SOS funding / Quantum financial services

has any one heard of this firm?  They are very intent on knowing your exact credit score and claim they are a direct lender.  They do not claim to want any upfront fees.  I am very leary of this.  Any info would be welcome

Yes, we've heard of them & they ruined our credit score. They are actualy Quantum Collections.

Thanks!  I thought that if they needed a credit score, as a financial institution, they should be able to obtain it on their own.  Thanks again!

they called me to give me a loan, and I saw all of your notes and decided to hang up

they are a scam they tell you your going to get money and its funny they all have middle eastern accents with american names like jack dawson chris and i called to put the pressure on them asked what kind of scam this was and they swear its not wish me luck

How did they ruin your credit score?  Unfortunately I did not see this page until after I gave all of my info.  Is there anyway to get this mess straightened out?  I gave all my info like I said and then of course I got no loan.  Who can we report this to?

Well I m one of those peoples who have been scamed from this SOSFunding the loan company this
peoples calls and tells you that you r pre-quilified to receive a loan amt upto 6000 dollars but I just got charged with 120 dollars then after 2 to 3 days I started getting calls from the collection agents the were frustatin me and wanted me to pay 1000 dollars as I have taken loan from them which I never received m guys this peoples just scam you by checking your credit score they take ur mem I'd from the website u checked ur credit score and from that they can pullout your confidencial information. This peoples r big scamers nothing more than that. So ignore them.

I have got scamed recently from sos funding the loan company. I asked for 500 dollars but I never any loan this guys named edwin walker, mark are really from India my brother is in police so he tracked them but we were not able to track there exact location.

i  needed money so i got 0n line and found a web site that would find a lender   that would approve me  didnt matter what type  of credit  i had   ( dumb me know better gave  gave them my imformation i warn every body about these people all the time ))  one companycalled first america  said you are approved   afater they got m; information  they got 10 cent out of my account and  then said i was not approved ( probaby because i told them i ddknt want  payments  taken out of my pay check)    took ten cents  to validate my account    the web site also that claimed  to find me  a lender also took 1 cent  twice  and 3 cents  once  i  had very little money and that send me into over draft big time. didnt even know they did this untill i checkedmy account before i went ito store   i will have to  change my   account number   called the        company  that claimed they would find me a lender the the 5 cents was for security   i told th e lady  that her company  prey on the poor   i told her ;if she had any  heart whe should quit this; company because ;i know i woulnt work  them   the number of ;the web site is 8662357681  this my not be the right forum for this ;but  ineeded to let somebody know  beware   where else can i report this? i did mention to them i would

First, you may wish to freeze your credit file.

You should file a complaint with the FTC.  You should also make a complaint to your state's attorney general or department of consumer affairs.  A police report would be a good step to take as well.  

Depending on what this is really about, you may have grounds to recover monies, and/or criminal charges may be in order.

Finally, if you have an address, a certified letter would not hurt.  I suggest getting a lawyer to look over the letter before you send it - that should not cost much, and may be free if the lawyer is one of the good guys.

HTH

I just looked up this outfit and found this on their website:

"Quantum Collection's philosophy is that a combined effort between our agency and your office will always result in the most beneficial  results for both of us."

So, the idea is to blur the line between original creditor and third party collector...scum...it looks like the FDCPA needs to be 'tightened up'...