424-777-9841

is it a scam

Admin Edit: "It's a SUSPECT message!"
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These people ............................... They just met my requirement and provided me a loan of $ 5000/- inspite i had a bad credit ...... I got my credit run by many of the companies who promised me of getting the loan and every time they run my credit it had an adverse effect. The most annoying thing is they do it without my permission.. But i m very happy I found the right option at the right time..

I really appreciate the efforts this company has made to help me the most in my bad times, and the people working for the company have a golden heart, not hesitating to help people who indeed are really in need.

Micheal jones is da name of dis phone number he called my wife saying she was proved for 10000 he asked her how much she wanted to borrow she said 1000 a green Pak money card is what he wanted her to get and put 140 on it call him when she did it! She told him she felt it was a scam. He coned her to believe it wasn't. Three hours he said to get da loan three pasted and no loan so I called him he say is dis her husband I sayed yes then he hung up on me. I googled the number to find out its a land line not a payday company number but I will sue them for sho

Do not Fall for calls from this number. It is totally bogus. If you are looking to gain cash, this is not the place. Do not, send any money nor purchase any prepaid type cards and supply them to this number. I repeat 424-777-9841 is a complete scam.

I had recently been offered a payday loan of 5000.00, I really should have paid attention to   the accent "Michael Jones" had but didn't think about it; to not much of a surprise, it was a scam . I also noticed that a post had been added up top with the name Errol,  with a positive feedback blog..... that's complete [***],  he probably works with them if not the [***] himself, don't fall for the illusion, if you desperately need a cash advance do  your research!!

He tried to scam my Grandma!!! Don't fall for it!!!

I just received a call from 000-000-0000 and the man ask me a few questions, then stated that I had to call another number 424-777-9841.  He was very difficult to understand because of a language barrier, he was definately of Indian decent.  He told me that I was approved for a loan of up to $20,000 and ask how much I would like to borrow and I informed him $5,000.00.  He then broke down the various payments, 1, 2, and 3 year options with the amounts that would be due each month.  As soon as he told me that I would have to make a call to the above mentioned number I quickly got on-line to check this out to see if it were a scam.  I informed him that it was a scam and he wanted to know how I knew it and I told him that I was looking at in now on-line.  He then gave me a website to go to in which I did and it look legit but am still worried because that site would only go up to $1,500 at best for a loan.  The web site is http://www.payday-loan-america.com/.

He said that he was from US Financial not from payday-loan-america which I found interesting.

I hope that you do not have any problems with them.  I am getting more and more reluctant to take a loan over the phone unless I can check on their information first.

Total scam. I have good credit but they told me I didn't and I would have to prove to them that I could pay back 2000 with a one time fee of 250.00. don't ever put up money before you see the loan. They have alot more money than you do. Don't fall for scams like this.

i got the same scam yesterday i was told to 150 green pack three hours latter money was gone and doesnt answer the phone what can i do aboiut this

There is nothing you can do except report to the FTC that you have become a victim of this advance-fee loan scam: https://www.ftccomplaintassistant.gov/

Advance-Fee Loan Scams: ‘Easy’ Cash Offers Teach Hard Lessons
Looking for a loan or credit card but don’t think you’ll qualify? Turned down by a bank because of your poor credit history?

You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit history. The catch comes when you apply for the loan or credit card and find out you have to pay a fee in advance. According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, that could be a tip-off to a rip-off. If you’re asked to pay a fee for the promise of a loan or credit card, you can count on the fact that you’re dealing with a scam artist. More than likely, you’ll get an application, or a stored value or debit card, instead of the loan or credit card.

The Signs of an Advance-Fee Loan Scam
The FTC says some red flags can tip you off to scam artists’ tricks. For example:

A lender who isn’t interested in your credit history. A lender may offer loans or credit cards for many purposes — for example, so a borrower can start a business or consolidate bill payments. But one who doesn’t care about your credit record should give you cause for concern. Ads that say “Bad credit? No problem” or “We don’t care about your past. You deserve a loan” or “Get money fast” or even “No hassle — guaranteed” often indicate a scam.

