310-909-8245

Called and left me a message with a very heavy Indian accent.  I called them back right away and they told me that I was being charged with 3 crimes - check fraud, bank fraud and theft by deception and that I was due in court the next morning to face the judge.  Then asked if I had an attorney and if I didn't then the only thing he could do was to wish me luck. I told them that I would have my attorney call them back.  So later in the day I called them back and posed as an attorney and told them that they couldn't arrest me over an unpaid debt.  They said it was for a debt to Sonic National Bank.  They wanted me to pay a debt of over $5,000 just to avoid going to jail.  They provided me details about a loan that I never had. Once I told them that I was going to contact the local law enforcement to track down the location of the call they said that they had the wrong person.

I received an identical call. Refused to verify my last four of SSN. Asked if they knew who they called. Said shouldn't need it. Told them their questions were none of their business. Told me same thing. Said not a collection agency but "Legal Affadavits Office." Told him he was violating FDCPA, I'd sue him. Could hear other voices in background reciting same thing in other calls. Guess CA's are outsourcing now.

It's a scam. And all their threats are false and illegal.

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444
https://800notes.com/Phone.aspx/1-954-678-9724
https://800notes.com/Phone.aspx/1-610-571-3252

A Steve Matthews a voicemail saying to call him now about my case and if I did not I will prepare to suffer the consequences and all he could do is wish me good luck. Either me or my attorney needs to call or they will come to my place of employment and arrest me. He asked for my last name and I gave it. Then he asked for my first and I told him I wasn't going to give him that he has been calling my job threatening and yelling on voicemail at work. He knew the first name then asked for the last four digits of my social and they were wrong, I told him that and he threatened me once more about being arrested and then hung up on me.

SPOKE WITH A MAN HEAVY ACCENT STATES HE WANTS TO LEAVE A MATTER ABOUT
A CASE VERY BOGUS HAVE BEEN GETTING MANY CALLS I WILL BE REPORTING THEM
THEY ARE BOGUS  DON'T SEND MONEY THEY CALL FROM DIFFERENT STATES

I received twenty two calls from this number today alone.  They had my old banks name, and wanted me to pay over $5000 or I would be arrested.  I told them they were crazy and if I owed a bank money, how would I open another account??  He told me "May god be with you".  He wanted me to give him my credit card number and I told him, I do not have one.  He said how do you pay for your living means, and I told him like any other decent human out there, with hard work.  He laughed and told me to tell the officer that when he sent out my warrant this afternoon when his boss signed it.  I explained a warrant is signed by a judge, and that I have just reported it to our local judge and law enforcement.  I followed up with my old bank, and owed them nothing, as I already knew.  Definitely thick accents and I will be contacting FTC on this one.  Do not be mistaken by these people they are garbage.

