404-604-2366

Called my cell but left no message (one of number of calls from around the country the last few days)

The number belongs to Portfolio Recovery Associates- a dirt bag debt collector! They call from hundreds of different numbers so you can't block them.

Portfolio recovery dirtbags. They do call from dozens of numbers.

Thousands of numbers.

"Well known to violate every collection law on the books, which is good news for you.  You can not only make them pay you, you can also make the calls stop and learn where to report them as well.  All you need to do is follow what I have written here:  https://800notes.com/Phone.aspx/1-859-340-1606
"

 Portfolio Recovery Associates. They are SO BAD I was contacted by a court for them in a class action lawsuit to PAY ME. They have been harassing me since 2007. No need to list all of their under handed and illegal behavior, it is too long to list. Just Google them.

Purchased a written off debt. Cannot collect but they keep the harassing calls coming regardless

Phone rang and hung up

Obnoxious.calls every single day. Went ahead & blocked this particular # & within an hour I started receiving other 404 area codes, amongst many others from around the US. They definitely just keep switching up there # leaving us all w little to no option of ensuring they can’t call again. Ugh.

They don't even have  the common courtesy to  talk.  Yes, Portfolio Recovery  Associates are total dirt bags!!!!!

Keep getting  calls from therm.  They don't even have the common courtesy to talk.

What's so stupid of Portfolio is that if they left a message or didn't have such nasty collection practices some people would talk to them and settle their debt. Instead their tactics of harassment makes people want to not negotiate with them on principal. They truly are an evil company.

Its the moron debt collectors that buy off our old defaulted debt for a large amount LESS than we owed the old debt and they then come after us for more than we actually owed before and they try to make huge profits. The amazing thing is we owed the old debt and when these morons bought off the old debt, they then own our old debt we don’t. We don’t owe them anything. They just threaten us to pay them back with a profit seeing as if we owe a thousand to a credit card they bought that debt for 200 to 400 bucks or less than the original debt, the debt is then wrote off as a loss and they take what they can get from portfolio. Then portfolio goes after us to pay them back with a profit they scam us out of. You don’t owe them the debt so we dont have to pay them or answer the calls or do anything. Just ignore them, they were dumb enough to buy our old debt so now its their issue of losing their money. Not ours! If you do pick up the phone and talk to them and reveal your name, they got you, all they need legally to tie you to them to pay back by law is getting you on the phone and admit to your name and that makes its a binding contract to them for us to pay them back. So don’t pick up and answer the phone at all. Block the heck out of them. Also, for those of us on SSI disability they can’t collect. Now after a while of ignoring them, like years and years of ignoring them, they will eventually try to take you to court and they will pay all the fees to get a judgement on you. We can show up at that court to dispute the debt as you will get a court summings to attend at a certain date and time or you can ignore and not show up and if you don’t show up the judge awards them the right to collect the debt and get judgment on you to pay them as us not showing up to the court hearing is admitting fault of the debt. Then portfolio can garnish your paychecks at work or force you to put leins on cars or homes you own to pay them back but the good news is people on SSI disability. By LAW, No debt collector known to man can force us to pay a debt if your drawing government disability in the form of SSI. Its the law, they can not collect a debt on Government SSI money. That is what I am on is SSI and they have gotten 2 court judgments on me from past credit cards I had for many years and then had to default them and they paid off the debt and are coming after me for the PROFIT. I never showed in court cause their is no point as I’m debt bulletproof from collections. By law they never can collect a dime from me as its against the law. Were untouchable but heres th catch, my money they cant touch but by law they still can force leins on homes and cars you own. So if you own cars, just sign them over to family or friends if they try coming after you to force you to put a lien on it. Rent your home as I do and they have no home to go after. Their is always ways to avoid these leechs. SSI disability is one of them lmao. Renting your home is another, not owning your car is another. Do not keep your cash in the bank ever. Keep it at home in a safe

GOODLUCK!

Just remember people, if your not on SSI disability then they eventually will collect the debt from you no matter what. You don’t have to pick up the phone and can ignore them as long as you can or want to and not pay them a solid dime, but once they take it to court to get a judge to award them the right to collect from you and get a judgement on you, they got you by law and you have to pay them then or get in trouble with the courts. SSI disability is the only shield from court law to force collect on you. Otherwise you will pay them what they want once they take you to court. You can show up and look stupid trying to dispute the debt but the judge will know that debt was your old debt and he or she will say you owe it. They know who portfolio is and they will side with them that you owe that debt to them and that you will have to work something out with them or you get in trouble by the courts and you don’t want that. My advise to anyone not on SSI disability or you have cars you own or homes you own or paying to own, file for bankruptcy and that will cost you around $1,500 to $2,000 but is well worth it. It will get rid of all your debt and debt collectors harrassing you and you start over fresh with damaged credit you can fix over time. Otherwise portfolio and others will hound and hound you and they will try by threatening you to settle without going to court but eventually they will take you to court to get a judgment against you. So what you should be doing is make sure you do not own no cars that are paid off in your name or that you arent renting to own a home or own a home. Keep all money out the bank or they can garnish it out. Save up for a bankruptcy dearing the tim your ignoring all the debt collector calls. They have up to 7 years to bug you for the debt. After 7 years they can’t legally take you to court for it so that means they seek judgment just before the statue of limitations cut off time. That gives you time to save up for a bankruptcy and not pay any debt collector any money. Pay the courts instead through a bankruptcy. See they can’t go after you legally after the statue of limitations from the date of your original debt time BUT.... if they ever get you on the phone at any time admitting to your name they legally bind you to the their debt and that time starts all over for them to harass you for 7 more years and again can take you to court to get a judgment if they never took you the first time and sat on it to try and get you on that phone to say your you. So never talk to them and save up for a bankruptcy. Even if they already got a judgement on you, you can still file for bankruptcy and get rid of them and that judgment as well.

GOODLUCK!

They called looking for Ward Butter Keck. I told them I do not know him and I've had the phone number 10 years.

CID:  PORTFOLIORECOV
Fortunately only one ring and gone.  In one sense, at least their number(s) is (are) in the robocaller data banks.

They sent me a text message! "Can't talk now. What's up?"  This is certainly trying to mislead!

I have received many telephone calls from this company for many months.  I have blocked this number and they still keep calling.  This is total harassment and it should be illegal.  Is there a pending lawsuit??