3038131601

Called asking for Joy's Cleaning Service. Told them they had the wrong number. They then asked if I was Joy. I am not. He then said hang on, I want to get the info right so you don't get another call. So are you Joy, he asks again. Told the guy that Joy or Joy's Cleaning Service hasn't existed at this number for at least the last 10 years as I have had this number for 10 years and its a personal cell phone. The person then asked if this was my mother (the person who's name is actually connected to this phone number). At this point I was angry because it felt like they were trying to fish for information. I told him to never call again and hung up.

I am recieving calls from 303 813 1601 for someone that I have never heard of.  I research Wyse Financial and found that it is owned and operated by an Attorney Irvin A. Borenstein of 3025 South Parker Road, Suite 711, Aurora, Colorado 80014.  I am looking for his home phone number so that I can call him at 9:00 PM.

same story: multiple calls, all hours of the day/no message --just harassment

Rang once and hung up at 9:13PM.

WYSE Financial
Address: 3410 S Galena St Ste 250
Denver, CO,
80231-5580
Phone:     303-813-1601
Fax:     303-813-1609

There are a lot of free fax services online. (faxzero.com, freefax.com, gotfreefax.com, etc.) Just a thought.

And call him at midnight he like that good luck

Got a call from 303-813-1601 @ 8:15am.  Automated message asking for a person not at my number.   Caller ID just displays "COLORADO CALL."  Guess I'll just ignore it for now.

Constant calls for someone that does not live here. I turned off my answering machine and just let it ring,they just keep calling.

Dave please post the # when you get it. I would like to call them at midnight and continue to call them every hour.

I just got a new phone and new phone number yesterday.  Haven't even given the number to my mom, but I get a call from these guys.  WTF?

I received a call from this number at 3:55 central time on 12/11/2009 they said it was an important business matter and refer to a reference number if you call back. it has to be a creditor perhaps.

Thay call daily for someone who does not live at this number.  I have asked them to take my number off of that persons account, but the calls continue.  To make it worse most of the time I answer to a recorded message that says "there is nobody available to take your call, please call back during regular business hours."  I have tried to call them bac but only get a recording.  Today I finally got a person who was horribly rude.  I told her there was no need to be rude and she said "you have an attitude, call back and leave a message."

I received a phone call from this number: 303-813-1601 at about 7:45 pm central time last night 1-25-10. I answered the phone and the gentleman, without disclosing his name or identification immediately asked if I was this person he was looking for. I told him I would not give him that information without him telling me what the call was about. He immediately got hostile with me and told me I would be going to court and would have to answer to a judge. Who does he think he is threatening some random person without confirmation of speaking with the correct person to whom he was looking for. This is ridiculous! These companies need to STOP trying to bully people around. It does not matter the nature of the call, no one deserves to be treated in that manner. I then tried to call that number back and got a lady receptionist. She was even worse than the gentlemen!!!!!!!!!!!!! I told her to remove the phone numbers from their calling list. She put me on hold for a couple of min and then came back and told me she would delete only one number but not the other number. I told her I have a right to request and have my personnal cell phone number removed and she would not listen to me. She just put me on hold again. So I called back and asked to file a complaint. She sent me to some voicemail box and I left a message. I then called again numerous times. I told her that if they want to call me and be rude that I could do the same to them. Then after a number of calls I finally asked for her supervisor because every time I called and tried to talk to her about human rights, she would not listen to me, she would talk over me, and then put me on hold. At that request she sent me to another voicemail box and I left another message about the disturbing customer service and told them if I received another message I would be filing a harassment suit against them.  The next morning I did come to find out that even my parents were contacted and harassed. And this company doesn't even know who they are contacting. I am 27 a yr old adult and my parents are contacted about a personal business matter?? Wow!!! That's uncalled for! The local law enforcement and state's attorney's office will be made aware of these events! Companies like this do not need to be in business!

I received a call Sunday morning on my cell phone, no message.  I couldn't answer in time and called back but I was disconnected after several rings.  They have called a few times, never leaving a message or hanging up when I answer.  I have filed a complaint with the Federal Trade Commission (https://www.ftccomplaintassistant.gov/) and encourage others to do so since they look for patterns of abuse.

This number has called me for almost a year now. Unlike what others have posted, my circumstances appear to be of slight difference. The voice on the other end is from a recorded message asking for someone by the name of Michael Tarp (I guessed on the spelling). Because it was a recorded message (and they did not include a number to press if they had dialed the wrong number themselves), I simply ignored it. Much to my dismay, not only did they keep calling, but eventually they had an actual person call on one or two occasions. During these times, I explicitly told them they had the wrong number/area code and to please stop calling me. They stopped, for all of a couple months, and then now I receive about an average of 1-3 calls from them per day.

Solution:
My temporary (until this can be stopped) solution has been to simply add that number to my list of contacts under the name "Annoying Law Firm" so that when my phone rings/vibrates/whatever I just look to see if that name shows up (and if it does, I ignore it).

This number keeps calling my husband. Today I answered and they said we had an outstanding bill with capitol one. We have never had a capitol one card. So I called capitol one and they have never even heard of this place and of course we had no bill. It's a total SCAM and they need to be stopped!!!

