888-673-1571

Alliant Capital Management.  They have called me, my husband and my son stating that we are going to get arrested today if we don't call them back.  LOL  Come on over, my Marine Husband and I would love to have you stop by!

They have called my parents (I've not lived in their house in 9 years) and now are calling the hospital where I work. Totally unacceptable I'm so mad!!

This number called said it was of the utmost urgency that i return the call regarding a claim being filed against me... have not a clue who you can be... thanks for the courtesy call you provided..

This harassing caller, Amanda, indicated that she was giving me a courtesy call regarding a clai that was filed against me and she wanted to know my intentions.  My intention is to NEVER respond to this harassment and hope that by reporting this nuisance that the perpetrator will be caught and prosecuted to the fullest extent of the law!

"Good afternoon this is Chelsea Hoffner with Alliant Capital. I'm calling in regards of _______ _______. I was hoping if there was any way that I could leave my contact information with you to pass along to ________ that we would need her to contact my office today. Please have him give me a call at 888-673-1571. Thank you."

They called my job and my cell number. I just reported them to my attorney who will be looking them up and giving them a phone call. I have reported them to BBB.  Keep on calling ...

Yes, nothing like reporting them to a worthless, toothless agency that will simply ask them for money to get a good rating instead of reporting them to actual Federal and State Agencies that can really do something for you, agencies whose assistance you have already paid for with your tax dollars.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

The same woman called me today and left a voice mail. She said, "I need to hear from you by 6 pm Eastern time today". Or what happens? Do I turn into a pumpkin? Lol! I checked the Washington State Dept of Licensing and this company is not licensed to do business in my state. Many states require out of state collection companies to be licensed in their state. If they aren't registered in your state, they aren't even supposed to call you. I will be filing a complaint with the DOL and the rep there told me they will send the company a letter telling them to get a license in WA or *bleep*  off. Hope your state is the same. In the meantime,  I have blocked that number on my phone. And it is after 6pm Eastern time and nothing has happened so I guess I'm in the clear! Lol!

Good place to stay away from.

http://www.alliantcapital.net/contact.html
3840 East Robinson Rd, Suite 202 Amherst, NY 14228 US  (Fave. address for questionable debt collection groups in this area of New York)
Phone: +1 855-546-9103
Email:  compliancedept@hdhllc.net
_______________________
BBB:
(716) 253-6061
Alliant Capital Management, LLC
4 years in business
210 John Glenn Dr
Amherst, NY 14228-2213

Fax Numbers
(716) 332-6652
Additional Email Addresses

janderson@alliantcapital.net
BBB File Opened: 09/26/2013
Business Started: 06/27/2013
Business Started Locally: 06/27/2013
Type of Entity
Limited Liability Company
Business Management
Ms. Jen Anderson, Chief Compliance Officer
Business Category
Collection Agencies
Additional Information
Better Business Bureau conducted an investigation into this business with the following questions: licensing and bonding, where it does business, a list of all physical and remote locations, the company’s EIN and affiliations with other businesses. BBB has complaints from consumers in states that require licenses, bonding, and certificates of authority to operate. The business does not have the requirements for debt collection in the following states: Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Mississippi, Montana, Nevada, New Hampshire, North Carolina, North Dakota, Rhode Island, Tennessee, Utah, Vermont, Washington, West Virginia, and Wisconsin. The business responded that it is currently acquiring necessary documents.

BBB wants consumers to be aware of their legal rights when they are contacted by a collection agency. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive and harassing behavior by any debt or collection agency. This act is enforced by the Federal Trade Commission (FTC). The act states specific practices and rules by which debt collectors must abide. There are penalties for agencies found breaking these laws. Collection agency employees must not use crude or offensive language or identify themselves as anyone other than as an employee of the business for which they work. If a consumer believes a debt collection agency has violated any of the FDCPA laws BBB encourages them to file complaints with BBB at bbb.org and the Federal Trade Commission at ftc.gov.
Alternate Business Names
Alliant
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
his Business Is Not BBB Accredited
Alliant Capital Management, LLC
F  BBB Rating System
**
GOVERNMENT ACTION
AG's office secures $150K in settlement with debt collection company
The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency.  If the matter is being appealed, it will be noted below.

