516-833-3088

Someone called me from this number. Claimed I owed a cash loan and was getting sued. But she could not tell me by who. Said I needed to giver her my lawyers name and number. Pretty sure this is a scam. So I told her off. But this one could talk really good english with a very small middle eastern accent. I mean you would really have to listen to her talk. Unfortunately she couldn't even give me ger name. Said it didn't matter what her name is. Did a reverase look up and said this number was actually a cell number and then it said some kind of company, but not an attorneys office. Please let me know if anybody else has gotten a call from these people. So sick of getting phone calls from scammers.

I got the same call however they are calling my job. I dont owe any money to them they must be a scam when they asked for my lawyer info I gave them the police department phone number here in my town. hopefully that will stop the calls. Good Luck

I also received a call today:  Nov 9, 2011, 1156a: received a call at work from “Fred Johnson” of “Jackson’s Law Offices”.  Same spiel, legal documentation/case, 24 hours to respond, etc…  Asked for fax – 646-217-3674, phone – 516-833-3088, case # - XXXXXXX client – CPA (Cash Partners Americas). He refused to send me a requested validation letter which I stated he was required to do so by law.  I also requested that he stop calling me at my work number, doubtful he will stop. He also mentioned that I’ve ignored “17” emails which I told him I have never seen these 17 emails and they are not legal and he is required by law to send something to me at my physical address, to have a nice day, and I hung up.

have been receiving calls from this number for quite sometime calling my employer and leaving threatening messages.  I have talked to them once and they gave me the whole spill about the payday loan etc....I did not confirm any of my info other than to tell them it was wrong.  

I also told them I would see them in court that they evidentally knew enough to have my work number so they could serve me there if need be.  Although, I could never get an address out of them to cease and desist any further collection calls to my work!

I would like to hang these [***] up to dry but dont even know where to begin other than my States Attorney General.

THEY LEFT A VOICE MESSAGE WITCH I STILL HAVE SAVED

FIRST BY A OFFICER DAVID TAYLOR FROM THIS
NUMBER

DEMANDING I CALL THEM NOW!!

COULDN'T HARDLY UNDERSTAND HIS  MESSAGE DO TO POOR ENGLISH,

I HAD TO REPEAT THE MESSAGE OVER AND OVER AGAIN  JUST TO UNDERSTAND WHAT HE WAS SAYING BIT BY BIT.

SO I CALLED THE NUMBER AND IT JUST RANG OVER AND OVER!

NO VOICE MESSAGING SYSTEM,

THEN NOT EVEN 2MIN AFTER I HUNG UP

MY PHONE RINGS AND ITS OFFICER DAVID TAYLOR TELLING ME TO HOLD IM BEING TRANSFER

THEN THIS IDIOT PICKED UP CLAIMING TO BE OFFICER ANTHONY RODGERS..

SAYING THAT A SMALL LOAN OF $289.00 WAS WIRED TO MY ACCOUNT NOW BANK ACCOUNT ON

JUNE 12 OF 2011,

IF I DON'T HANDLE THIS NOW THEN I WILL HAVE TO TALK TO A JUDGE AND THEN HAVE TO
PAY TEN TIMES THE AMOUNT WIRED TO MY ACCOUNT WITCH IS A SUM OF $8,000

AND IF I DON'T HANDLE OUT OF COURT

I WILL BE ARRESTED BY THE NEXT DAY!!

SO I COLLECTED THE I.P. ADDRESS THEY SAID I USED AND THE INFO HE HAD ON ME,

ADDRESS,PHONE,BIRTH DATE, LAST 4 DIGITS OF MY SS#, MY ACCOUNT NOW INFO AND SO ON AND SO FORTH,

SO I TOLD HIM IM CALLING MY BANK THEN WILL BE CALLING HIM BACK,

I TALKED TO MY ACCOUNT AND NO SUCH ACTION HAS EVER BEEN MADE OR WIRED TO MY ACCOUNT,

I CALLED BACK

THE GUY ANSWERED WITCH IS OFFICER DAVID TAYLOR

ACTED LIKE HE COULD NOT HEAR ME, I HANG UP AND CALLED BACK!

