888-357-8573

Called - left no message

3rd call in 2 hours - no message

Another Midland credit number

Calls all day long never leaves a message

Calls all throughout the week, especially monday or tuesday. I believe they're using a VOIP, same types of calls from different numbers, all googled and ended up here. They never leave a message. Such a nuisance.

Call my house at least 6 times a day very annoying never leaves a message

And what if the person being called doesn't owe any bills, shill?

it's debt collector.  they typically call when you have debt.  especially one you are not paying.

Yeah and this group also typically calls when you don't owe anybody anything.  Of course, a shill like you wouldn't know about not owing bills because we have found out that you are the biggest deadbeat in the world, having stuck everyone from the Pope down to your mother for money.

Government Actions
New York v. Encore Capital Group
Date of Action: 1/6/2015
The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

On January 9, 2015 New York Attorney General Schneiderman announced that his office has obtained a settlement from Encore Capital Group Inc, a major debt buyer, for bringing improper debt collection actions against thousands of New York consumers. His office alleged that for years, Encore sued New York consumers and obtained uncontested default judgments against consumers who failed to respond to the lawsuits, even though the underlying claims were untimely under New York law. Under the settlement, Encore will seek to vacate more than 4,500 improperly obtained judgments totaling nearly $18 million. Encore will also reform its debt collection practices and pay civil penalties and costs in the amount of $675,000.

This action is final.

Colorado Administrator v. Midland Credit Management, Inc.
Date of Action: 12/19/2014
The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

On February 2, 2015 the Administrator of the Colorado Fair Debt Collection Practices Act and Midland Credit Management, Inc., entered into a stipulation and Final Agency Order to resolve issues raised in the Administrator's investigation of the company for violations regarding a consumer complaint. The Order requires that Midland pay $23,000 to the Administrator.  For more details go to https://www.ftc.gov/system/files/attachments/ ... actionlist1.pdf

This action is final.

CFPB v. Encore Capital Group
Date of Action: 9/9/2015
The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

On September 3, 2015 the business entered into a consent order with the Consumer Financial Protection Bureau. The Assurance settles allegations that the business bought debts that were inaccurate, lacked documentation,and unenforceable and collected payments from consumers using false statements and false court documents. Under terms of the Assurance, the business agreed to refund consumers $42 million, pay a $10 million penalty,and stop collecting over $125 million worth of debts. The Assurance was for settlement purposes only and should not be considered as an admission of guilt or finding of violation of the law. For more details go to http://www.consumerfinance.gov/newsroom/cfpb- ... llect-bad-debts

New York Dept. of Consumer Affairs v. Midland Credit Management Inc.
Date of Action: 4/3/2015
The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

On April 3, 2015 the business entered into a consent order with the New York City Department of Consumer Affairs. The Assurance settles allegations that the business filed robosigned affidavits in New York City court in their debt collection cases in pending legal actions in other jurisdictions.  Under terms of the Assurance, the business agreed to completely settle, release and discharge all claims and any disputes and disagreements between Midland and the Department of Consumer Affairs in respect to Midland's business activities in New York City. The Assurance was for settlement purposes only and should not be considered as an admission of guilt or finding of violation of the law. For more details go to http://www1.nyc.gov/assets/dca/downloads/pdf/about/sa_Midland.pdf

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
https://www.consumer.ftc.gov/blog/dont-recognize-debt-heres-what-do
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Called today at 8:20 and again at 10:30. Too bad I was not home. I will forward this number to one of the other Midland numbers so they call themselves. Calling for someone who does not live here.

Whomever or whatever keeps calling early in the morning between 8:00 a.m. (est) and 8:30 a,m, (est) A few rings and then, they hang up.

They have called 4 times today which is a Sunday, I finally called the number back and was told it was Midland credit He asked for the number I was calling from and he would remove me but I refused to give him my number and told him I have already been told 3 times I would be removed.  Someone needs to stop these people

"Someone needs to stop these people"  Wow are you in luck.  Because you and every other poster in this thread will be able to do that.  It will take so little of your time and if you follow these directions you will not only have peace but will have extra money in your pocket for the aggravation.  Or you can continue to put up with the phone calls.  Your choice.

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.

Now, as to the rest, several people have posted very informative post which you should actually read, starting with Tamianth's post on this page.

they keep calling everyday three times a day

All my bills are paid  so why am I getting calls?  You think you know it all  huh?

We get calls all the time from debt collectors looking for another Williams.  It is really frustrating.  They very seldom leave a message, so after repeated calls I called this place back and told them they had the wrong number.  They looked up and compared my name, my husbands name and family names with who they are trying to call and agreed they had the wrong number.  They told me they would mark my number as the wrong one for the person they are looking for.  Hopefully the calls end. Usually they do when I do this.

calls 8 times everyday, starts early morning

Called for a field employee - I told him we didn't take personal calls for our field personnel - hopefully he won't call back.