888-589-2540

This call is to inform people that a bad check has been written and give"people" the  proper disclosure prior to any legal action being filed. Please press one now to speak with a representative or contact us at  1-888-589-2540

No mention of who they are calling for.  Just to inform "people"
Easy Recovery Group

My name is Michelle Regis calling for Easy Recovery Group or EZ Recovery Crew. Something about bad or hot checks written out of state. You need to call 1-888-589-2540, press option 3.

Criminals are masquerading as debt collectors in an attempt to extort money from people by scaring them into believing that:
a.       You are going to be sued and it will cost you lots of money when they allegedly “win” their case.
b.     That they are about to file criminal charges or that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, even though debt is civil not criminal, there are no criminal charges, and debtor’s prison was outlawed over 200 years ago.
c.       That they will take away your driver’s license.
d.      That will garnish your wages without actually suing you, going to court, or even winning a case and obtaining a judgement followed by a judge’s consent to the garnishment.  They also claim that your wages will be garnished in amounts far above all legal limits which are described by the Dept. of Labor here:  https://www.dol.gov/whd/regs/compliance/whdfs30.pdf

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

I called back, they asked for my husband who may have a bad incoming check, he has been dead for years, they immediately hung up

I got the same call from the same Michelle Regis saying the same thing. Again, no name for the caller. I blocked it.

Same experience as above. They didn’t ask for anyone just used “people” I don’t trust them.

Same as everyone above. Very fishy.

Called to tell me i have outstanding checks written 5 years ago say they have evidence and video of me say that they are going go file criminal charges they also had access to my past criminal records

I got a call from a Maria Wray stating she was for a bad check that was written in 2016. The number was from Georgia that time

If you had a bad check in 2016, you would have heard about it from your bank at that time, not from some debt collector several years later.

No it's a scam the guy called my phone 2x saying he was from 2 different companies 1 was a ssn verification for someone who doesn't live at my house and the 2nd was for a redelivery for an item

Same as above. Introduced himself as William Taggart. And oh my god, that was the name of the actor that played Patty Duke's father. Anyway, didn't ask for me by name. Just said he was from the "pre-legal" dept and needed to speak to "someone" right away.  Loser.

Actually it was William Schallert that portrayed Patty's dad.

I literally just got a voice-mail from William Taggart from the legal department at easy recovery group the number he called From is 6263219757, the call back number he left was 8442055405. The 626 number said T-mobile for the caller ID. I've never written a check. I'm glad I hopped on Google and didn't answer or call back. Sheesh, stay vigilant people. And ALWAYS FOLLOW YOUR FIRST MIND/GUT FEELINGS.

Deposited a new message:
"William Taggart. And I'm contacting you from the legal department at easy Recovery Group. Our office is responsible for handling the pre legal processing on return checks to our client, due to the laws in your state regarding bad or hot checks. It's imperative for us to speak to you or the correct party as soon as possible, Please press one to speak to someone now or contact us immediately at 8442055405."
Just starting calling me about 2 weeks ago. He said that he has sent out documents but have been returned because they need to be signed for. He also said he will email me the documents so I can see what I owe that was about a week ago and still didn’t get the email. But yet he still calls be at least 2 times a day.

Honestly I didn't think they used the hot check anymore. Everything else you need to know has already been posted.