 states:

"The attorney exemption to the requirements of the Collection Service Act is only applicable to those attorneys who seek to collect the debts owing to their clients who have retained them for their services as attorneys."

A hypothetical situation was posed and answered as such:

"As part of the instant opinion request, this Office was presented with a hypothetical factual summary. The first two paragraphs of this summary are repeated here since the hypothetical facts are necessary to a full understanding of the Opinion.

Attorneys X and Y are hereby licensed members of the Tennessee Bar and are
co-owners of Company Z, an LLC which was formed for the purpose of purchasing uncollected judgments, tracking the assets of the judgment debtors, and executing the judgments. The typical arrangement is that Company Z will pay a nominal fee to the judgment creditor, take an assignment of the judgment, and enter into a separate agreement whereby Company Z agrees to divide the net proceeds collected on the
judgment with the judgment creditor according to an agreement reached in advance.

No correspondence sent by Company Z identifies either Attorney X or Attorney Y as being attorneys.
[...]
Thus, the opinion request is premised on the creation of a limited liability company, Z, that is a corporate entity, legally separate from the persons X and Y.

Correspondence sent by Z will not identify either X or Y as attorneys. Z is the entity engaged in the solicitation of clients for the purchase of judicial judgments and the subsequent attempts to execute on these judgments.

The proposed 1 legislation, House Bill 2580/Senate Bill 2737 (1998), would have replaced the current
exemption in Tenn. Code Ann. § 62-20-103(a)(2) with the following language:
(2) Attorneys at law in the normal course of an attorney-client relationship; provided, however, an attorney who hires or contracts with individuals for the sole purpose of the collection of bad debts or who holds himself out to be a collection service is subject to and shall comply with the provisions of this chapter; or The Tennessee Collection Services Act, Tenn. Code Ann. § 62-20-101 et seq. requires all collection service businesses to be licensed and imposes other requirements such as the posting of bonds and the presence of a location manager at each business location. Pursuant to Tenn. Code Ann. § 62-20-103(a)(2) “[a]ttorneys at law” are exempt from the provisions of the Act. The Company, Z, is not an attorney. There is no information in the opinion request or its attached
hypothetical fact summary that suggests that Z is a law firm, solo law practice, association of attorneys or other business that is subject to the oversight of the Tennessee Supreme Court and its Board of Professional Responsibility. Rather, the fact summary states that Z will neither advertise nor promote the fact that it is owned by attorneys.
The phrase “[a]ttorneys at law” is not given a statutory definition for purposes of the Act. There is nothing in the language of Tenn. Code Ann. § 62-20-103 or the remainder of the Act that suggests “[a]ttorneys at law” means anything more than its commonly understood meaning --
licensed attorneys.

** Thus, Z cannot claim an exemption from the requirements of the Collection
Service Act. **"

In any reading of that, the company Thompson and Booth, P.C. would be analogous to "Company Z" in the document. Even in the event that Thompson and Booth, P.C. say they are "attorneys at law," any letter sent on their behalf that is not signed by Thompson or Booth or any other Attorney at the firm, would mean that the company is not acting in its legal capacity int he form of an attorney-client relationship, but rather in its capacity as a debt collector as defined in T.C.A. 62-20-101 et seq.

If you need more proof that this "Law Firm" is indeed also acting as a debt collector, one needs look no further than their communications (letters) sent out in the regular course of business.

Not only do thees letters contain the necessary disclosures under the "FDCPA" 15 U.S.C. 1692e(11) which states that:
"The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action."

Specifically, these letters contain the disclaimer "This an a communication from a debt collector attempting to collect a debt, and any information will be used for that purpose."

Moreover, these letters are not "formal pleading(s) made in connetion with a legal action"

So, with all that, regardless of whether or not they are attorneys at law, which no one is doubting they are, the firm itself is not an attorney at law, and is thus subject to the Tn Collection Practices Act. Which means, they must be licensed under state law as debt collectors for all actions they take that are not being taken in a legal capacity in the form of an attorney-client relationship.

That thus concludes my "ignorant comment."

LUE

I asked for a copy of our so called debt and they refused to give me one. We have received nothing in the mail. They called and told us they were going to take us to court. The debt in question does not show on our credit report anywhere. Why should we pay this debt if  we did not make it and they cannot or will not show proof we did? We believe that this is a scam!

It is not a scam. Real attorney office!  And wondering did you put your dispute in writing.  Because by the time its gets to an Atty office it had been through a lot of collection agency.  So you had time to dispute i

It was your generation that brought all this debt upon us and didn't educate properly.  We're not stupid, and that in itself was an ignorant comment. But thanks for the clarification otherwise.

YOUR OFFICE WAS TURNED INTO THE SOICAIL SECUIRITY OFFICE OF INVESTIGATION GUARDS..IT IS NOT MY CITIBANK CREDIT CARD IS SAN ANTONIO, TX.

FYI,

oig.oer@ssa.gov

I GOT SERVED WITH PAPERS ABOUT GOGIN TO COURT OVER A CREDIT CRAD I DID NOT PAY AND THEY ARE THE ONES THAT FILED AND I CANNED AND MADE ARRAGEMENT ON MAKING PAYMENTS SO THOMPSON & BOOTH PC  SURE WAS GOONG TO SUE ME FOR A CAPITAL ONE CARD I DIDNT PAY

Pay your bills?  Stop spending money?! You spineless, opinionated little jerk!  Some people hit hard times in life!  Some people that hit hard times have children to feed!  Our precious government only seems to help the illegal and drug addicts.  You kind sir, are part of the stupidity of this generation!  I suppose you have never paid a bill late or forgot because life got in the way.  You never make mistakes right?  You are perfect?  Be careful, jerk, karma will bite you hard!

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