408-625-4864

Left a very threatening message to call back or else all he could do was wish me luck. Didn't even speak english very well.

Middle Eastern Man.. left rude VM.. clled from 408-625-4864// called number and was answered by a man from "India" something Legal department... I asked why they called and was told them I owed his client money...I asked what client and he stated.."you know what client" " dont get smart with me buddy" I told him to lick my nuts and term call... Scammers!!!

Left a threating message for me as well (both on my cell and work #'s)  Exactly the same as Marissa writes above. I think he said his name was "Chris Roy" and That I needed to call him again regarding a very time sensitive matter and if I didnt call him back, he wishes me luck.  Again VERY hard to understand.. I had to listen to the message 4x to get the little bit of information that I did.

Got a call from "chris" the middle eastern man.. advised this call is monitored ,,ok what ever,, accused me of having a payday loan from the internet///wow whatever... call came from 408-625-4864.. I told the guy to go back to India..

I received a call today from this number a gentleman (middle eastern) claiming his name is Steve Richards. Very threatening and scary! He stated call him back immediately or have an attorney call back if not all he could do is wish me good luck! I am reporting this number to a federal agency with my state. I suggest everyone do the same. I am also having a friend of mine in a governing office call.

Same moron with an accent reading the same threatening script.  This has scam written all over it.  This one calls himself Mark Henry, I think the pattern is they use pro wreslers names.

Oh my gosh!  This guy won't leave us alone.  When I told him to stop calling, he called back every minute for half an hour!  We can't even understand what he is saying, something about contacting our  "lawyer of record" with threats, etc.  How do we get rid of this nuisance??????

I can not believe that these people have been calling so many people!  I hae been talking to these people all day! Who are they? I don't owe anyone anything and they left me the SAME message! "Good Luck with what happens to you".

A guy who called himself Michael Davis representing the "Financial Accountability Association" of obvious Indian race called and said I had a defaulted pay day loan.  It scared me a little being he had my Mother and Brother's first names that he said I used as references, my address, and the last four of my social security number.  He also had my wife's old and I mean old bank account number that he said was used.  I refused to confirm any of the information and then asked him for documentation.  He said everything was done online and I received everything.  I had never received a loan nor any paperwork from any company and when I asked him for what company it was for he told me that they deal with various loans and was not sure of the original lender but that it was either Fast cash or something 500.  He then proceeded to tell me that my documents will be downloaded on Monday being it was a Saturday, to the court house for a law suit.  I called my attorney and he said that it is most likely a scam.  I am going to file legal suit if possible.  Just a heads up.  Make sure that no one is capable of accessing any type of information, because when they do it is scary.

They called me on 6/4/09 but used 408-715-1614 to call them back and when they called me it shows unavailable. Identical story, my guy was Shane Lee but I also talked to Michael Davis, he was suppose to be some atty supervisor or something. They start out telling you all all of these threatening things (I had my work ph on speaker w/co workers listening) and telling you they don't want money, just to send you to jail but by the end of the day since you're so nice they agree to let let settle, right! I told my guy "Let me guess, I can only send to you, he replied yes, along with a letter of apology, I told him I was reporting him to the atty general and have not heard back from him. I have reported them to the Federal Trade Comm, California atty gen, NC atty gen, I think this is more like extorsion and these people need to be stopped, lets all do our part.

I received 11 calls from this "Mark Henry".  He only left 1 message.  His accent was extremely heavy...I could barely understand what he was saying.  He also mentioned that my attorney should contact me back...if not "good luck and have a nice life".  These people are a trip...

I got this message twice Saturday and today. Telling me he could not do anything but wish me look. It kind of sounded like a prank.

same details as above
called my work
called my cell
i could not understand him
wished me luck

I wrote a note above,they had called me on 6/4 under the 408-715-1614. I am asking everyone to PLEASE report these scum. First to the Federal Trade Commission (the US Attorney General used to take these complaints but now the FTC does), then the Dept. of Justice for the state the scumbags claim to be calling from, in my case California, then, the Dept. of Justice for the state you live in. One number is quite and overlooked, many numbers make a lot of noise are noticed! My thought is that these people are routing calls from out of the country through a US phone #, therefore making this an international issue. I read one of these postings where some poor lady paid $1100 because she didnt want to lose her job, after paying that they came back for more. I certainly am NOT paying for what I don't owe but let's face it, some out there are being scared into doing just that. Filing these complaints on line only takes less than a minute or so each, PLEASE take the time, thank you!

I received the same call at work. I did have a loan I was paying and I thought that was him I sent a payment but never received his informatio on who he is. I have put a stop on my account and am getting the bank involved. I faxed him a promissary note and that fax number was 714-316-1311.
it did go through I feel very foolish now but we live and learn.

The person called my job constantly and left messages. Told me his name was Danny Jones.Really scared me because I assumed they were sending someone to my job to have me arrested said they were going to send someone to arrest me for fraud,checks and all on a payday loan. When i called them back only 1 person answered said his name is James didn't even acknowledge the name of the company. Then I called w/my number blocked about 3 times before he said this is FAA (financial accountability associates) then he said yes when answering the phone. Didn't even address nothing so what is really up with this company and if you are calling from attorney's office how in the world do you get nasty and then don't even have the respect of your company to address the name of the company.

Called me twice at my job,stating there were 3 charges pending against me,and instead of the company chasing me to repay some type of loan,they were filing a law suit against me. Very nervous.They had some of my family members phone numbers. They said it was for some type of loan. I do remeber months ago looking into a loan,but the rates were outrageous and I NEVER applied or recevied anything!! What can I do to see if this is legit?

I had a guy contact me as well. He said his name was Lance Martin. He said I had to fax him a promisary note saying that I will pay them an amount of $986.76 by the end of july saying I defaulted on a payday loan with "FAA" which I initially was scared. I was shaking from like head to toe. I have these numbers that were supposed to be fax numbers: 714-316-1311, 714-798-1733, and 714-312-5854. I never tried the third number. By then I had contacted my bank and they cancelled my card so no debits would go through. He kept calling me at work non stop. My bank and the owner of my company both said its a scam. So please be careful and watch out for yourself. If they call you and tell you this then ask them when did I take take out a loan with you? And ask them how much did I borrow? You will catch them off gaurd they claim the bill is with interest and late fees. So, again please be careful folks. Also they said that I had a law suit filed against me. I did take out payday loans but not through this place.

I received a call from 714-598-4229. He said his name was Andy Hunt and a lawyer from Financial Accountabilty Assoc. He stated that I owed money fron a loan back in Sep 2008 and that I need to go to the local court house on Wed 07/22/2009 or my account would be frozen. I called the local Sheriff dept to see if I had any legal paperwork from these people. I also called ny bank. No such action. Please, how do I deal with these people?

https://800notes.com/Phone.aspx/1-714-333-2981

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

https://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-336-553-3965
https://800notes.com/Phone.aspx/1-888-909-6789
https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-310-909-8245
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444

...and, many, MANY more.