I received a voice mail message today at 4:11pm from someone with a very strong accent. She stated that I needed to contact her back at 949-544-2521 and to not ignore this phone message. She stated that if I ignored this message I would be facing the consequences tomorrow. She also wished me the best of luck. Then at about 4:30pm today, I received a call at work from the same lady. She told my receptionist that it was "Legal Affidavits Office" and it was an emergency. She needed to speak to me right away. When my receptionist asked her if it was a business or personal matter, the women stated it was a personal legal matter. When I took the call she started the conversation by saying that this was a legal matter and because of an unpaid bill to Payday Loan (US National Bank) I was going to be picked up tomorrow at 11:00am by the police and taking to see the judge. She said that I needed my attorney to contact them immediately. I told the women that I didn't have an attorney and she said that I better get one. I did at one time have a loan with a Payday so this was scaring me. I asked the women where this company was located at and she said they were in California. I told her that under my FDCPA rights she is not allowed to tell me that I'm going to jail. I then asked for her manager. When her manager came on the phone he to had a very strong accent (India). He told me his name was Jason Conners and that tomorrow at 10:00am I was going to be picked up at work or my home and taken to see a judge. He said I was going to be charged for 3 crimes... check fraud, bank fraud and theft. I asked him why this is the first time someone was contacting me regarding this situation and that I was pretty sure that loan was already paid. He said it wasn't and that the chargers were now $5,484.00. I asked him what the original amount was on the loan and he said $595.00. He stated that the amount is what it is now due to late chargers, interest and affidavit fees. I told him that this was crazy and why hasn't anyone contacted me before this. He said that they sent 25 emails to my email address. I asked him what my email address was and he read it back to me... which was correct. I asked him to read to me what other information he had on me and he gave me my correct street address and social security number.  He had all of my correct information... Which also included my work phone number and cellphone. By this time I was freaking out!! I asked him if there was anything I could do at this time and if I could make payment arrangements to stop any charges. He asked me if I've ever been convicted, did jail time or if I had any judgments on my record, which I stated no. He told me to hold and he would see if there was anything he could do to help me. After waiting a couple minutes he came back on the phone and told me that I can fax him a letter reading that "I apologize for not paying my loan. I had no intension's of running away from this debt. I've never been convicted. I would resolve this case by using the 00CR because the amount is now paid in full and so all legal charges against me can be dropped. He also told me to print and sign my name, put account number 1P and the last four digits of my social security number on it. And fax the letter to 714-710-4103. Then he informed me that after doing that he would except payment of $595.00 today to stop any further actions to proceed. He said he would contact his client and have the legal proceedings stopped. I said fine I can do that... REMINDER... I seriously thought this was real. He then asked me for a credit card number or my banking information. I told him I wasn't going to do that but I could do a Western Union. He then told me fine, you can do a MoneyGram. He then forwarded me to another person to get the MoneyGram info. After waiting a couple more minutes another man, with a really really strong accent came on the phone. He asked if I had a pencil and told me to send the money to IBM (company name), receiver code 6181, Palm Coast, State Florida. I told him that I would do it right away and he then told me to call him when I was done faxing and doing the MoneyGram so he could get the reference number from me for the MoneyGram. We hung up.

After thinking about it for a minute and talking to a co-worker, none of this made sense. Everyone I spoke to was foreign with really bad broke English. Every time they would put me on hold the connection sounded like the call was coming from out of the country. There was always a pause and then they would connect. I understand the FDCPA law and my co-worker said no way should I send the money. She said before doing anything to contact Payday Loans. Which then I went to a computer and goggled IBM, Palm Coast Florida... nothing came up. I then tried Legal Affidavit Office and again nothing came up. So, then I type in 310-909-8245 and this is what I got... a page full of stories like mine!! I couldn't believe it. I was SCAMMED!! It almost worked... I couldn't believe I almost fell for it. Thanks to all of you and your stories, I placed a call to my local law enforcement and will also be contacting the Attorneys General, The Federal Trade Commission and Payday Loan (which my loan was paid in full already) to find out how someone received my identity.

Also... About a half hour after reading your stories, that number called my cellphone again. I answered it to that Jason guy asking me where my fax was? I told him to never call me again and that I know this is a scam. I told him that I called the police, my attorney and i will also be the calling the FBI. He laughed at me and told me that I can call them all I want and that tomorrow morning I was going to jail. I told him to never call me again and hung up. It was about 5 minutes later that number came up again on my cellphone... I answered it saying that I called the police and to stop calling. This time it was a different guy and he said "your going to jail if you don't send that money". I then asked him to speak to someone there that was American. He said no, you can only talk to me... I then hung up. I received one more call shortly after that but I didn't answer. No voice mail was left.

This is definitely a scary situation!! But again... Thanks for your stories!!

PEOPLE TRUST KNOW ONE, file a complaint and don't fall for these people like I almost did. This is a "SCAM".

Thank you so much for reporting this! See my story below =(

SCAM SCAM SCAM SCAM!!!!!!!!!!!

Glad to hear that you didn't get ripped off by these criminals.

The fact that they wanted you to wire the money to Florida reinforces suspicions that even though these calls are coming from outside the United States, all roads with this scam lead back to the Sunshine State.

