313-263-1172

+1 (313) 263-1172
Called 3x. Leaves no message.

Called but left no message.

Called 3x 3 different days. No message.

Call 3 times a day on different occasions! No message left! Very annoying if I must say!

Message left identifies this call as from Credit Acceptance.  I hope they know about the TCPA and that every call they make to me is worth $1000 in my pocket.  Credit Acceptance is absolutely the worst company on this planet and I refuse to have ANY business with them.

This call is from Credit Acceptance although they never use their true ID when calling.  I first noticed the new called ID when they started calling on June 8th.  They called at 10:32 am, 1:44 pm and 2:36 pm.  On June 9th - 1:14 pm, June 10th - 8:35 am, June 11 11:30 am and 1:39 pm.  It is annoying to be called so much!

Call everyday 3-4 times a day. They know my situation. They have ruined my credit. Charged off my account. Yet still continue to call & harass me everyday.

Call blocker might be of some help.  Also, do not pick up on call numbers you do not recognize.

Credit acceptance

I get called at least 3 times a day by this number. If it is true that these calls are coming from Credit Acceptance then that is completely understandable. They did start when I missed a payment and that is totally on me. For those that are complaining about them calling all the time and ruining your credit take responsibility for your part in that. Had you made your payments then they would not be calling you, and it was YOU that ruined YOUR credit not them. For those that are not aware Credit Acceptance is a second chance lending company for those that have credit scores below 500, and people that use them have already damaged their credit to the point where they need a company like this. I started out with a 465 and after 9 months of payments my score is up to 585. Now granted the only time they actually report your payments to the credit agencies (TransUnion and Equifax) is when you pester them, but as long as you are making your payments in full on time they do not bother you. But miss one payment and then they call you at least 3 times a day. I've received calls as early as 5am, and as late as 11pm. Now that I know who this is no complaint.

I just got acall 11 minutes ago ! Right now its11:15 pm eastern time wondering if this its legal ?

Well, no, it's not legal. But they're scammers so why would they care?

This company you're singing the praises of is breaking the law if they call as early and as late as you state they do.

Unknown to me but constantly calling

I have this caller blocked yet they still get through to leave a voice mail!!!!  It should be illegal to do that, I mean if you block someone, they should get the hint, and should be harassment if they keep leaving messages!!

Ha, you all knew your credit was [***] when you got a loan from CAC. They are a sub prime lender and take the approach that it is not if your car will be repoed but when. The only time I get a call is when I have not made the payment. Sure they are relentless if you're half an hour late and call 10xs a day but they took a chance on you. My credit score has gone from a 470 to 650 over the last 3 years with their loan. Nothing but pleased with their service at this point.

No it is not legal to call that late

Called 5 times today. It is Credit Acceptance Corporation. My payment was due 1 day ago and I am still in the grace period for being late. I called and spoke to a so called manager and was told that there was nothing he could do about the calls , that it was an automated system. between this number and another number I got 13 calls in one day.

It appears that they give out subprime auto loans.  As a creditor, they are not subject to FDCPA regulations.  Your state laws may cover you.  However, if the loan was not paid on the due date, then it is late.  The grace period you are referring to is simply so that you can get it paid without being charged a late fee.  It is not to be used as an alternate payment date.