On July 5, 2017, the business entered into a settlement with the West Virginia Attorney General.  The settlement concludes allegations that the business Northwood Asset Management Group was collecting debts for Alliant Capital without proper licensing to do so in the state of West Virginia.  Under terms of the settlement, the business agreed requires Northwood to refund $27,445.76 collected from consumers in the state. It also must close and zero balance all accounts that it attempted to collected before it was licensed and bonded to do so, resulting in cancelled debt of $151,561.25 for 141 West Virginia consumers. Northwood must also pay $1,000 to the state, comply with state law in future business operations and refrain from threatening consumers or coercing payment. The settlement was for resolution purposes only and should not be considered as an admission of guilt or finding of violation of the law. For more details, go to the West Virginia’s Records Page.

ALERT
Better Business Bureau conducted an investigation into this business with the following questions: licensing and bonding, where it does business, a list of all physical and remote locations, the company’s EIN and affiliations with other businesses. BBB has complaints from consumers in states that require licenses, bonding, and certificates of authority to operate. The business does not have the requirements for debt collection in the following states: Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Mississippi, Montana, Nevada, New Hampshire, North Carolina, North Dakota, Rhode Island, Tennessee, Utah, Vermont, Washington, West Virginia, and Wisconsin. The business responded that it is currently acquiring necessary documents.

BBB wants consumers to be aware of their legal rights when they are contacted by a collection agency. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive and harassing behavior by any debt or collection agency. This act is enforced by the Federal Trade Commission (FTC). The act states specific practices and rules by which debt collectors must abide. There are penalties for agencies found breaking these laws. Collection agency employees must not use crude or offensive language or identify themselves as anyone other than as an employee of the business for which they work. If a consumer believes a debt collection agency has violated any of the FDCPA laws BBB encourages them to file complaints with BBB at bbb.org and the Federal Trade Commission at ftc.gov.


Debt Collection

The following information is general in nature and not intended as a Business Review on any company.

Better Business Bureau and the Federal Trade Commission offer the following information on fair collection practices:

The Federal Trade Commission (FTC) enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis and companies that buy delinquent debts and then try to collect.

New York State also has specific regulations for debt collectors.

Contact

Debt collectors may not contact you before 8:00 a.m. or after 9:00 p.m., unless you agree to alternative times. They may contact you in person, by mail, telephone, telegram, or fax; however, they may NOT contact you by postcard.

Consumers can communicate with collectors via their personal email if they so choose. This may help to reduce the number of phone calls and allow consumers to maintain better records of their interactions with debt collectors. If a consumer wants email communication, they must put it in writing to the debt collection agency.

You may stop a collections agency from contacting you at work by sending a registered or certified letter with the request. Once the agency receives your letter, it may not contact you again except to say there will be no further contact, or to notify you if they intend to take a specific action.

If you are represented by an attorney, debt collectors may not contact anyone other than your attorney. If you do not have an attorney, collectors may contact other people, but only to find out where you live and work. In most cases, collectors may not contact such permissible parties more than once and cannot reveal to anyone other than you or your attorney that you owe money.

Validation of Debt

Within five days after you are first contacted, collectors must:

·    Send a written notice telling you the amount of money you owe,
·    The name of the creditor that you owe the money to,
·    What action to take if you believe you do not owe the money.
·    If you believe the company contacted you in error, you must write within 30 days after the initial contact; upon receipt of your letter, the company must cease collection activities.
·    If the company can provide proof of the debt such as a copy of a bill for the amount owed, the company may renew collection proceedings.
·    Some debt collectors may try to collect on debts for which the statute of limitations has already expired.

If a collector attempts to collect on a debt for which the statute of limitations has expired, prior to accepting payment, the collector must provide notice that they believe the statute of limitations may be expired and that, if the consumer is sued on such a debt, the consumer may be able to prevent a judgment by informing the court that the statute of limitations has expired.

Even if the statute of limitations has expired, people may choose to make payments on the debt. However, be aware: if you make a payment on the debt, admit to owing the debt, promise to pay the debt, or waive the statute of limitations on the debt, the time period in which the debt is enforceable in court may start again.

You may also request debt substantiation at any time during the collections process. This will empower the many consumers who do not exercise their right to verification under the Fair Debt Collection Practices Act within the short 30-day window.