FINALLY
I YELLED AND SAID LOOK DUMB A@$! I

KNOW YOU CAN HEAR ME SO STOP PLAYING,

HE THEN SAYS HELLO,

I ASKED WHOM AM I TALKING TO,

HE SAYS WITH A LONG PAUSE AND REAL LOW, OFF. UM DAVID TYLER,

I SAID YOU MEAN TAYLOR!, YOU MEAN!

AS I THOUGHT!

TAKE YOUR A@$  OF THE PHONE AND PUT YOUR BOYFRIEND BACK ON THE PHONE SO CALLED

OFFICER ANTHONY RODGER NOW!

HE SAID HOLD ON TRANSFERRING NOW,

PUT ME ON MUTE FOR A GOOD MINUTED THEN THE IDIOT PICKED UP,

I SAID NICE TRY YOU FRAUDULENT A** I CALLED MY BANK AND YOUR A LIAR!

LOOSE MY INFO AND STOP CALLING,

HE YELLED TO EXPECT THE LAW  TO BE AT MY DOOR BETWEEN THEN AND TOMORROW TO BE ARRESTED
AND I BETTER GET A GOOD ATTORNEY AND NO MATTER WHAT

I HAVE WONT MATTER WHEN I SPEAK TO JUDGE AND THEY FORCE ME TO PAY $8,000.00

AND THAT I CHOOSE TO FLEE FROM HANDLING MY CRIME AND I WOULD BE CHARGED WITH FRAUDULENT,THEFT AND SOMETHING ELSE TO THE EFFECT!!!

TRULY HAD ME WORKED UP,
I WANT REAL ACTIONS AGENTS THESES PEOPLE...


wanted to provide an update on the payday loan scam that appears to be getting worse, unfortunately. There have been numerous media reports and warnings about this issue from state Attorney Generals. However, it seems that the publicity has done nothing to stop these scammers from trying to rip off innocent payday loan customers. In fact, they have even gotten more sophisticated and aggressive from what I’m seeing.
Here are some of the recent developments with this scam:

They have begun to use a variety of vague lender names, designed to mislead customers. They usually use some combination of “Cash” “Net” “USA” and/or “Advance.” Some outlets are reporting that they must have stolen data from CashNet USA since they use these names. I believe this to be completely false and giant leap being made due to the fact that they use Cash and Net in their scam. It would make sense to do this because CashNet USA is the largest online payday loan company in the U.S.

They have started asking for smaller amounts. In my original article on this scam, I noted that they usually asked for $1,000 or more. However, they are now asking for lower amounts.
As I posted earlier, they have started sending fraudulent payday loan collection e-mails. These e-mails are coming from legal@lawofficeusa.us and show up in most e-mail programs as LawOfficeUsa. I can’t believe this will last long, as they should get blocked for Spam pretty quickly.
They have also started sending debt validation letters, which are obviously fake. A common tactic that is often mentioned in forums and elsewhere on the internet is asking an agency to send a letter validating a debt (personally, I don’t recommend this unless you truly don’t know if you actually owe the debt or not). The scam company has responded by sending fake validation letters by e-mail. The e-mail is a dead give-away that they are fraud since any real agency will send letters via the mail.
Later this week, I’ll post an article with some tips and tricks to help identify these fraudsters and confirm they are not a real collection agency collecting on real payday loan debt.
Caller: MARK

As you probably guessed, it's a scam.  No debt collector -- let alone a criminal posing as a debt collector -- has the authority to have anyone arrested for anything. The criminals calling you are no different than the infamous Nigerian email spammers; their goal is to steal your money by gaining access to your bank account and credit card numbers.  The only difference is, the Nigerian spammers play on your sympathy and these phony debt collectors play on your fear.

