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No, you faker.  I myself am Judy Cole and Matthew Smith and John Jones, and I am going to sue you for defamation of character.  I will be asking for damages of $1295, plus attorney fees.

"Shill we meet again", it looks as if Christine C hasn't answered.

It's obvious that she couldn't decide if she was scammer, victim, or shill.

Or maybe she couldn't figure out a way to rebut her rebuttal rebutting her earlier rebuttal.

The way I read it, we have three "Christine C"s here.  The February "Christine C" who was a victim of this outfit.  The "Christine C" who is a shill for this outfit trying to do damage control with a couple posts (including the "rebuttal") in April.  And the third "Christine C" (posting above) who is obviously trying to discredit the second "Christine C" by posting a faux confession.

I feel there is a bit of a Freudian slip with Christine C #2's rebuttal.  Generally, a rebuttal is a counter statement/argument against a statement/argument made by another.  A person does not rebut their own statements; rather they would recant or withdraw their earlier statement.  Like most shills, this one just could not help but give themselves away.

Based on the rebuttal, or the rebuttal of the rebuttal, I don't know which of them has the $1295.

I would say that "Judy Cole" has the $1295 and suspect that she (or a shilling co-worker) is "Christine C" #2, "Christine C" #1 is $1295 in the hole and all that "Christine C" #3 has demonstrated that they have a "cents" of humor.

Too many missing posts to verify but it appears honesty is in doubt.

I give them $2,600 and I still haven't received my discont coupon book.  Boy do I feel like a dumbasss.  I guess I'll stop giving them my $50 monytly paymetn too!

Christine C, is your last name Cole?  Can you say shill, I'll bet you can?

First of all, I don't believe you gave them $2600 dollars for a coupon book and that you are sending $50 a month.  BUT...big BUT, if you were stupid enough to do that, you should stop the payments immediately and contact your bank about the 2600.  Cheers. :-)

Is the spelling REALLY a big deal? You obviously understood what it meant.

yes judy called me about lowering my credit card and she had me get the citi card to pay off one of my card and I fell for it dumb me and they took 1095.00 out of my credit card not happy and on my statement is GOLBERG& HEATH and the phone number I called is out of survice 800 827 1668

A good scammer has a lot of your personal information which they can readily purchase on the black market.  Remember the TJX Data theft, the Target Data theft, and the Experian Data theft?  Criminals have a ton of personal information on EVERY American.  They know how to use that stolen data to gain your trust. Then they bait you with "low rate transfers" or other "great one-time deals".  They just start calling down their list.  If they're lucky, you'll answer their call and then they work their magic.  They start by charging you a little bit to gain your trust, to make these small charges seem normal.  And you pay those charges, because you agreed to them.

Then they start charging you real money.   A *lot* of money.  This is the scam.

Of course, you're smart - you don't pay.   But now you have a track record of paying them something, so now it's up to you to convince a judge.  They take YOU to court, hope you don't show up.  If you do show up, they immediately drop the case and move on.

But lawyers are expensive, so most people don't show up, and then they talk to the judge and end up winning their case by default, since they have some evidence and you skipped out of court.  From there, they get a license to legally strong-arm you out of absolutely everything you own.  After all, the penalty for not paying up a judgement in a timely way is incredibly severe.

They then have an option to sell the debt to a collection agency.  So even if you pay them nothing, they'll make money, and the owners of your debt will continually beat you into submission.

It is a nasty, immoral business.  Don't get caught up in it.  And if the sheriff tells you to go to court, you damn well better go and defend yourself.

Don't be so hard on yourself,  we base our opinion upon what information we have..Judy gave you no reason to question. I am a victim of identity theft and estate fraud insurance fraud etc. I  encourage you to file a complaint with the IC3 BBB OIG etc I am doing my best making reports and trying to catch these thieves before any further damage done. I encourage everyone to report fraud.  It may seem like a long shot,however the more of us standing together  and putting these criminals behind bars meet compliance and restitution  paid back to victims ..i need to check the fbi most wanted there is a Judy listed but can't remember the last name,in fact the husband is also listed with her the article was about credit card and finacial fraud..hmmm

The 800 number goes to Goldberg and heath  thieves liars and more

I agree ..but as most illegal business partnerships..the thieves will have trust issues or a falling out. Let's face it all ends bad or it would not end.

How much did you get paid for that post?