201-234-4183

Our son has a new phone number. This guy calls repeatedly, threatening, calling names, screaming, saying he is law enforcement one time, a collection agency another.  We tried to resolve the issue, explaining that the phone number no longer belongs to the person he is seeking.....he screams that we are liars.  It's insane.  We requested to speak to a supervisor, he would not comply with the request.  Report these calls!

Yea this [***] guy called our house and threatened our 16 year old kid then when we called him back to tell him to stop calling he [***] called back again. So yea keep an eye on this number if you see it pop up on your caller ID answer it and tell him to [***] off. :)

this guy name michael smith pretending to be an officer of the law. next time he calls ask for his badge no. and id no. then call the fbi

Just called me at my job, I know all about them, it is a big scam to scare people out of money, do not comply, if they ask for you tell them they have the wrong number report to the Attorney General in your state, also report it to the Secret Service, these are very bad people, there is a major investigation going on with these crooks, they got me before about 2yrs ago, I lost 500 dollars, when I researched it, they tell you to send the money MoneyGram for about a month, then later they do not have an account with MoneyGram anymore, that is how I found out they were a fake. Do not give them any information

I got a call from some guy that couldn't speak english stating he was from the Law Enforcement Agency. Said he had a case against my sister and I regarding our SS#'s or something like that... and if we didn't call in two hours, he would proceed with the case? I don't think this was legit at all and told him to send the paperwork to me and I hung up on him. heh...
If this was a scam, at least he could've sounded more professional and not like an idiot over the phone. He didn't even sound like a police officer nor did he even introduce himself as a Law Enforcement Agent.

Do not trust these people. They keep switching their numbers between states and are almost impossible to track. The call center is actually outsourced to another country. There is no such agency as "The US Law Enforcement Dept" or "US National Bank". If they call you, contact your local FBI field office and report them. It's a good idea to save any messages they leave as most of them are rather threatening. I came very close to falling for this scam about 6 months ago until I started researching the names they were giving me. This usually comes from information you enter from applying for loans or financial services online. Either this company is hacking into "Secure" systems and getting your info or the company that you applied with sold your info to a third party. They are a hassle and very very persistent.

Good afternoon to everyone who is reading.  I just received a call from a so-called Officer Sandy Cruz from the U.S. Law Enforcement Department.  Just about five or six weeks ago, someone else (going by the name of Office Sam Smith and Bryan O'Connell) from this fictitious institution (from a different number, mind you) called the Executive Director of my employer to ask him to garnish my wages.  Thankfully, the Executive Director informed of this occurrence and I explained to him that these individuals were scam artists.  These individuals will use common names and foreign accents to be convincing.  BE ALERT!!  IF YOU OWE MONEY TO A CREDITOR, BY STATE LAW YOU MUST RECEIVE CORRESPONDENCE BY MAIL WITHIN 30 DAYS THAT IT IS TRANSFERRED TO A COLLECTION AND/OR RECOVERY UNIT.  I checked their number and it is a landline telephone number with AT&T.  I filed a complaint with the FTC.

Just got a call from Some guy giving me my "case file#" His phone was 201-224-4183 ext# 1043. He had my SS# and some of my bank acct# but not all of it. He said the call was being recorded by my state's attorney General's office and my local law enforcement. I WISH!!! These people are FAKE. They will try to get you to belive that you owe money from a defaulted loan or violation, check fraud, tax by deception, or internet fraud. Those were the words he used. He told me NOT to interrupt him while he was speaking and to save my questions to the end. So When he was finished, I told him what he was doing was Illegal and asked if he even know who my attorney general for my state was. He didn't know. When I told him I saw on the news a story about companies JUST LIKE HIS who call people and try to get them to send money for loans or something they 'think' they had, he got really defensive and asked how I knew that information. So..they're liars. Don't believe them. They will just SCAM you!! PS - this is the 2nd call I've received from them. They always end up hanging up on me and threatening further action. When I ask for Proof of my "defaults" in writing by certified mail, they say they've already sent it to my email. And guess what? That doesn't count. Don't believe a word they say!!