I'm not sure who is actually calling you, but their method resembles that of the notorious Bass Associates/States Predisposition/Jackson Philips/United Federal Bank/United Processing Legal Department scam.  (They go by many other names, most of which are meant to sound like government or banking entities.) Here's a recent news article from the Florida Times-Union about this criminal operation and how the Florida attorney general is pursing them even as they fled for Georiga:  http://www.jacksonville.com/tu-online/stories/120107/met_221875639.shtml

Quite a few grifters like the Bass operation not only route many of their calls through various U.S. area codes, they also have calls placed from offshore -- all in an attempt to disguise their identity and location. Another common ploy is to convince the victim to send money via Western Union.  These 800Notes reports are pretty typical:

https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-480-365-0155
https://800notes.com/Phone.aspx/1-800-918-3849
https://800notes.com/Phone.aspx/1-209-920-4600

I suggest that you ignore their threats and turn the tables on them by doing the following:

1) Ignore their threats. Give them nothing, and tell them nothing other than that you've reported them to federal and state authorities.

2) Report them online to the FBI at https://tips.fbi.gov/

3) File a complaint with the consumer affairs division of your state's attorney general. The contact information for each state's attorney general is listed at www.naag.org  Just scroll down to the national map and click on your state.

4) File a complaint online with the Federal Trade Commission here: https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

5) Check out these websites for more information on protecting yourself against debt collection scammers:

Consumer Credit Advocate Bud Hibbs - http://www.budhibbs.com/First.htm
National Association of Consumer Advocates - http://members.naca.net/findanattorney.php
Warren & Vullings, LLP - http://www.fairdebtlawyers.com/
My Fair Debt - http://www.myfairdebt.com/
Consumer Counsel Group - http://www.consumercounselgroup.com/

Hope this helps. Good luck.

Even though it's likely these crooks are calling from overseas, you should probably report this call to the following law enforcement agencies:

1) Your local police

2) The FBI at http://tips.fbi.gov

3) Your state's attorney general, the contact information for whom is at www.naag.org

4) The Federal Trade Commission at https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

If these criminals call you again, be sure to give them nothing and tell them nothing other than that you've reported them to federal and state authorities. And remember: it is always a scam anytime someone calls and demands money to prevent you from being arrested or charged with a crime.  The only criminals here are the foreign grifters who called you.

The caller has told me I'm going to be arrested if I don't call them and take care of the problem. I told them that I need to give my attorney information about them and I asked them for the name of the company and the address. They gave me a address for a college in California and the manager name they gave me is the name of the Library at the college. I am scared about this all too but they would not provide me written information regarding my debt even though they have all my information. I am really annoyed and worried but I don't think I should give them any money. Has anyone else had this problem? I just don't want to get into any trouble. The guy that keeps calling me is Keith Parker and says he's calling on behalf of US National Bank. And that it's an emergency that I call him back.
Relax; it's a scam. Their threats are bogus.  No debt collector -- let alone a criminal posing as a debt collector -- has the authority to have anyone arrested for anything; and it's illegal for them to threaten such things. Just remember that if someone calls you demanding money to prevent your arrest, it is ALWAYS a scam.

Many of these grifters use Caller ID spoofing software and some are actually from outside the U.S. -- all in an attempt to disguise their identity and location. Another common ploy is to convince the victim to send money via Western Union or other electronic means.  These 800Notes reports are pretty typical:

https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-480-365-0155
https://800notes.com/Phone.aspx/1-800-918-3849
https://800notes.com/Phone.aspx/1-209-920-4600

I suggest that you turn the tables on these criminals by doing all the following:

1) Ignore their threats. Give them nothing, and tell them nothing other than that you've reported their extortion attempts to federal and state authorities.

2) Alert the U.S. Secret Service, which is responsible for investigating crimes relating to the country's financial infrastructure and payment systems. You can call or write your local Secret Service field office with the details. Here's the link listing the Secret Service's field offices: http://www.secretservice.gov/field_offices.shtml

3) Go to https://tips.fbi.gov and notify the FBI that that these crooks used the phone in an attempt to extort money from you.

4) File a complaint with the consumer affairs division of your state's attorney general. The contact information for each state's attorney general is listed at www.naag.org  Just scroll down to the national map and click on your state.

5) File a complaint online with the Federal Trade Commission here: https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

6) Check out these websites for more information on protecting yourself from debt collection scammers:

Consumer Credit Advocate Bud Hibbs - http://www.budhibbs.com/First.htm
National Association of Consumer Advocates - http://members.naca.net/findanattorney.php
Warren & Vullings, LLP - http://www.fairdebtlawyers.com/
My Fair Debt - http://www.myfairdebt.com/
Consumer Counsel Group - http://www.consumercounselgroup.com/

Hope this helps.



