386-661-8733

Caller keeps leaving threatening messages, but never explains why they are calling. Then when I return the call...the get mad and hang up.

Also they leave a return number of 901-866-5971, and when you call that number -  the same person (Rebecca) answers, then gets mad and hangs up.

Sent me phone number for debt collecting

they called my relatives homes multiple times and left angry messages
Finally i called them they answered as CRJ & associates, they wouldn't give me their location and when I wpjldnr verify my birth date the man became irate and told me to tell my family members to expect more phone calls and this considered their 1st attempt. That litigation would start.

Threatening message constantly using my first name, never giving reason for calling. Telling me they would not stop. My husband passed a few months ago and I have been receiving  more and more bad calls. It needs to stop.

These people call with an automatic message for a Linda somebody, they call constantly,  even though I have asked them to stop and I dont know a Linda.

Thank you so much for your post. I got a voice message today claiming they were a litigator for crj and associates. The number left for me to call was 8706773940 and it was someone named tracy. She wouldn't tell me who filed a complaint against me unless I verified my birthday and last four of my social. The reference number was zmc83870 that I was to give when I called, but she already knew who I was based on my phone number. Wow! This is sad. She did get upset and claimed I would have documents delivered to my door to appear in court by 4PM today. She claimed she could stop it if I gave my info to prove I was in contact with them.

No court is going to set a time and day when you haven't even been properly served yet.  That isn't even close to how it works and with the backlog that they have because of the virus you wouldn't even see a court date for a year or two.

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They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Thank you so much. I contacted my actual lawyer and he told me it's definitely a scam.

I received a similar call.  They were asking for Conda Casey.  The return number they left was 850-218-0260.  I called them back on the incoming number and they answered CRJ they may be located in Florida based on the area code.  Rude people.