301-246-2577

Say they are representing ACE online pay advance.service based in Texas.  Threaten to have me put in jail for a so called online loan I (NEVER) received if I didn't pay $1385.00.. SCAMMERS!! They send emails saying they are with law firm Baker & McKenzie LLP. in Houston Texas with email michaelleeiffice@gmsil.com and Patrick Spence is SR. Officer.Cyber They then give this phone number for you to call 391-246-2577 which I refuse to call so they can try to get more of my I formation.i have saved all correspondence with these people and crimes needs to investigate this.

Continuing to harass and threaten me via email!

Same with me!!!

harrasing and threatening via email! Exact same person and excuse!

I was given this number after harassing emails stating I'm going to be accused of fraud

An email is not legal notice of a debt. Put those in your spam folder and do NOT call call these crooks. No good can come of calling, this is a phony debt scam.

And you were completely unable to write your own post why? Copying and pasting someone else's post is, at the very least, lazy. Why didn't you tell us YOUR experience with this phone number?

Did this company ever say that they're working with another loan company. Because I'm getting those emails also.  Sounds like a big time SCAM  is going on...is that true?

Have you gotten any feedback on this supposed to be law firm....cause I'm getting these. emails also. I see that they ask for the same amount of payback also.

Yes, this is a scam. Emails are not a legitimate method of debt validation. Nor are phone calls, faxes, or texts. Only documents sent via US mail.

got an email saying to call this number for a debt owed of 1385.32 says they will granish my check i have never had in run ins with credit alliance i used an unknown number to call them back all i hear was a bunch of wind it didnt sound like anything professional then they tell me i can txt as well what kind of legal situation tells you to txt this is to much

I received the same e- mail never had a loan with any of the companies they are in the e-mail
They dont give a name when they sent this e-mail.  So I dont know if this is for me or someone else.
I am not going to answer them.

Me too !!!   I’ve asked 10 times for their phone number so I can call and find out what’s going on. They gave me this bogus number.   It does not work.

This email person ‘Linda’ said if I don’t pay 1385 I will be served papers and possibly go to jail.

No one goes to jail for not paying a bill.

The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Today I received a very threatening email saying they are coming to my house to deal with this debt.   What do I do?    I have not answered them nor do I intend to

Me too.  Very threatening emails

Sally wrote:

What do I do?

In a word "Nothing".

Well, not exactly nothing; first you should read the informative post "BigA" made replying to you earlier. Then re-read the post "A Herron" made (which you are applying to here) and realize that this is a SCAM.

The people sending you these messages are criminals and are trying to scam you.
They want you to be fearful that you are going to be sued or possibly sent to jail (neither of which will happen).
They want you to panic and contact them about the matter, at which point they will threaten and browbeat you into paying them to resolve the matter.
The message they sent you is a lie, and anything they will tell you if you contact them will be more lies.
Delete any emails they have sent you and any more you may receive and block them from your inbox, do not reply back by email or phone. Ignore both them and their threats (after a while they will realize that they are not going to scam you and move on to other potential victims.) Find better things to occupy your time, life is already too short to be wasting it worrying about the pathetic schemes attempted by scum of the earth scammers.

Thanks.   I’m still getting the harassing emails.  Will they ever stop?