469-313-1317

I received a text message saying:  Notice of default!  We are to proceed to send documents on 11-30-2023 to your home and your employer for verification, since haven't heard back yet regarding your account.  Please note, in order to stop this, requires your immediate attention.  Contact us at 469-313-1317 Sent STOP to opt out

I just received the same message requesting to contact the same phone number. What was your outcome?

The fake process server/location specialist scam usually contains:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work they need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and have to be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there is actually a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Urgent! We had previously issued a notice to you but haven't heard back yet. This issue is time-sensitive.
Before we proceed to mark your account as refusal and sending documents to employment for verification it's essential to talk to you about your options. Please contact us at 469-313-1317
Send STOP to opt out

Yep I'm getting the same exact messages with that same number to call & they haven't mentioned who the debt is with or the amount or any other required things that the previous reply stated it should if it was legit. Glad to have found this so ik my instincts are right & to ignore it. Thanks guys

I got a text message from this number:
“ Get your Credit Report updated by saving 50% on your account with this Special Tax Time offer. Call us at 469-313-1317 Send STOP to opt out”

I received the following text message from a texting service.

“We are reaching out to you today regarding the payment that you set up with our office. The last payment we attempted on your file was declined. You are at risk of having your arrangement null and void. We need to speak to you right away to get this worked out. Please call us at 469-313-1317 send STOP to opt out”

When I called the number it went to a voicemail and it states that it’s a law firm but I didn’t catch the name of the law firm.

OMG!! These people are crazy! I told them they better not ever call me again!!

This is the text I got:

Our client has informed us that you had an arrangement on file with them previously and was never completed. We are giving you an opportunity to get this matter finally resolved before any credit updates are made. This is a time sensitive matter. Call 469-313-1317 Send Stop to opt out

I have no arrangements on file with anyone.

Received text message stating:

"Verification by the Location Service Department is required, with the file linked to your number. To avoid compliance issues, please call promptly 469-313-1317 to confirm you mailing address, phone number, and other details. Send STOP to opt out"

I think not scammer!

This is our second attempt to contact you. Our client has informed us that you had an arrangement on file with them previously and was never completed. We are giving you an opportunity to get this matter finally resolved before any credit updates are made. This is a time sensitive matter. Call 469-313-1317 Send Stop to opt out

I had a voicemail from this number stating " we are calling you again because you didn't accept our offer, today is the deadline".  I had never even heard from them previously.  I called it back, and a very unpleasant woman named " proceeded with her games.  It was over some predatory loan that I actually filed a complaint against with our Attorney General.  She was vicious, called me names, said I wasn't responsible and that I sounded angry because I was in poor health.   I told her I wasn't paying anything, not to call me again, and she said "Oh we will just ding your credit tomorrow".  I told her I had no proof of debt, nothing, and she basically said none of that matters.   If you look up the company, there are several complaints against them with the Consumer Protection Agency.