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Report them to the FTC for harassment

It is illegal to threaten, file a claim with FTC, this is a scare tactic into giving htem your info- DO NOT, if served, file a dismall with the courts.

These are bottom feeders looking for commission for old debts

Yes, they are bottom feeders trying to make commission by making illegal threats.

REPORT TO FTC and if SERVED, go to court and file a dismissal

The case # they give is not a COURT CASE #, it is their case #, they are bottom feeders trying to make a buck.

DO NOT GIVE THEM YOUR INFO..report them to the FTC

If the debt is more then 3 years old, they do not have a case, they are making fraud threats, report them to ftc.

DO NOT GIVE THEM YOUR INFO.

If served, fight them in court.

These people have been calling me for about 2 and a half years now and leaving voicemails about serving me with a summons and something about a court date.  They still haven't done anything about it, don't even know who these people are.  Just scare tactics, relax..

Just received a phone call from Jessica Gonzales myself asking me if I am going to be home so a process server can show up at my house.  Well for one thing like I would tell someone whether I am going to be home or not. And another why not tell me what the phone call is about in the first place. The woman did not say where she was calling from just started demanded to know if I was the correct person.  This woman had me wondering what the heck was going on.  After reading the posts on here atleast now I am not so worried I have figured out what it is.  I had a Continental credit card like5 years ago.  I don't think I ever even used the card and they are trying to say I owe them over $600.  They can send a process server all they want still can't get money from me when I don't have a job or any money coming in.

I received a call from these people yesterday they left a message like all the previous posts about a summons being served so I called the number when I asked them to send me written verification that this was my debt they hung up on me so I called back and was hung up on again received another call today answered was tols the summons thing again called the # again and as soon as I gave them the case number I was hung up on again twice.

Filing a complaint with the FTC is fine, but filing with you State Attorney General's office will get better results (this can be done online in most states).  The agency must answer the complaint, unlike an FTC filing.  The tactics I've read in all of your postings are clearly violations of the FDCPA.

It is illegal to sue, or even threaten to sue, for a time-barred debt, but the expiration of the statute of limitations does not extinguish the debt itself (except in Mississippi, Wisconsin and North Carolina).  Be mindful of your state's statute of limitations though, every state is different.  They can be anywhere from 3 to 6 years.

Also be mindful of a few of the other postings in this string.  There may be some plants intended to suggest some legitimacy in the suit threats.  Most likely from the agency themselves.  I find it disturbing that no one in this entire string can accurately identify this company?

Do you have an address where you sent the payments. I got a call from the same company but keep getting voicemail when I call. I just want to start paying them.

Test

I kept recieving calls at my job which was embarassing. so i happen to be at work last week when they called and left me with a 866 number and case number. I called they said i owe 2700 immediately or they will have to serve me this week to garnish my wages.. He kept saying "hold on let me talk to the attorney" and putting me on hold. 1st time while on hold he came back to settle the debt for 1200, 2nd time 800, which i had no money. so i told him i will call hin back in 15 min i have to call my mom. I called back with my mom on the phone, boy did she let him have it loll she asked him what company he works for, andhe said PL Group. My Mom then asked what PL stands for? the dude replied "It's just P.L" LMAO so she got upset and hung up and left me on the phone. He said he needed 800 in 2 days! i replied "i dont have that" he said "well we will have to garnish your wages".then he said AGAIN "hold on let me talk to the attorney" then came back to settle it back to 1200 from 800 WTF!!! So i agreed due to i cant have a judgement on my credit report. but if he does not send me the email documents about my arrangments im cancelling my card and whatever happens just happens...God works in mysterious ways...

I was served by these guys on Thursday to appear in Bexar court next month on a credit card bill. I think they might have called me before but I never got anything in the mail. Is that legal? I am in the military and don't want my check garnished

Different company called me a few years ago and did the same thing.  By law, any debt collector (agency that has purchased original debt from creditor) claiming you owe a debt must send you information specific regarding the debt if you request it in writing.  If collector will not give you the requested info. but continues to try to collect, you can actually sue them.  They use fear to try to get people to pay......and be careful, many of these post from people saying they paid are actually from the companies trying to convince you to pay.  

Read below......

Information copied from NOLO Law for All and was written by Stephanie Lane
Nowadays, it’s common for people to receive collection letters or to be served with a lawsuit by a creditor or collector that they’ve never heard of. This often happens because creditors assign debts to collection agencies or sell them to “debt buyers.” Luckily, federal and state laws give you the right to demand information about the debt (called debt verification). And if the debt buyer or collector cannot produce documentation of the debt, you can raise this as a defense to a lawsuit.
Why Is It Important to Get Documentation of the Debt?

