216-453-2828

Claim I owed cash advance loan from 08 gave me three different amounts I owed then said it was from 09 very rude refused to send me something in writing. They said if I didn't pay today they were going to send out warrent for my arrest and court.

Debt is civil, not criminal. You cannot be arrested in the USA for a debt. Threatening you with arrest over a debt is illegal. The big problem is that your 'debt collector' is probably sitting in a boiler room in Asia. Millions of Americans are being called by 3rd world criminals, trying to extort money on fake debts. Ask for proof in writing, by US Mail. Not fax, text, or email. Tell them to mail it, or bugger off (that's with 2 x g's)