Banks and other legitimate lenders generally evaluate creditworthiness and confirm the information in an application before they guarantee firm offers of credit — even to creditworthy consumers.
Fees that are not disclosed clearly or prominently. Scam lenders may say you’ve been approved for a loan, then call or email demanding a fee before you can get the money. Any up-front fee that the lender wants to collect before granting the loan is a cue to walk away, especially if you’re told it’s for “insurance,” “processing,” or just “paperwork.”

Legitimate lenders often charge application, appraisal, or credit report fees. The differences? They disclose their fees clearly and prominently; they take their fees from the amount you borrow; and the fees usually are paid to the lender or broker after the loan is approved.

It’s also a warning sign if a lender says they won’t check your credit history, yet asks for your personal information, such as your Social Security number or bank account number. They may use your information to debit your bank account to pay a fee they’re hiding.

A loan that is offered by phone. It is illegal for companies doing business in the U.S. by phone to promise you a loan and ask you to pay for it before they deliver.

A lender who uses a copy-cat or wanna-be name. Crooks give their companies names that sound like well-known or respected organizations and create websites that look slick. Some scam artists have pretended to be the Better Business Bureau or another reputable organization, and some even produce forged paperwork or pay people to pretend to be references. Always get a company’s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities.

A lender who is not registered in your state. Lenders and loan brokers are required to register in the states where they do business. To check registration, call your state Attorney General’s office or your state’s Department of Banking or Financial Regulation. Checking registration does not guarantee that you will be happy with a lender, but it helps weed out the crooks.

A lender who asks you to wire money or pay an individual. Don’t make a payment for a loan or credit card directly to an individual; legitimate lenders don’t ask anyone to do that. In addition, don’t use a wire transfer service or send money orders for a loan. You have little recourse if there’s a problem with a wire transaction, and legitimate lenders don’t pressure their customers to wire funds.

Finally, just because you’ve received a slick promotion, seen an ad for a loan in a prominent place in your neighborhood or in your newspaper, on television or on the Internet, or heard one on the radio, don’t assume it’s a good deal — or even legitimate. Scam artists like to operate on the premise of legitimacy by association, so it’s really important to do your homework.

Finding Low-Cost Help for Credit Problems
If you have debt problems, try to solve them with your creditors as soon as you realize you won’t be able to make your payments. If you can’t resolve the problems yourself or need help to do it, you may want to contact a credit counseling service. Nonprofit organizations in every state counsel and educate people and families on debt problems, budgeting, and using credit wisely. Often, these services are low- or no-cost. Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs. To learn more about dealing with debt, including how to select a credit counseling service, visit ftc.gov/credit.

Where to Complain
If you think you’ve had an experience with an advance-fee loan scam, report it to the FTC.

The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm

i got scammed out of money promised me a loan of 1000.00 dollars and ask for verification thru 150 dollars money pack said everything would be alset in 3 hours money gone from green pack also wont answer the phone anymore what can i do about micheal jones and this tel 424-777-9841 i got scammed

Your money is gone and there's no way to get it back.
This is a advance fee loan scam, which is illegal.
You NEVER pay money up front for loans.

I was stupid enough to be scammed out of $977, because I was desperate and Michael Jones could hear it in my voice and fell for it.  What goes around comes around and it will catch up to them.

Just a scam. Don't send those scum any money, or you will never see it again/

This is a Scam - they left me a voice mail stating that i need to make payments on a PayDay loan (i don't have any outstanding pay day loans nor have i taken one out) but what got me was that he gave me the last four digit of a someone's SS#. He had a heavy accent and said his name was Michael. This makes me nervous because someone is using my name but someone else's SS#.  They said they were from US financial, I have caller ID at work and the number came up from Beverly Hills, CA - totally different number than above, but when the message was left, it told me it came from the number above.

mere number pe hamesha sms ata hai apne a/c ke bare me mera ko a/c nahi hai mere jan ne me .
me jana chahata hu ke ko mera number istemal kar raha hai.

I dont have any account associated with Bank of Maharashtra but I am receiving sms alert from bank. Bloody creep services. Want to know who the sending the sms to the number which is not associated with any services of the bank