The people at this number don't have my current information and are calling my mother and friend on whatever application they got of mine.  I don't think they are in the United States.  I think this number is a hub that they are using to connect from India to the United States.  They are able to get our information because a lot of companies are out sourcing projects to India because its cheaper and therefore there are some bad people that manage to get a hold of your credit or car applications and use your social security and bank account against you.  This is a complete scam and do not believe them.  Ask them to give you the date and the name of the company that loaned you the money and confirm with your bank.  I'm at Wells Fargo and they were very nice about checking through my statements and even changed my checking account number just in case they tried to withdraw money from my account.  DON'T BELIEVE THEM ITS A TOTAL LIE!

I am just going through this. he is calling my job and threatining me

I got 3 calls from them yesterday ten minutes apart. Boy he must really more hard up for money to call like that.   He said he was. Officer Mike Smith from the United States Law Enforcement Debt.  On one message he left he said something bad was going to happen to me or at my home.  He sounded like he was from India and I deal with people from India calling me for help and they don't have names like Mike Smith.  I also thought about it for a momemnt and thought a true Officer of the law wouldn't leave threatening messages like he did.  I have search the number he called from by Googling it and there are countless posts about this very same Mike Smith and all sites say this is a scam.  What's so bad is that I was fooled about four or five months ago and it cost me $625.00.  This guy will tell you not to interupt him until he's done speaking and the whole time he's talking it sounds very scripted.  Almost like he's reading from a piece of paper and if you interupt him he will loose his train of thought.  A real professional would sound like the words are flowing more naturally from his mouth.  Where he's stupid is that someone like me reasearches every number I don't recognize by going to the internet.  He's the bigger sucker.

I got 3 calls from them yesterday ten minutes apart. Boy he must really more hard up for money to call like that.   He said he was. Officer Mike Smith from the United States Law Enforcement Debt.  On one message he left he said something bad was going to happen to me or at my home.  He sounded like he was from India and I deal with people from India calling me for help and they don't have names like Mike Smith.  I also thought about it for a momemnt and thought a true Officer of the law wouldn't leave threatening messages like he did.  I have search the number he called from by Googling it and there are countless posts about this very same Mike Smith and all sites say this is a scam.  What's so bad is that I was fooled about four or five months ago and it cost me $625.00.  This guy will tell you not to interupt him until he's done speaking and the whole time he's talking it sounds very scripted.  Almost like he's reading from a piece of paper and if you interupt him he will loose his train of thought.  A real professional would sound like the words are flowing more naturally from his mouth.  Where he's stupid is that someone like me reasearches every number I don't recognize by going to the internet.  He's the bigger sucker.

I got 3 calls from them yesterday ten minutes apart. Boy he must really more hard up for money to call like that.   He said he was. Officer Mike Smith from the United States Law Enforcement Debt.  On one message he left he said something bad was going to happen to me or at my home.  He sounded like he was from India and I deal with people from India calling me for help and they don't have names like Mike Smith.  I also thought about it for a momemnt and thought a true Officer of the law wouldn't leave threatening messages like he did.  I have search the number he called from by Googling it and there are countless posts about this very same Mike Smith and all sites say this is a scam.  What's so bad is that I was fooled about four or five months ago and it cost me $625.00.  This guy will tell you not to interupt him until he's done speaking and the whole time he's talking it sounds very scripted.  Almost like he's reading from a piece of paper and if you interupt him he will loose his train of thought.  A real professional would sound like the words are flowing more naturally from his mouth.  Where he's stupid is that someone like me reasearches every number I don't recognize by going to the internet.  He's the bigger sucker.

