8885807675

They did'nt want some small amount of money.
THEY WANTED YOUR BANK ACCOUNT INFORMATION SO THEY COULD EMPTY YOUR ACCOUNT.
I have found all over the internet where these people have robbed victims bank accounts.

This Firstsource is also mixed up with hospitals. They send you letters wanting you to sign a power of attorney to , now get this-->> to help you ....
They claim to want to help you get a monthly cheak from the government, a medical card, etc.

It's a scam to get peoples personal information under the disguise to helping people.
They also wanted me to sign a paper saying they could access my medical records, get copies of , etc.
The paper said they could re-release my personal medical records to anyone they want.
It also said my records would no longer be protected by law.

Needless to say, I did not sign anything.
Upon doing some investigating I find they are sending the so called help letters collecting peoples info that owe the hospital. They are a collection agency in disguise. I am in the process of reporting them to the state dept. of Commerce and Insurance who regulates collection agencies.
The letters they send in the scam do not have the required state or federal collection agency
miranda warning alerting the recipient that their a collection agency.

" THIS COMMUNICATION IS FROM A COLLECTION AGENCY AND ANY INFORMATION OBTAINED
  WILL BE USED FOR THAT PURPOSE"

P.S.  The warning statement in my posting above in quotes is what is required on all letters from a collection agency.

Never pay a voice on the telephone that calls you out of the blue.

1. How old is the ALLEGED debt ? Check the statute of limitations for you state on debt. You said it was
   concerning capitol one so I assume it's a credit card. Check your states statute of limitations on credit
   card debt. Is the ALLEGED debt beyond the statute of limitations ? If so, do not acknowledge the debt
   is yours. Admit to NOTHING. DO NOT AGREE TO OR say you will pay it or anything on it.
   Could possible reset the statute limitations if it has ran out.
2. Demand they send you validation of the debt. Copies of the statements, original contract you signed,
   etc. Do not accept a simple printout saying an amount and your name. That's not validation.
   Lot collectors will try that.
3. Demand a copy of their assignment of debt they received from Capitol One. That's like a title to the debt.
   It will show if Capitol One has authorized them to colect the ALLEGED debt from you. You just don't pay
   someone who calls up and demands you give them money. If you do, I want your phone number LOL
4. If you want them to stop calling you, send them a CEASE AND DESIST LETTER , demanding they stop
   calling you at home, work, your neighbors, relatives, or anyone else. Send that U S Postage Certified
   Mail with Return Receipt Requested. Keep copies of everything. Keep forever.

5. If the debt is past the statute of limitations in your state for credit cards[assuming it's a credit card]
   They can't legally sue you for it in court. They can still try other ways but nothing legally in court.
    Lot of collection agencies still try to sue people for ALLEGED debt that is past the statute of limitations.
    If they do, make sure you dont ignore the summons, Show up in court, make sure you goto court!
    Best to get a lawyer since the amount is so large. So you make no mistakes in court.
    I think in some states they have a certain amount of time just after the statute of limitations is past
    to sue in some cases. So best to get a lawyer if they sue past the statute of limitations.

Personally when I send a cease and desist letter I send it to the person or company that accepts court summons for the collection agency as if they were being sued. It is called the REGISTERED AGENT
for corporations. Call your state Secretary of State for your state. Tell them you want to sue such and such cor[oration and give them the name and address of that corporation. They will give you the name and address of the registered agent. Send cease and desist letter to them certified mail, return receipt.
I send one to the registered agent as well as the main address of the collection agency itself.
Lot of collection agencies refuse delivery of certified letters because they know it's likely a cease and desist letter. I put on the envelope ATTENTION--- ACCOUNTS RECEIVABLE

I send letter to both. Keep all copies and receipts from USPS
The registered agent is a back up and secondary but I like to be thorough.
Does the trick for me

Look up  -- Fair Debt Collection Practices Act

It will tell you how to stop them

Send a Cease and Desist  letter telling them your aware of your rights under the law--reference in your letter
about the FDCPA. Demand they stop calling you or anyone about you.
Send it u.s. post office certified mail with return receipt
keep a copy of your letter you send
Also, your social security check can not be taken if they do sue you. dont let them scare you.
It is exempt. If they do sue you make sure you tell their lawyer and the judge in court that your social security check is exempt under federal law. If they sue you, make sure you send your bank a letter
telling them to note your account that it's social security and exempt from lawsuit judgements. Send that letter certified mail with return receipt. also tell your bank branch in person if your sued , that under federal law your s.s. is exempt from judgements.
change your phone number as well. careful what businesses you give it to as collectors call them trying to get it

They called my parents house last week an left a message on their answering machine ( I haven't lived there in 10 years), that was the first time anyone from that number has tried to contact me.  Now they stared calling my cell phone 3 or 4 times a day.  Today was the first time they left a message.  I am really getting fed up with these damn types of calls!!!!