202-808-3330

Claiming to be attorney office... "Law office of Joseph and Joseph" however afraid to provide any information regarding their business office/location/lic number.  Called back then claimed to be the Department of Justice. Obviously a fake...

Claiming to be a Fraudulent Check Division Firm. Think I'm getting scammed!!!

Recieved a call from Cynthia Harper. When calling, she answered the phone as Fraud Division. She informed me of a fraudlent check charge pending from a Ace Cash Advance from 2007. She couldn't provide me with any documentation of the debt, nor would be tell me what company or entity she was affiliated with. She kept repeating, I handle check fraud for States Attorney's Offices. When I agreed to pay the debt, she put me on hold claiming to call the States Attorney's Office in Ohio. She told me she would put me on conference call with his office. She left me on hold for about 10 minutes and said he refused the conference call but he did give me a settlement amount. I was to send a Money Gram to "JOHNSON AND JOHNSON FINANCIAL SERVICES."  After hanging up with her, I did some online research about the number and found several complaints. I called her back and informed her of this, which she of course blew off. I asked again for company information and she said "I don't really work for a company. It's just a check fraud division. By this time I began laughing at her. I told her she wouldn't be getting her commision today!!!   I believe she works for Johnson and Johnson Collections. I,ve received calls before from the 202 area code with people claiming to be inspectors and special agents. Anyone else have this experience?

Cynthia Harper called me as well. Exact same thing that she did with you pending from Ace Cash Advance from 2009 said that she called the States attorneys office in Arizona and keep me on hold and said he wouldn't allow her to conference me in but would allow me 30 days to pay my balance but I had to do a 30% good faith payment by the end of today through money gram to "Johnson and Johnson Financial services". I was at walmart about to make the payment and my mother in law advised me not to and directed me to your post. I'm going to try to contact Ace cash advance and resolve this on my own it was just to fishy. And what collection agency requires you pay through money gram not at he court or over the phone with credit.....

Thanks for replying. I'm glad I'm not the only one here who is trying to be scammed by this vermin. I filed a report with the Consumer Financial Protection Bureau. Today, I'm filing complaints with the States Attorney's Office and the FTC. This is blantantly against the law and I'm not letting this creepy woman off easy. I've read numerous complaints about similar scams involving the same details. Not sure if they work for a collection agency, but I'm pursuing it as far as I can. Any other help or suggestions would be great!!

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I got scammed with 250.00 last month. She gave me same info on your post. I barely found out today I was going to send the rest of the money. But my daughter googled the nunber and came up with this..im still in schock why I fell for this :(

Beware::: CYNTHIA HARPER AND PATRICK RAYBURN have a new scam yes a new scam... They have craigslist and are selling a gorgous truck. On craigslist a 202 number is waiting for bait (texts) he/she tells you to get a hold of his mom and he gives you an email address cynthiahp72@gmail.com. from there Cynthia Harper gives you a sob story about y the truck is so cheap. After that she says she's going thru ebay which is a hoax totally fake... They get ur info and all they want is $$$$$$ everyday And everyday they make up a grand excuse for you to pay more then $1000 a day for whatever. They tell u that u will get it back thru check/money order at time of arival (which in fact truck never arrives... Go figure) the number is 202-854-9379... They make I money gram everything and the fax number to send the recipts of money gram is 631-410-2981... Please please please watch what you r doing in trying to make this viral. I want see other families get screwed over by some careless ungrateful selffish self absorbent unworthy waste of air time and space. What my family just want thru is painful... My fiancee now has to work 7 days a week to make everything up for our house and our children. Help make it viral somehow please

so sorry you went through this Holly. Please check if the 202 area code is from a magic jack phone number. if it is contact magicjack and they will shut the phone off

Are you still tracking this woman? I understand it's been three years but I was recently scammed by her and I'm reporting it to my local police and the FBI

I'm guessing you didn't read alfalfa's post where he tells you were to file a report since the police and the FBI are not going to be interested because there is already an agency tasked with this problem.  Also, every stte has an Attorney General's office and reports should be made there as well.

Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  https://800notes.com/faq/attorney-general

Thank you, but a different situation occurred with me. This woman posted a listing for a Nissan Altima and made fraudulent emails from eBay and that's how she scammed me.

I'm very sorry for what you and your family had to go through. I myself was scammed by this woman and she also made my family suffer a great deal, however I refuse to go down without a fight.  I'm doing all that I can to gather more information about this woman because now she's falsifying emails from eBay and scamming even more people. Can you please give me all the information you have on this woman, so I can report her?

OK, all the prior posts were about a debt collector.  Now you claim it is a different scam?  Then what would tracking a debt collector have to do with the scam you are referring to?

Ummm it's the same person so anything helps, and if you're not going to give me more info on her you can stop replying back to me thanks

I am beyond pissed!!!! Cynthia Harper just got me. But I am filing charges. She will burn in hell. The nerve of people to take your hard earned money like its ok.

The same scammer is now posting fake ads for puppies.  They seem to be moving from one scam to another.
They had put up their own site claiming to sell a 2005 Honda Accord: https://showonlineverdy.com/