Is this a scam?

E mail should never be accepted in cases of debt validation.  While the debt collector is not required to send the letter by certified mail, it would of course be in their best interest, but would cut into their bottom line.  A legitimate company will send the letter within five days as required by the FDCPA.  Criminals prefer to use E mail and faxes to avoid sending their lies through the mail lest they draw the attention of the Postal Inpectors.

Postal Inspectors do turn up now and again fighting obviously fraudulent debt collection schemes, by issuing consumer alerts and offering investigative assistance to the FTC. I'm less sure the bogus collector fears the USPS so much as overspending on the ink and paper and third party letter printers which are staples for the agencies which actually worry about appearing legally compliant. The con men run a largely automated and high volume extortion business. They must know their scare stories won't work on everyone. Not creating a paper trail is simply cheap and expedient, with the added bonus of being less permanent as violation evidence.

Did you ever find out if the company was legit or if it was a scam. can you please let me know the same thing has happen to me and i am worried.

Maybe try reading the first page-the answer was right there!

ha ha yea thanks

was it a scam, company called expert debt solutions in amherst is harassing my son as well for a bill they can not produce from bealls

Unfortunately the posts above yours are 3 years old. But here is a quick answer for you. Any debt company calling claiming you owe them money MUST, by law, send you a letter showing proof of this debt, by US Mail. Not fax, text, email, or phone call. US Mail. Showing who the debt was originally with, how much, proof that they can legally collect in your State, and how much the debt is now, along with their name, address, and phone number. As there are many scams out now, mostly from foreign 3rd world criminals, spoofing (faking) their caller ID. Ask for proof, in writing.

This might be them (no phone number on that page) :
http://www.bizapedia.com/ny/EXPERT-DEBT-SOLUTIONS-LLC.html

EXPERT_DEBT_SOLUTIONS.txt

Bizapedia.com – Company Information Search

EXPERT DEBT SOLUTIONS, LLC
New York Domestic Limited-Liability Company · Updated 10/16/2015

Expert Debt Solutions, LLC is a New York Domestic Limited-Liability Company filed on November 12, 2014. The company's filing status is listed as Active and its File Number is 4665095.

The Registered Agent on file for this company is United States Corporation Agents, Inc. and is located at 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. The company's mailing address is 7014 13th Avenue, Suite 202, Brooklyn, NY 11228.

Company Information
Company Name:   EXPERT DEBT SOLUTIONS, LLC
File Number:    4665095
Filing State:   New York (NY)
Filing Status:  Active
Filing Date:    November 12, 2014
Company Age:    1 Year 4 Months

Registered Agent:
United States Corporation Agents, Inc.
7014 13th Avenue, Suite 202
Brooklyn, NY 11228

Mailing Address:
7014 13th Avenue, Suite 202
Brooklyn, NY 11228

Company Contacts
This company has not listed any contacts yet.

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Since William appears to have found this particular bunch.. Follow the steps in what you need to know below and here are some tips as well:

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
https://www.consumer.ftc.gov/blog/dont-recognize-debt-heres-what-do
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

In addition to Tamianth's post

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/