WILL NOT GIVE DETAILS AND WHEN I ASK FOR A LETTER STATING WHAT THEY ARE TALKING ABOUT HE JUST SAYS "YOU WILL GET ONE".



o nothing call your police and report it they can't arrest you or take you to court its a scam and they using your fear to get you to pay if you keep answer the call they well keep calling you report it to your local police and trades commission
Caller: A

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com    
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone who are posing as federal law enforcement. Be sure to give as many details as you can.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857

This is still happening.  I received a call from Mike Copeland and Michael Davis.  Pissed me off, they started calling at 4 am - first sign to me that something was wrong.  I live in California and they were calling from California numbers.  What the heck are they doing debt collection work at that time of morning?  It is illegal to call before 8 am.  I know this because a close friend previously worked for a debt collection firm.

I supposedly owe a $300 pay day loan that was charged off by the company in 11/09.  I now owe $753.86.  In trying to understand how I owed a loan I never received, I was transferred from person to person - all with American names, but foreign accents.  And the way I was transferred was crazy - you could tell it was to a person in the same room though a different number.  The background noise level was always the same regardless of what number I called or called me.  Same threats others have received: pay day loan that I don't owe, going to have me arrested, going to have my family arrested, going to get me fired, going to sue me BUT they have no information to give.  You ask them questions they become rude and threatening.  

The numbers I have been called from is 310-974-8964 and 760-514-0145.  I tried my best to get information from them but of course, they have none to give. The company's name that I got the pay day loan from is supposed to be First Cash International - I think.  I was told that First Cash International gives loans under over 300 names so they could not tell me the name of the company I got my loan from or the exact date I received it into my bank account.  Missed some of the conversation because the accents of callers I have spoken to are  thick (sounds Indian) and the background so, so very noisy, it makes it really, really hard to hear.   To resolve the debt, they wanted me to write a letter and sign stating that I acknowledged, and would pay the full debt.  I was to have this letter notarized.  The letter needed to contain my name, full mailing address, ss#, debit card number, name as spelled on my debit card, 3 digits off the back of the card, and the expiration date.  They only take debit or credit cards as payment to settle the debt.  I also needed to send a copy of my driver's license and passport with the letter.  When I asked there was no address to mail the letter to, I was told that the letter needed to be in the office immediately so I did not need an address - but I could fax it to 714-333-3058.  The letter is a new twist to get even more information so I thought I would post to let everyone about it.  I would not confirm any of my personal information they had (though they had the right information) feeling that this was a scam from the beginning.  So I got off the phone, went online, looked up the phone numbers and did some searching to learn about this scam I had never heard about previously.  Just as I suspected - a bad scam that tries to prey on one's fears!

So what will I do?  Report it to the State Attorney General's office, put fraud alerts on my accounts/credit reports, and pray that they stop calling.  This is the scariest part to me - people who have reported that they do not stop calling.  It would seem to me that they would give their scam a shot, and if they do not get the desired result that they would stop calling.  So, I guess i will be letting a lot of calls where I do not recognize the number go straight to voicemail.  Thank goodness for caller id at work:-)

I recieved a call last friday 01/21/2011- this Has not stopped- Scared me at first but since I actually work in a Bank with Loss mitigation and Collections, I am well versed in consumer rights and the FDCPA, So they just happened to stumble across the totally wrong person,,, Any ways, They said that they were from LLC Law Firm in Washington. they had Thick middle eastern accents,The managers name was "John Wilson"  claimed I owed Advance America $550.00, ( Never had an account with this company or any other payday lender for that matter..), who was my lawyer and that I had 3 felony counts and that I had to pay. They also had my SS#, Bank account, Home Address, work location, - THIS IS WHAT Scared me. They gave it all to me I did not give them anything. That is the scariest part, how the hell did they get all of that info, unless they hacked into a lenders system?