After research, this is a collection agency. http://www.wysefinancial.com/why_wyse.html.  This is what they have to say about their agency.  Sonds like they use scare tactics and intimidation to me.  Be sure to report their calls to the AG office of your state, and to The AG in Colorado.

I get four to five calls froms this number a week.  Saturdays, Sundays and as early as 8am.

To all here on this site, I know of the harassment you have all spoken of and have a solution and some advice that will put some FEAR into those b*****ds and possibly some money into your pockets if you have the courage to get educated then take them on in court. In less than a year it has worked for me to the tune of $5000.00+ in awards by the court for their abuses and at the least got a few more of those idiots OFF MY BACK.

FIRST don't divulge any info to whoever is on that line but get as much info about them, all members of the family & friends must start keeping keep a detailed diary (keep it next to the  land-line phone or where you can reach it if you use a cellphone only) of any and all contacts made by these people or any of their agents, reps, whoever thay may be. Have a recorder handy & record all those calls, have them made into transcripts for later reference in a future court case and keep them secure. Ignore the naysayers about the legality of recording a phone call(s) all bets are off when the other party(s) is harassing, threatening, making false claims, extorting, blackmailing, BREAKING THE LAW and disturbing your & loved ones peace of mind.

Of course make complaints to your respective state attorney generals AND the AGs of the known state that the offender debt-collector(s) are based in, report any and all fraud, blackmail & extortion attempts to the police in your area and the police in the specific offender's city or town (google it). Remember though, official bureaucratic channels are notorious for how SLOW they respond and the "badguys and badgirls" know this so don't stop there and think that's the end of it. The slogan "To Protect & Serve" is just that a slogan, nobody will fight for you and your loved ones more than YOU. So get prepared for battle and stand up for you and yours!

SECOND KNOW YOUR RIGHTS, GET EDUCATED. Most here have described abuses and violations of the Fair Debt Collection Practices Act, google it and start reading it THOROUGHLY then go to & bookmark "Debtorboards.com". GET ACTIVE, read the forums, learn the tips that enable regular people like US to network with each other and beat those b*****ds at their own game. It takes work to defeat them and take away the only thing those low-crawling trolls respect: THEIR MONEY. DON"T BE ANOTHER VICTIM FIGHT BACK!!!

I too have been receiving the same threatening calls from the same #, same rude receptionist and who I suspect is none other than "debt collector attorney troll deluxe" Ronald A. Walker himself. The problem is I'm am not the person he or she (she-he) is looking for and they don't want to get the message. Today they have continued to mess with the wrong person and it's going to be another payday for me and mine at the abusive debt-collectors expense. It is worth it to fight back and make them pay if there's money in your pocket & peace of mind in the end. Those abusive debt collectors and their agents have very limited rights and use the average citizen's ignorance of the law to their advantage especially of the Fair Debt Collection Act to "get over" on us, because of that they resort to abusive, rude, unethical, threatening & law-breaking tactics to get info, co-operation and maybe money from anyone foolish enough to give in. Don't behave as a victim, EMPOWER YOURSELF BY EDUCATING YOURSELF THEN FIGHT BACK!!!

Success to you and more later...

As promised more info, this is an article that will get many of you motivated, that and the great potential to make some monetary compensation and tech those trolls a lesson in respecting the average citizen's rights, but make them pay first...