If you haven't already done so, I strongly suggest that you also file a complaint with Florida Attorney General Bill McCollum.  McCollum's office is very aggressive in pursuing debt collection scams. Here's the link: http://myfloridalegal.com/Contact.nsf/Contact ... Economic_Crimes

They did the same thing to me. Except they called my work #.. they were actually calling for somebody else (a Linda Hernandez) and they left a very tacky vm. My coworker and I heard it a couple of times on speaker because it was friggin hilarious "If you don't call us back, then.... I can only wish you good luck.... as this situation unfolds on you" lol
I think the best part was when he said his name was "Scott Miller" with a thick Indian Accent.
The left a call back number, 949 544 2523 (CA number) and I called it for [***] and giggles, it was a disused line. The dumbasses can't even get their numbers right.
Tried calling the 310 number, it rang but nobody picked up.

Their most hilarious line is "If you don't call us back, we will download warrants, and only God can help you." (Cue the melodramatic music!!)

Some failed soap opera writer must compose that stuff for them.  :)

I had a call from this number and another. They stated I had taken out a payday loan with Sonic National Bank in California. I have asked them today if I can get anything faxed to me and they said "NO" after you pay us with a debit card or a credit card of 1,095.00 which they stated the loan amount was for 350.00, they stated they have been sending me emails and I havent responded. They said on Monday at 11am they are having a court hearing and that I am going to be charged with 3 counts 1. check deseption 2. Theft and 3. Fraud. I have previous taken out loans before and really sat back and almost started to cry I was so upset, Anyway getting ready to pay this debt off a friend and work says look this number up and see what happens. I was really going to send these people this money. If I did or do owe this money I would have something sent to me stating I owed this money and or on my credit report after 3 years, Again they wont send me anything stating my signature or anything else util after I pay this amount off. They also stated they are Ray Stuart and Scott Miller (AMERICAN NAMES) which they ARE NOT!!!!!!

Yes I rec'vd that same call and they ask me to verify the last 4 digits of my social security number.

they have called stated they were united legal service these people are finding names from somewhere he states  his name is john powers heavy accent
about a payday loan false

I like everyone else have experienced this same call. All of the melodramatics and everything. The same " a case will be downloaded to your file". Please understand that if you have no knowledge of this it is very easy to get rattled and even taken. I was told that I had to send $500 to avoid arrest. I did send about $100. They told me to try for the $500. After thinking about this all day I decided to do a investigation of my own...And this is where i found other stories with the same individuals attempting the same SCAM! I want to thank all of you for your stories.........They are the reason I didn't loose very much.......Remember these names associated with this call.... Attorney Jason Conners, Justin Smith-(financing).

Hi, Big D.  I'm curious about what method of payment that these crooks demanded of you. MoneyGram? Western Union? Credit card?  If you wired the $100 to them, then the routing information would be helpful to law enforcement. (I'm guessing that they had you route the money to Florida.)  And if it was a credit card, then the information about that transaction should help law enforcement as well.

See my message above from July 9 for information on reporting these criminals to federal and state law enforcement

i got one of these calls today but they made a mistake cuz i am part of the us gov. they say they suppose to call back tomorrow so they can come pick me up...lol i aint gonna lie though i was a little nervous but things just didnt add up. just be careful everyone with yo finacial information.

This people did the same thing to me yesterday.  I don't know how they got in touch with my cousin and best girlfriend but they did and they told me about some type of bank fraud.  That the original amount was $300.00 now it is $835.93.  They talked the same thing about an attorney to me.  The two different individuals that called had a heavy indian accent also.  I'm glad that I googled them.  They gave me the information to send money via Money Gram to Palm Coast Florida.  They said that they were getting ready to download the lawsuit.  I can't believe these people.

I received the exact same phone call but the only thing was the I was told that the original amount was $300.00 but since I didn't pay it I would have to pay over $800 and some change.  I'm glad that I thought about using google to check out these individuals.