I got 3 calls from them yesterday ten minutes apart. Boy he must really more hard up for money to call like that.   He said he was. Officer Mike Smith from the United States Law Enforcement Debt.  On one message he left he said something bad was going to happen to me or at my home.  He sounded like he was from India and I deal with people from India calling me for help and they don't have names like Mike Smith.  I also thought about it for a momemnt and thought a true Officer of the law wouldn't leave threatening messages like he did.  I have search the number he called from by Googling it and there are countless posts about this very same Mike Smith and all sites say this is a scam.  What's so bad is that I was fooled about four or five months ago and it cost me $625.00.  This guy will tell you not to interupt him until he's done speaking and the whole time he's talking it sounds very scripted.  Almost like he's reading from a piece of paper and if you interupt him he will loose his train of thought.  A real professional would sound like the words are flowing more naturally from his mouth.  Where he's stupid is that someone like me reasearches every number I don't recognize by going to the internet.  He's the bigger sucker.

I got 3 calls from them yesterday ten minutes apart. Boy he must really more hard up for money to call like that.   He said he was. Officer Mike Smith from the United States Law Enforcement Debt.  On one message he left he said something bad was going to happen to me or at my home.  He sounded like he was from India and I deal with people from India calling me for help and they don't have names like Mike Smith.  I also thought about it for a momemnt and thought a true Officer of the law wouldn't leave threatening messages like he did.  I have search the number he called from by Googling it and there are countless posts about this very same Mike Smith and all sites say this is a scam.  What's so bad is that I was fooled about four or five months ago and it cost me $625.00.  This guy will tell you not to interupt him until he's done speaking and the whole time he's talking it sounds very scripted.  Almost like he's reading from a piece of paper and if you interupt him he will loose his train of thought.  A real professional would sound like the words are flowing more naturally from his mouth.  Where he's stupid is that someone like me reasearches every number I don't recognize by going to the internet.  He's the bigger sucker.

same deal with everything mentioned, the threats .. these guys use many different names and numbers.I just call them scammers and hang up. I called them back one day about ten times and harassed them aand finally the stopped calling for about a month.. then it starts all over again

The security desk at my employer received a message from this firm, United States Law Enforcement Department, by an individual named John McCain stating that I will be taken to court.  Two weeks ago, from this same number, Officer Sandy Cruz called me directly to my extension to tell me that he has some serious allegations against me and that I will be taken to court.  I told him that the court would have to issue me a subpeona to appear in person. These people are illiterate and become very defensive when you challenge them.  When these dumb folk call you, inform them that the FBI and United States Federal Trade Commission.  These individuals call from a landline telephone listed with AT&T.  DO NOT GIVE ANY PERSONAL INFORMATION TO THESE PEOPLE AS CONVINCING AS THEY MAY TRY TO SOUND.  THESE PEOPLE ARE CROOKS FROM THE PITS OF HELL.

this guy called and spoke to my 12 year old son. He was requesting information that my son would not provide to him. When my son would not comply this guy told him that he was sending a law enforcement officer to our house and that he would be arrested and prosecuted if he was lying.

My son was very upset and called me at work. I starred 76 this number and spoke to this idiot. I demanded he identify himself. He said he was calling from United States Law Enforcement. I asked him was his title/rank and badge no was. I informed him that I myself worked for a law enforment agency and this was not an appropiate call. This guy started asking me questions again. I turned the conversation around on him requesting more information about him. He had a very heavy indian accent and at one point (when I wouldn't give him information) stated to me "dont u understand english" I was almost laughable. I told hiim I was recording our conversaton and had the conversation with my son recorded. He then hung up on me.    Guys a real piece of work

https://800notes.com/Phone.aspx/1-714-333-2981

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

https://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-336-553-3965
https://800notes.com/Phone.aspx/1-888-909-6789
https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-310-909-8245
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444

...and, many, MANY more.

officer Peter Black from US Law
Enforcement Department left a message on answering machine that my name and ss# came up in a case file and to contact him immediately before something goes wrong with me. phone # 1-201-234-4183 ext 1045
when I called him back he said my friend(used her name)took out a loan through BMG and listed me as guarantor and that I had to give him a favorable response or I would have to hire a lawyer and spend some time in the court system. He said my case file # 3741543757