Count 1 Federal Banking Regulations
Count 2 Check Fraud
Count 3 Theft by Deciption

I laughed at the 3rd one, they didnt like that at all. So I proceed to try and get as much information out of them as I could but to no avail, they would not give me their locaation except that they were in Washington. he did however give me a phone # of 253-243-1313 which a 411 search revealed was in Kent Washington but no ID. I did try and call it .. They answered HELLO ...

OH It gets better .. I explained to "john" that he can send this to me in writing via certified mail and not to call me again.. I hung up ( I was in the car at the time ) "john" Called me back and proceeded to say very expicit sexual things to me .. I again hung up. he called back 2 more times.I Did not answer. Needless to say, I have had to put a fraud alert on my credit, shut down my bank account and report to the FBI, FTC, SCSAG, and anyone else who would listen...
here are the phone #s they used :
662-008-5315
905-000081752 Must be a Voip #
907-000085306     "
405-00066211      "
480-234-1111

I have been getting harassed by some men of middle eastern decent over the phone saying that I have taking out a payday loan with a company and have defaulted on it.  These men are very mean.  They threaten to have me arrested if I don't pay them a certain amount of money.  They even call my place of work.  Then change their names and numbers and place of business on a daily basis.  I have reported this to the FTC and my state attorney's office as well as my own personal attorney.  They used very "american" names Thomas, Christopher, John ,Daniel White, Davy Jones, Raymond Scott and many more, using the Woods Law Firm and others.  They say they are an officer of the law.  I told them I was going to report this to the FBI and they told me that they had the FBI on their payroll.  I am listing several numbers that I have received calls from recently:  201-297-4316,530-554-4551,702-737-9500, 786-275-5039,713-559-1757, 856-120-7296, 213-995-3006, 347-470-5671, 422-124-4567, 209-812-2277, 347-426-2691, 424-901-1197, 701-217-1089, 513-322-3860, 513-878-3692, 3222774892, 513-878-4936, 305-7849-5591.  I am sure that they have used other numbers also.  This is very ridiculous and very bothersome.  They must think I am stupid or something, after a while I started to believe them.  The first time I did pay a total of $600 to Raymond Scott by MoneyGram, then I realized that it was a scam and refuse to pay these crazy people anymore money.  I lost $600 and will never see it again and that is money I could not afford to lose.  I have recently had to file bankruptcy and I am still getting this phone calls.  I just want these people to be stopped.  I am going to get my phone number changed and thank goodness the secretary where I work is very understanding and Has began to tell them I no longer work for them.  I am a school teacher and I don't have time for this stuff.  Please I am asking for this to be stopped.  It is driving me crazy.  I hope people take action against these "men" if they are ever found.  I know I will if I ever find out who they are, but they are probably not even in the states.  Just using computer numbers. I go on the websites about this scams and let people know what steps I have taken and have been advised to take.

I think I have been part of a scam.  I have been getting calls at my job from someone saying I am part of a legal investingation.  I finally talk with this foreign man and he told me that I was part of a legal investigation and they were going to send someone to my place of residence or employment to arrest me because I had not payed back a payday loan.  They knew my social security number and everthing.  They asked me if I wanted to settle it out of court and I told them yes.  So they told me that I would have to pay $500 down and I told them I didn't have $500, but I could pay $250.oo.  He said okay and told me to call him back when I got a money gram.  We kept talking back and forward, but I finally got the money gram and set them the $250.  He called me again but with another name on 2/21.  He told me I would have to have $300 in by the 29th of February or they would send my the $250 back and proceed with the court fees and I would be arrested.  I asked him to send me something saying I had payed the $250 and he told me that he could only send that after the balance of $1100.00 had been paid.  I told him that I felt like this was a scam and he told me that I was on recorded lines and it was not a scam.  We argued back and forth for a while and he told me to call him on the 29th and let him know if I had the money.  I told him that I was willing to pay $100 a month until I got it paid.  He first told me that the bank only would accept $500 then he said the bank would only accept $300.  I then knew something was wrong.  Whe I looked them up on the internet "United Federal Bank", the first thing to come up was stories about how they scammed people.  Please let me know what I need to do in this matter

