202-367-9547

who is this they do not leave a message

Keeps calling, won't leave voice mail, won't ID themselves to person who answers.

This is a collection agency. Be advised that the truth is not high on their list of tools.

this is ic system collection agency out of st paul minnesta. they are like terrorists. dont talk to them at all.  their corporate fax is 6514816516

They keep calling for someone who used to have my number.  They are extremely rude and harrasing.  They won't believe me that the person they are looking for does not live at my phone number.  Anyway to get them to stop calling short of changing my number???

harassing

keep getting calls for former owners of our phone number-tell them our name and not who they are looking for and to please de-list.  calls keep coming

http://www.pennlawyer.com/fdcpa.htm

The "Mini-Miranda Warning"
Each time a debt collector contacts you, he must give you what is know as a "Mini-Miranda Warning" This warning received that name because it is reminiscent of the warnings that police should give you if you are arrested, however, "Mini-Miranda Warnings" have nothing to do with criminal law. A "Mini-Miranda Warnings must contain the following words (or words imparting this meaning):

"Hello, I am _________(name of collector). I am (or this office is) a debt collector representing____________(creditor). Information obtained during the course of this call will be used for the purpose of collecting the debt."

If the creditor has not been advising you as above, you may have a right to sue.

Debt Collector's Calls at Work

The FDCPA states:

Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt -

Your Rights to Stop Harassment by the Debt Collectors

In so far as collectors are concerned, you are not required:

To discuss anything with a collector unless you want to;
To answer a phone for a collector (this works with called ID).
To speak with the collector if you do answer.
To answer any questions at all posed by the collector (collectors will often demand that you rearrange your finances, or cut back on other expenses to pay them; there is no requirement that you justify your lifestyle to a collector).
To say "good-bye" before you hang up.
To be truthful about your personal and financial affairs (you do not have to disclose private information about assets or income).
Important: There is no reason you need to acknowledge that you owe the money! This is very important if the debt is old. By acknowledging the debt, you may actually extend the time the creditor can sue on it. All states have statutes of limitations on debt collecting. Few states are more than six years. Many are less. You can extend this limitation by acknowledge the debt or even by making a partial payment!

THEY CALLED AND STARTED ASKING A BUNCH OF INTERRAGATING QUESTIONS WITHOUT SAYING WHO THEY WHERE. TRYING TO CATCH ME IN A LIE.. SORRY I DIDNT KNOW WHO HE WAS TALKING ABOUT. THEY WOULDNT TELL ME WHO THEY WHERE OR WHAT COMPANY THEY WORK FOR..

Does anyone have IC Systems address not PO BOX?

IC collection agency.  They left a romantic song on my voicemail thinking I would call the number back.  Can they do that?  What the heck!

I got a call from them today (everyday I do but I dont answer) but this time they left a romantic song as a voicemail, I guess thinking I would call back.  Can they do that?  The the heck.