210-556-1920
Country: USA
210 area code:
Texas (San Antonio)
Read comments below about 2105561920. Report unwanted calls to help identify who is using this phone number.
- Anthony and Michelle jonesThis company pretrial legitation serviced called my 13 year old daughter threatening to arrest her dad for a payday loan from 2011.
- Caller: Joann
- Call type: Debt collector
- Samantha| 1 replyThis company called my phone saying I never paid a payday loan from 2011. That I clearly paid
- Caller: Pew trial department
- Call type: Scam suspicion
- BigA replies to Samantha
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general
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