888-562-1366

The caller claimed i owed them money from a credit card during the 2011-2014 era. However, the two addresses that he had were my homes from 2001-2008. I never heard of Orchard Bank.

They called me saying I owe $1400 on a Citibank Master Card in 2013. Although the 2 addresses they used asking if I still lived there was places I had no affiliation with..

I keep getting rude calls from this number. I've checked my credit report and don't have any outstanding debt that they could be calling about. They won't answer my questions.

I just got a call today, saying I owed a debt from a payday loan that I never took out.  Said I had to pay today or it was going to hit my credit

Asked personal info on husband's xwife from 20 years ago. Claimed my phone and address came up on her record. REFUSED to identify the company she works for. Threatened legal action.  Fear tactics and intimidation. Isnt this Illegal???

Thank you, Susan and the rest. Good luck.

Says there's somebody from Alpine business solutions for HSBC Bank and that they would want to talk to me about a card I had through them I've never had a car through this company and the lady sounded sketchy she didn't even know my name as the name I have she called me a different name so it's a sketchy just beware

The only company that I could find by that name is a software company.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

They called my cell number looking for my brother (who I haven't lived with in over a decade) and wouldn't say who was calling or why, just that there's a case number.  I asked them to stop calling me and the person I spoke to said they couldn't remove my name from their call list.  They also used one of those bait and switch autodialers that shows up in caller ID as a local number.