605-348-1608

need name of caller

need to know who's calling

Just got a call for this number identifying it as "Pioneer Credit" - no messge left.

their part of pioneercredit.com Their a counceling for online bankruptcy courses.

told me there was a was a crime in my name and I am under arrest

Scam! You aren't warned in advance if you have a warrant for your arrest.

I have received 19 phone calls from "Angela" at Pioneer Credit.  I have blocked her phone # since the 1st call I received.  Although the phone number is blocked; she has left a voicemail every 3-4 days.

Problem easily solved.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

PIONEER CREDIT RECOVERY, INC. AKA PCR, INC. AKA PCI AKA NAVIENT

Pioneer has lost their contract to collect student loans due to their criminal activity:  http://www.huffingtonpost.com/2015/02/27/educ ... _n_6773286.html

The bad news is that thanks to Chuck Shumer they now have a contract to collect IRS debt and have gotten their student loan contract back as well.

Web page with contact information:  https://www.pioneercreditrecovery.com/contact-us

BBB page with 110 complaints and 18 negative reviews and three government actions including one  revoking their contract and a BS statement about the revocation of that contract but somehow still gets a now accredited A+ rating with the addition of several lawsuits and a pattern to the complaints (Probably because it is accredited and pays big bucks for that rating which is why the BBB removed 155 complaints and 4 negative reviews) as of 10/8/2021:  http://www.bbb.org/upstate-new-york/business- ... arcade-ny-5664/

Pioneer is a Delaware corporation organized in December of 2001 unlike their web page that says 1980.

Bizapedia.com page:  http://www.bizapedia.com/de/PIONEER-CREDIT-RECOVERY-INC.html
Company Name:      PIONEER CREDIT RECOVERY, INC.

File Number:      3468124

Filing State:      Delaware (DE)

Filing Status:      Unknown

Filing Date:      December 13, 2001

Company Age:      16 Years

Registered Agent:               The Corporation Trust Company
Corporation Trust Center 1209 Orange Street
Wilmington, DE 19801

Copy of their contract with Dept. of Education:  https://studentaid.ed.gov/sites/default/files ... aseContract.pdf
Other complaints:
http://www.complaintsboard.com/complaints/pioneer-credit-recovery-c253043.html
http://www.ripoffreport.com/r/pioneer-credit-recovery-inc-sallie-mae/perry-new-york-14530/pioneer-credit-recovery-inc-sallie-mae-original-debt-amount-from-sallie-mae-34k-tha-p-596480
They get sued a lot:
http://www.leagle.com/decision/In%20FDCO%2020 ... RECOVERY,%20INC.
https://pacermonitor.com/public/case/10185590 ... t_Recovery,_Inc
https://www.gpo.gov/fdsys/pkg/USCOURTS-flsd-9_13-cv-80511/content-detail.html
http://caselaw.findlaw.com/us-2nd-circuit/1025155.html
https://www.gpo.gov/fdsys/pkg/USCOURTS-ohnd-1_09-cv-02993/content-detail.html
http://caselaw.findlaw.com/la-court-of-appeal/1689459.html
https://www.pacermonitor.com/public/case/9315 ... it_Recovery_Inc
http://law.justia.com/cases/federal/district- ... 0511/421262/40/

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/