469-300-4529

Called and was just like notes say.Legal threat!!

Debt Extortion Scam

Recording/Transcript from this number.

Quote:

Hello. My name is Michelle Lewis. I'm calling from Champion Strategy Holdings. I'm calling in regards to a file that's been forwarded to our office for a review. It is important that we receive a call from you or your legal representation. Since this file is a time sensitive matter, a recommendation must be submitted to your local county processor. Failure to return this call must be noted as a forfeiture of your rights and will be submitted it accordingly. Please press one now to be connected to a mediator or call 1-877-311-2348 to speak with the next available agent. This is an attempt to collect a debt from a professional debt mediator.

Listen to message

You don't forfeit any Rights because you didn't return a call and an old debt is not time sensitive.
The vague scare tactic message is designed to panic a victim into calling back.

Most debt collectors will use a certain amount of pressure to convince you to pay the debt. After all, they often don't get paid unless you pay. Be suspicious of a debt collector who uses an unusual amount of pressure to get you to pay immediately, particularly if they also use scare tactics to get you to pay right away. For example, a debt collector is scamming you if it :

• threatens you with a lawsuit and tells that you can avoid the lawsuit by paying right away
• Says a Process Server  or Courier is coming with papers to sign
• Threatens to call / go to your place of employment
• Insists you have been notified, served or are non-compliant via phone message(s)
• Refuses to give a company name or verifiable Contact source
• Refuses to send proof of debt via US mail

A sure sign of a debt collection scam is a collector that wants to you to pay via wire transfer or another method that can't be traced. If the payment method can't be traced, you'll have a harder time getting the authorities involved.

If the creditor sounds completely foreign, or you know you never had an account with that business, there's a chance it's a scam. Never pay a collection you don't recognize. You have the right to request written proof of the debt from the debt collector before you send payment.

https://consumer.ftc.gov/articles/fake-abusive-debt-collectors
https://www.texasattorneygeneral.gov/consumer ... ollection-scams
https://www.ag.state.mn.us/Consumer/Publications/PhonyDebtCollectionScams.asp
https://www.consumer.ftc.gov/blog/2019/02/ftc ... llection-scheme
https://www.consumer.ftc.gov/blog/2017/08/pha ... onate-law-firms

Quote:

Here are some ways to find out if a debt collector is legitimate.
•You received a letter in the mail. ...
•The agency is licensed in your state. ...
•The collector can verify your personal details. ...
•You can request information about the debt. ...
•There's more than one method of payment. ...
•A company works with you, not against you.

Source: https://www.bankrate.com/personal-finance/deb ... ctor-is-a-scam/

File a complaint:
https://www.consumerfinance.gov/complaint/

I had the same experience that Mike Huntleton had back in October 2023.  However n 2019 the law was changed that the original creditor had 4 years to file suit to collect the unpaid debt that the debtor was suppose to owe.  After 4 years there is nothing that anyone can do.

You should have read that better.  He did not have an "experience" he was simply posting advice so that people like yourself could learn from it.  I guess it didn't work?  All states had a Statute of Limitations so I would be curious to know which one passed that legislation in 2019.  I can see that you also don't understand what the SOL is.  It simply tells them how long that they have to legally file a lawsuit.  They are still allowed to attempt to collect the debt using other means such as phone calls, texts, email, or mail in 47 states.

Got the exact call Mike Huntleton above got.

Totally ignored it. Thanks for posting MH.

I got this same call