Harassing calls from a debt collector? Here is what you need to know
Debt collectors are highly motivated to convince debtors to pay the debt because they work on a commission. This business model has created the reputation for bill collection agencies that we know today. The collector might engage in threatening behavior and harassment. However, like any other business they are governed by laws that prohibit certain abusive practices.
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- Me AgainHere is the only thing you can do to deal with this nonsense. Block the phone numbers, and when they call again, block the phone numbers, and when they call again, block the phone numbers, and when they call again, block the phone numbers... Repeto ad nauseam. Latin phrase for "repeat until it gets annoying", which I assure you, that won't take long...
- Drbbie replies to melLook. Don't you pay a dime until you know the date of your last activity. If the last payment was made let's say March 2013, that debt is now 12 years old. There are not many folks that keep their paid in full receipts much past 3 or 4 years. Any way you need this info first. If you like contact the original creditor if they still exist and find out if they actually sent your file to this company.
- Ms Debbie replies to DDThat totally works. Lol I tend to opt for they are not registered to do business in my state and the should expl to the Secretary of State's office why that is.
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