Once a debt collector receives a substantiation request, the debt collector must cease collection and provide documentation proving the validity of the debt and the creditor’s right to collect that debt within 60 days.

The debt collector must provide general information on the rights of debtors and, for charged-off debts, specific information about the debt that they are attempting to collect.

These disclosures go beyond current federal requirements, ensuring that collectors have key information about the charged-off debts they collect, such as the amount owed at charge-off, and the total post-charge-off interest, charges, and fees.

As consumer debts may be sold and resold, this information will help combat fraud and debtor confusion by showing an alleged debtor where the debt originated and the total debt owed both at charge-off and after years of interest and fees were added.

If no debt is confirmed, contact any involved parties to clear up possible inaccuracies on your credit report, such as: the debt collector; the creditor or company claiming unresolved accounts; and the major credit bureaus.

Prohibited Practices

Debt collectors may not engage in unfair practices while attempting to collect a debt. For example, debt collectors may not:
1.    Use threats of violence or harm against the person, property, or reputation
2.    Publish a list of consumers who refuse to pay their debts (except to a credit bureau)
3.    Use obscene or profane language
4.    Use phone calls to repeatedly harass you
5.    Fail to identify themselves on the telephone as a debt collector
6.    Advertise the debt
7.    Indicate that actions such as a lawsuit will be taken against you, which legally may not be taken, or which they do not intend to take
8.    Collect any amount greater than your debt, unless allowed by law
9.    Take a payment arrangement prematurely
10.    Use false, deceptive or misleading statements when collecting a debt.

If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:

1. Supplemental security income, (SSI);
2. Social security;
3. Public assistance (welfare);
4. Spousal support, maintenance (alimony) or child support;
5. Unemployment benefits;
6. Disability benefits;
7. Workers’ compensation benefits;
8. Public or private pensions;
9. Veterans’ benefits;
10. Federal student loans, federal student grants, and federal work study funds; and
11. Ninety percent of your wages or salary earned in the last 60 days.

If a debt is confirmed and owed
Consumers will now receive written confirmation of any debt settlement agreement. Consumers will also receive written confirmation once a debt is satisfied. If another creditor attempts to collect that debt, consumers will have written documentation that the debt has been paid off.

Ordering you free annual credit report
You will be required to disclose your Social Security number to obtain your credit report. If you print your credit report, make sure your Social Security number does not appear on the printed form.

Contact:
877-322-8228
annualcreditreport.com

For more information, contact:
Better Business Bureau of Upstate New York
(800) 828-5000
bbb.org/upstate-new-york

Federal Trade Commission (FTC)
(877) 382-4357
ftc.gov

If you believe a debt collector has violated the law, contact the Federal Trade Commission.

I guy named Donald Jasper from this company has called and threatened me, my father that I haven’t lived with in 20 years and my ex wife.  Told me I would be arrested in 24 hours if I didn’t call.  Well guess what Donald Jasper, come on over you have my address.  This is an illegal attempt to harass people.  I’ve already contacted the authorities.

I also got a call for 609-964-4020 a Donald Jadper telling me to call 888-964-4020. Saying that I need to get in contact with him within the next 24 hours or I will be arrested. They also have my father and sister name. How do these people get away with this. Scammers and they need to go to jail.

Total harrassment and threatens you.  If they expect people to call them back they need to stop threatening people.  I'm keeping all messages and call records because the court can dismiss if you owe money if you've been harrassed.

Alliant Capital indicated that she was giving me a courtesy call regarding a claim that was filed against me for a charge I authorized.  I did not answer of course, she left a message with her extension 494.  Never heard of this company or anyone affiliated with them.  This kind of harassment and fraud has to stop!!

Well you can easily make it stop.  Your first step is to start reading all the other posts and then learning what you need to do to stop them permanently.

Same story as above.  Called me and my husband.  Freaks me out a bit - to know we are connected somewhere in fraud land.  Same story.  Call today about an unresolved manner.  Thank you to everyone who posted.  I will file a compaint as well.

Received a call from another number last cal to my state.telling me to call this number to discuss with there client.on voice mail never said it was to collect a debt a violation .plan to call better business Monday on them

Called about a claim filed against me and said i needed to call back today. They phone number they actually called from was totally different and was with my local area code.

Got a similar call. Does it warrant a call back to them? Is it legit ?