407-000-2999

caller said it was Rachel  from visa...she then hungh up

They have called and left automated messages but got me on the phone this time. They said they were from Card Services and wanted to offer me a lower interest rate on my cards. I asked who they were with and they said Am. Express, Visa, MC and a host of others but pressed me to give them my current balance and if it is over $3,000.00 then I might qualify for a 6% interest rate. I asked a lot of questions and they said they only took the info and then transfer me to an "agent" who will "process" my application. When the woman asked for my card number I told her I wasn't giving it to her and what did I have to do to get my number off their call list she got mad, put me on hold and then hung up on me. Sounds like a big scam to steal credit card numbers and identities. My advice: DON'T GIVE THESE PEOPLE ANY INFO AND TELL THEM YOU ARE REPORTING THEM! If it sounds too good to be true: IT IS!

Recorded message from "Rachel for Credit Services" regarding "important information on my credit cards" or some such nonsense, and to press "9" to apply.  Phone rang simultaneously to my fax and home phones.  This has happened several times before.  I was asked if I pressed "9" for new rates, but when I said "No, I want your name and address," she hung up.

called but left no message on answering machine

The same thing happened to me- from "Jason" at "card services".  He stated they represented all the major credit card companies, that my payment history qualified me for a lower interest rate, that I was referred by Experian.  I was told they would need my account numbers, not the expiration dates or codes on the cards, that no one could use my cards' numbers without this information.  When I told them I wanted their contact info so I could check them our with law enforcement first, he asked me why I would want to do that, and refused to give it to me.  He then stated, "I guess you don't want to lower your interest rates." I reported it to the Sheriff's office.

They're charging you for something that you can do on your own (negotiating a lower interest rate for your credit cards).  So in one sense, it's "legit" (not counting the autodialing DNC #'s)...in another sense, it's an easy way to rob a bank since people get charged anywhere from $495 to $1995 just to lower the interest rates.  

All the numbers are spoofed.

Starts with, if you want to lower your card rate to 6.5% press 9 on your phone now.

I asked who they were representing, he replied with, "We'll get to that in a minute."

Then I requested to be removed from their contacts list, and of course was rudely hung-up upon.  They are obviously trying to get your credit card #, just beat them to the punch, since they will not listen to one's request to be removed, and hang-up on them!

I hve gotten this call twice now.  Both times Rachel says she is from Visa or Mastercard and can lower my high card balance.  When I tell her I pay off my credit cards monthly, she hangs up.  Today, I tried to call back but the call won't go through

I received a call from rachael at card services.  I opted to contunie and was forwarded to a live rep.  I spoke of my fear of scamming and the rep indentified the org as DHC Financial Services website http://dhcfinancial.com/ call back number 877-debtok2  I have filed a complaint with the FCC

First when I answered there was an automated message asking me if I wanted to lower my interest rate to 6% and if the answer was yes, to press #9 for a person to talk with.  I did this and a woman named Rachel asked me if I owed more than $10,000 is credit cards and I answered her then she proceeded to tell me if I pay all my cards on time for the next 6 months she will co-ordinate a program with my credit cards to lower the interest to 6%.  Right away I was cautious because I always pay my cards on time and I have also delt with 2 reputable companies for debt consolidation and I knew this was not the way to go.  When I said that I was on the 'do not call' list and pls. do not call me again, she hung up before I was even finished with that sentence.  I also tried calling back that number and could not get through.

I received the same BS call and refused to give them my telephone number which was he first thing they asked for, even though they called me!

Pre-recorded message about my credit card...another scam from telemarketers.  I pressed "1" and screamed at the top of my lungs to the representative.  I wish I could break her eardrum.

This is a scam that violates both National and State No Call Laws.  How do we get them fined for their violations.

Because I have caller ID, I don't answer calls from unrecognizable numbers but let them go to my answering machine.  Whoever calls from this number does not leave a message.  I get repeated calls from the same number even though I am on the Do-Not-Call-List.

"Rachel from credit card services."  This call was from "Florida".  Usually it is a call from Nova Scotia saying the same thing.

Same deal. This was shown as florida.  They call a lot.  I have tried to report them but I don't think anything happens.  Does report it here do anything either  or is this just a  place to vent.

Violations-
-We are on the don't call list
-They have rigged the caller ID
-They pretend to let you get off their list by pressing a button, but it is a lie
-They don't identify themselves when you ask them
-They hang up on you if you don't have a credit card with piles of dept
-I have been trying to get to the purchase something stage so I could figure out who they are, but they always abruptly hang up on me first
(both hang up scenarios I consider violations because a "hang up call" is illegal since that is what a would be burgler might do to see if you were home and is therefore illegal.

I thought she said she was Rachel from Cauk Holder Services. When I hit 9 to talk to her, I asked if she swallowed...she hung up.

The same thing just happened to me, I stalled and said I had to ask my husband and I would call her back if she had a call back number.  She gave me 877-332-8652 ext. 835.......

Called the 877-332-8652 # and was given a new #-- 888-233-1563.  Spoke with an actual human being who told me that they took over DHC Financial a few months ago.  This guy claims that they do not make any outgoing calls.  Everyone should call and find out what's going on!

call telling me that they have important information regarding my credit card, well, this day and age you get a little timid regarding ones credit.
so the next time they called, they wanted my CC#! WTF! NO WAY! For the love of pete, don't fall for this!