312-379-5212

Scam artists.  Tried to say I owe them money from 10 years ago.

Called cell phone from 309-228-6543, stating that "formal charges" were being brought up against me. Left no name, and message had 3 different voices each saying a section of the recorded message with a claim number and that i could call 312-379-5212 as an info center; Scam artist!

I got called from 410-220-4367    recorded message  Says I have formal complaints   call back number is  312-379-5212   scam scam

Called my sister's phone about me. Official sounding recorded message. Claims I have formal complaints   Call back number is  312-379-5212 SCAM!!!

I received a recorded message last Friday that formal complaint would be filed against me and to call 312-379-5212...i called the number and a lady answered saying the name of the company was National Litigations she asked me for the last 4 of my social to confirm that she had the correct acct..and like a dummy i gave it to her...then she started to tell me that it was the correct acct and that charges were going to be filed against me for breach of contract and defrauding a financial institution. i asked her what it was for and she started to tell me that i had a payday loan that i never paid for.  I asked her the name of the company because all my accts right now are current and paid on time..there was silence so i assumed she was looking up my acct, after a couple of minutes i said hello and there was no response. I hung up and called right back and to my surprise i get a voicemail that is clearly not a business because it just says no one is available to take your call.  Then i kept trying and the same thing.  In between numerous attempts i even got an operator message stating that my call couldn't be completed as dialed when i hit redial.  Then today, the same people call my mothers house and gives her the same claim number and that charges would be filed with the county, but now they are saying that I owe a different creditor.  I tried calling and get the same silly recording.  I left a message letting them know that i am aware that this is a scam and to stop calling me and that I am going to report them. And for them to get a life!

Got this call today looking for my brother in law who loves 2500 miles away from me. Said there was a formal complaint and that this was my last chance before they would file a claim in the county. No company name, no call back number. Three different voices during the recording. Did leave a file number. This is a scam.

They called my home and work number

Receive phone call from local number but to call back this number. This is a scam. I received the same message theee weeks ago. I will just block their number again and not call back.

Receive same message with three different voices. Thanks for everyone's post. Now I know it is a scam.

Received call supposedly from 312-379-5212 which was call back number left on phone message machhine.
Message stated formal complaint against me, etc. etc.  However the actual call was made from
207-330-2462.  This seems to be some time of scam call.

Addendum received this call today July 6, 2017 at 11:24 AM.  This is the 8th call from this number this week.
Please do anything you can to get this call to end.  Thank you.

I have received multiple calls from a local number to call this number. I wish these losers would get a life and get a real job and stop harassing people. Go ahead a file a complaint against me. They told me via a voice mail message that they were going to file three weeks ago, so why are they still calling me when the said in their message they were filing in my county three weks ago. This is such a joke.

Call blocker can help.  Also do NOT pick up on call numbers you do not recognize.

Just turned phone on and had a message to call this number. First sounds very official but I noticed things my second time listening such has different voices on the recording and they do not mention a company name. My husband told me to google the number because I was freaking out. Thanks to everyone's post. I now feel better.

got a call form local area 205-289-6316, left a voice message regards for formal complaint and will be filed this morning.  Left no name or company and if i wish to exercise my rights to call 312-379-5212.  This is a scam.

Same thing with me. Told me I owed money from eight years ago. Even if this was legitimate the statute of limitations for my state is long passed. The so called loan they claimed I had is false. I have never took out a payday loan. Scam scam scam!!!!!!!!!!!!!!!

I got the same phone call! Threatening to serve me a summons from a payday loan I supposedly took out. I told them I wasn't paying for a loan I never took out! They had my full social and that freaks me out! Thanks for all your posts!

I agree. It freak me out that they had my social security number. I just put a freeze on all three credit reports. Thanks for everyone's post

Criminals are masquerading as debt collectors in an attempt to extort money from people by scaring them into believing that:
a.    You are going to be sued and it will cost you lots of money when they allegedly “win” their case.
b.    That they are about to file criminal charges or that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, even though debt is civil not criminal, there are no criminal charges, and debtor’s prison was outlawed over 200 years ago.
c.    That they will take away your driver’s license.
d.    That will garnish your wages without actually being suing you, going to court, or even winning a case and obtaining a judgement followed by a judge’s consent to the garnishment.  They also claim that your wages will be garnished in amounts far above all legal limits.

One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.  They often call people that have never even been associated with you because they get erroneous information off of the internet.

They will use the words “Mediator”, “Arbitrator”, “Law Office” or claim that they are a “Lawyer or Paralegal” to make you believe that they are something other than a debt collector want-a-be and that they don’t have to follow Federal and State collection laws, even though they do have to follow those laws.  They also tell you that if you fail to call them back you are "waiving your right to council" or that “the case will proceed without you” which is pretty much nothing but hogwash.  They tell you that they need a “statement” from you regarding the complaint and if you don’t call back they “wish you good luck as things unfold”. They use the phrase “consider yourself notified/served” or “govern yourself accordingly” a lot, something they should do themselves.

They claim they are officers of the court, or that an officer will accompany them, or even that they are sending officers to arrest you.  All hogwash.  They tell you to lock up your dogs and guns for “everyone’s” protection.  More hogwash.

They mention that they have received a Fax document, to create the sense of urgency and tell you that they are a “process server”. This is simply ruse to get you to call another number (with a made up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work they need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and have to be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there is actually a lawsuit that has been filed against you.

If your feel you SSN has been compromised, in addition to putting a fraud alert at the 3 credit bureaus, you may want to notify the IRS.  Here is the link, fill out the proper form (probably 14039). Also file a report at the FTC Identity Theft web site as well as learn what else you need to do:
http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
https://www.ftc.gov/faq/consumer-protection/report-identity-theft


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general