The servicing, buying and selling of debt has become so commonplace that often the original creditor does not have the account for very long. This is especially true if you have fallen behind on payments. Collectors and businesses you never heard of before may barrage you with telephone calls and letters.

Often, these calls and letters contain no information that will enable you to identify the debt, such as the name of the original creditor and account number. This makes it impossible to know if the amount sought is correct, or if you even owe the debt at all. In addition, it’s seldom clear who you are dealing with: is it a bill collector working for a creditor or an actual creditor? That distinction can be important under federal debt collection law.

So what can you do to dispute the debt when a creditor or debt collector has failed to provide you with supporting documentation verifying the debt? Both federal and state laws provide some options, depending on whether you have been sued or not.
Before You are Sued: Requesting Verification of the Debt

If you are contacted by a debt collector, the Fair Debt Collection Practices Act (FDCPA), and many state debt collection statutes, provide you with an important tool: the verification letter. Under the FDCPA, if you send the bill collector a letter that disputes the debt and/or requests verification of the debt within 30 days of receiving the initial written notice of the debt (called a “dunning letter”), then that bill collector must:

   immediately stop its collection activity, and
   send you information verifying the debt, such as an account statement.

The debt collector cannot continue its collection efforts against you until it verifies the debt. There is no time limit for the debt collector to respond. For instance, if six months have passed since you requested the verification, the collector cannot just resume calling or writing you to demand payment.
What Constitutes Debt Verification?

While some federal courts have held that this verification requirement does not mean that the creditor has to keep a file on that debt, at a minimum you are entitled to:

   a description of the amount owed, and
   the name and address of the original creditor.

Debt Verification Only Applies to Debt Collectors

It’s important to understand the difference between a debt collector and a creditor. The federal verification obligation does not apply in instances where the creditor is the one trying to collect a debt from you. However, according to the Federal Trade Commission, a business that buys delinquent accounts from original creditors and then attempts to collect on these accounts is a “debt collector” for purposes of the FDCPA, even if it doesn't hire someone else to do its collections work. For example, if the entity contacting you holds itself out as the creditor but is in the business of buying old delinquent credit accounts and then collecting on them in-house, then it is subject to the debt verification rule.
What Happens If the Collector Does Not Verify the Debt?

If a debt collector fails to verify the debt but continues go after you for payment, you have the right to sue that debt collector in federal or state court. You may be able to get $1,000 per lawsuit, plus actual damages, attorney’s fees, and court costs. Under some state fair debt collection acts, you can get more than $1,000 in statutory damages.

The debt collector may be able to shield itself from liability if it is able to prove that its acts and omissions were unintentional and in error. However, it will have to show that it had a procedure in place to prevent the situation from happening.

(For more specifics on how to request debt verification, see Nolo’s article Debt Verification.)
When You Are Sued: Getting Documentation of the Debt

If a debt collector sues you, most state and local procedural rules put even heavier documentation requirements on both the debt collector and creditor. In many states, a creditor or debt collector that is suing for collection of an account must:

   attach to the complaint a copy of the account or written contract or agreement, or
   state in the complaint why the account or document is not attached.

This is often referred to as the “attachment rule.”

If the creditor or debt collector doesn’t do this, you may be able to get the lawsuit dismissed. Or, you can ask the court to require the creditor or debt collector to provide the missing documentation and information. This is often called “requesting a more definite statement.” In either case, you’ll have to prepare and file a formal motion with the court.
What Documentation Must the Creditor Provide?

But what must the creditor provide by way of documentation? At a minimum, it must produce:

   A copy of the original written agreement between the parties, such as the loan note or credit card agreement, preferably signed by you.
   If the account has been sold to another creditor, then that creditor must prove that it has the right to sue to collect the debt. This usually means producing proof that the debt was assigned to it. Often such proof will be a bill of sale, an “assignment”, or a receipt between the last creditor holding the debt and the entity suing you.

What If the Collector Cannot Produce the Assignment?

If the creditor or collector suing you fails to produce proof of the assignment, then you can ask the court to dismiss the lawsuit. Again, you’ll have to prepare and file a formal motion with the court.
Counterclaims if the Collector Did Not Previously Verify the Debt

If the debt collector suing you previously did not verify the debt after you timely requested debt verification, you may file a counterclaim against that debt collector within the same lawsuit, requesting your own damages. Some states also allow you to countersue for damages against the creditor itself for failure to verify the debt.

(To learn about other defenses in collection lawsuits, see Defenses to Credit Card Debt Lawsuits.)

This information