Learning How to Fight the Collector
On Friday April 23, 2010, 10:44 pm EDT
Among debt collectors, Steven Katz is known as a “credit terrorist.” For years, he has run what he calls the Steven Katz School of Bill Collector Education, otherwise known as the “credit terrorist training camp.”
Mr. Katz, a 58-year-old accountant in suburban Tucson, spends his free time schooling debtors on the finer points of consumer protection law to help them turn the tables on debt collectors. On occasion, he thumbs his own nose at them too.
“How many times can I sue you? Let me count the ways,” he wrote under his pseudonym, Dr. Tax, in a March posting on Inside ARM, a debt collectors’ Web site.
A former bill collector himself, Mr. Katz rebelled after a debt buyer damaged his credit score with what he says was a bogus bill. Mr. Katz sued, and in 2003 he collected his first damage award, a $1,000 check that he now keeps framed behind his desk.
“The bill collectors, when they call, make you feel like the only option you have is to lay down and play dead. That’s not true,” said Mr. Katz said, who does not charge for his advice. “Nothing validates this more than getting a check.”
Call this movement revenge of the (alleged) deadbeats. Even as collectors try to recoup debts from millions of Americans struggling to pay their bills, a small but growing number of lawyers and consumers are fighting back against what they describe as harassment, unscrupulous practices — and, most important to their litigiousness, violations of the Fair Debt Collection Practices Act.
In fact, 8,287 federal lawsuits were filed citing violations of the act in 2009, a 60 percent rise over the previous year, according to WebRecon, a site that tracks collection-related litigation and the most litigious consumers and lawyers on behalf of debt collectors.
On Wednesday, the Supreme Court made it even easier for consumers to use the courts to fight debt collectors, ruling that collectors cannot be shielded from suits by claiming they made a mistake in interpreting the law.
When a consumer stops paying a bill, creditors often try to collect on their own for a few months. In many instances, the creditor hires another company to collect the debt. In other cases, they may dispose of the debt by selling it to a debt buyer for a steep discount.
Debt collectors and debt buyers are the targets of litigious consumers, since the debt collection law primarily applies to third-party collectors.
Peter Barry, a Minneapolis trial lawyer, is so bullish on the future of debt collection litigation that he holds several “boot camps” each year to share his secrets with other lawyers who want in on the action. If the debtor wins a court case under the act, the debt collector must pay the lawyer’s fees.
The next boot camp is being held in early May in San Francisco, at a cost of $2,495 a person for two and a half days of instruction.
“I can’t sue every illegal debt collector in America, although I’d like to try,” Mr. Barry said.
Mr. Katz can also claim some credit for the increase in lawsuits. For six years, he has run a free Web site called Debtorboards.com, where people share tips on topics like keeping a paper trail and recording calls from collectors.
He said the site received two million hits in 2009, a 60 percent increase over the previous year.
“Debtorboards is geared to help people use the laws as they are on the books as both a shield and a sword,” said Mr. Katz, who says he has won $36,000 from his own litigation against collection agencies. (Since many of the settlements are confidential, it is difficult to prove the claims of Mr. Katz and others).
Of course, debt collectors are hardly pleased with the litigation trend.
Rozanne M. Andersen, chief executive of ACA International, a trade association for the debt collection industry, said she was “extremely concerned” about the increase in lawsuits, which she said cost her industry hundreds of millions of dollars a year. She said much of the increase was the result of ambiguous language in the Fair Debt Collection Act.
Debt collectors are required, for example, to identify themselves on a voice message left for a consumer, she said. But they are also prohibited from telling a third party — including someone who might overhear a phone message — about a consumer’s debt.
“We are between a rock and a hard place,” Ms. Andersen said.
Ms. Andersen said she had little patience for Web sites that encouraged consumers to thwart debt collectors.
“We believe those types of Web sites are encouraging people to not take responsibility for just debt,” she said.
Jack Gordon, who runs the fee-based WebRecon site, said it was no wonder lawsuits were increasing, because consumers were being bombarded with ads from lawyers when they searched online for information on debt collection. He said the proliferation of discussion sites like Mr. Katz’s had, to a lesser extent, also contributed to the trend.
On the boards, he said, “There’s a lot of hot air, a lot of people who overinflate their accomplishments.”
Regardless, Mr. Gordon’s database has become a badge of honor among the devotees of Debtorboards.com. As Brandon Scroggin, a 37-year-old from Little Rock, Ark., puts it, “That’s one list I’m a proud card-carrying member of.”
Mr. Scroggin, who provides price estimates at a body shop, said he was the type of person who refused to be taken advantage of, even for petty offenses. For instance, years ago, he said he joined in the class-action suit against the pop group Milli Vanilli, accused of lip synching, and collected a $1.25 check.
After a messy divorce, Mr. Scroggin was stuck with a $7,000 bill that he said belonged to his ex-wife. Instead of paying it, he began researching the law and stumbled on Debtorboards.com.
Armed with lessons he learned on the site, he demanded proof of the debt from the collection agency, and the calls stopped. But two and a half years later, they started up again so he sued the collection agency, National Loan Recoveries, for failing to provide proof of the debt, among other things.
The case was settled in 2008. The terms were confidential, but he says he never paid National Loan a dime. “Let’s just say I’m a very happy person,” he said. A lawyer for National Loan, Kathryn Bridges, did not return messages seeking comment.
Mr. Katz said his Web site was not intended to help people avoid paying legitimate debts. But if they do so, so be it — he feels no need to apologize.
He said Congress gave consumers certain rights, and he is simply making people aware of them, sometimes colorfully.
As Mr. Katz says at the bottom of each Dr. Tax posting, “A telephone in the hands of a collector is like a crowbar — it can be used to pry a mouth open wide enough to insert a foot.”
Barbara Thompson, 46, of Atlanta, said she challenged $11,000 in credit card debt using online research about collection laws. She does not dispute the debts but reasons that the credit card company wrote off her charges long ago. By her account, she owes the credit card company, not the debt collector.
“The credit card company, they sell it off, they charge it off, it’s just business as usual,” she said, adding, “I’m adamant about not paying a collection agency.”


Use this info and empower yourselves today, it has given me peace of mind AND their cold hard cash.

This computer keeps leaving msg for my husband who passed away over 2 years ago. Tonite the call came right when I got home so I waited for a human...I told the lady my husband passed away several years ago and to pleas not call here... she said I ned to first provide them with a copy of his Death Certificate....I was so upset.. I hung up... How do I stop them from calling??? I don't own anything...I have no outstanding debts...She also would not ID herself or her company.. and said this was the first call...you can check my phone records.. they have called everyday even on Sunday for over a month.  My friend told me to Google the # on my phone....Thank you