We advised the victim to immediately contact the police and her state attorney general's office. If this happens to you,

Contact your state attorney general - see this page for the contact information.
Report them to the FBI here.
File a complaint online with the Federal Trade Commission
See these websites for more information about how to protect yourself from debt collection scammers:
National Association of Consumer Advocates
My Fair Debt
Consumer Credit Advocate Bud Hibbs
Clark Howard.com - Clark has additional resources; he says: "Collection agencies should never threaten or torment you; it's against the law. I provide a "Drop Dead" letter below that you should send if a collector is harrassing you. Learn more about your rights here.
Drop Dead Letter to collectors
Clark's Sample letters
Legal self-help sites
Get resources & contacts
Consumer Counsel Group
Lawyers: Warren & Vullings, LLP


And let us know about it!

Click on the links below to see related accounts of this same scam on these websites:

News article from the Florida Times-Union
Complaints.com
800Notes.com
Debtconsolidationcare.com
*

Scott, that is a very good tactic, and pretty close to the one I used. I just got a call about ten minutes ago from these jackholes. This, after a seven week break from them. I just bombarded them with questions about the alleged ‘lawsuit’ and repeatedly refuted everything they said.

“You owe money from an unpaid payday loan.”

“No I don’t.”

“It is from an internet payday loan company.”

“I’ve never used an internet payday loan company.”

“But I have your last four digits of your social security number, and your personal information.”

“Anyone with a few bucks can buy personal information cheap in the third world, like, Oh, say — India! — and use it to commit fraud on the phone.”

“You will be summoned to appear in criminal court.”

“An unpaid loan is not a criminal matter. It’s a civil matter.”

After that they hung up. Scott is right. Once they get the idea you aren’t buying their bull$hit, they move on to someone who will.

My cell phone rang today and when I looked to see who was calling, the incoming call was from 000-0. I thought, that’s strange, so I answered it out of curiosity. It was “Kevin Miller”. He spoke with a heavy east Indian accent, broken english, grammatical errors, etc. He told me he was a lawyer and told me I was being charged in a legal matter because I owed money from American Pay Day Loans. I told him I never took a payday loan with that company. He said that I had ignored countless e-mails sent from them and so they were pressing charges against me. I never got any e-mails from an American Pay day Loan or from any pay day loan company regarding any of this. So I asked for information about the loan I had supposedly taken out, he said that he couldn’t get me the information…the loan had been turned over to him and he was just calling to tell me that the sheriff would come to my house if I didn’t take care of $850.00 that I owed. If I was taken to court and found guilty, I could owe $8500.00. However, if I agreed to make payment arrangements today, he would stop all actions. I told him that I wasn’t about to give him a dime and that I would be contacting my lawyer. Coincidentally, last year I got several calls from “Ron Johnson” – same thing – heavy east Indian accent and very broken english with grammatical errors. This guy would call every day until I finally yelled at him telling him that I didn’t owe any money for the supposed loan he was accusing me of, he was harrassing me, and that I was going to report him if he called again. I never heard from these people until today. Here is what they say – same scripted message every time – “This message is intended to (my name)”….same bu***hit lines. Both of these men raised their voices and seemed to get very frustrated with me when I said that I couldn’t understand them and asked to connect me with someone else who I could better understand. Both times there was loud feedback in the background which made it even more difficult to understand them. Last year, “Ron Johnson” also called my parents house asking for me. It sounds like these guys are reading from a script. “This message is intended to (my name). The very second you receive this message I need you or your retained attorney of record to return the call. My name is Kevin Miller and the hard line to my division is 661-450-8274. Don’t disregard this message, return the call as this is extremely time sensitive. If you don’t return the call and I don’t hear from your attorney either, all I can do is wish you good luck as this situation unfolds on you. My name is Kevin Miller don’t disregard this message….etc. BU***HIT!!! I can’t wait until he calls again because I am gonna mess with him big-time

This group is operating from outside of the United States and using VOIP (think Vonage or Skype) to make calls.The are not bound by the FDCPA since they operate overseas and don't care about our laws. DO NOT give them any information. They most likely are collecting on out of stat debt purchased after seeing the TV Show Outsourced!