6054960553

This is a company that tries to buy up and collect on old debts from companies. The have called and tried to say that I had fraudulent charges pending for some account I had with Quik Pay, I told him that I was actually paying that off thru a legit company and was almost finished paying it off, he then asked for the last four numbers of my "orginal" account and said that they didn't match the ones they had. I told him that I had only had one transaction with previous company and that he needed to "do what they needed to do" and that I would have my lawyer contact them. That shut him up!

I received several messages from phone # 605-496-0553 threatening me with a law suit and they also told me they would be contacting my HR department at my employer. They said that I could avoid going to court by contacting them and making a payment. Different people call me 3 times a day with an auto dialer. I don't know what they are calling about. They mentioned an old payday loan. I'm not paying these scammers a dime!

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

This number called, it said South Dakota on the phone. I call back and they hang up. Then they call back and it goes to voicemail. I got the same automated voice message. So I call back, I didn't know this was a thing. So this Melissa Wiggins calls and tells me that I've been red flagged for a summons to come to my home or employment because I breached a contract from Quick Pay. I ask what quick pay is and they tell me that they can't tell me the company they represent because of confidentiality. I call bull****. So while on the phone with them, I google quick pay, quickpay, and quikpay and it's one is a company through chase, the next is a school payment system for Virginia, and the third was a taxation site for Virginia. She tried to lure me in with an old address that I never even lived in. Everyte I asked for elaboration, she would stutter so much. I'm not googling the number and this pops up. My own red flag goes up. I tell her that I would call back (which I'm not) and she gives me another number to call her back: 203-610-6460. A Connecticut number, I live in CT. So I thought maybe they were real, but upon further research, nope scams. I can't believe people are so sneaky. They had my social security number. They were also known as QRS LLC. Googled that and got nothing.

I haved recieved two calls from 605-496-0553  stating they were going to serve me and i would be arrested both calls were for people who no longer have my number. said he was with A& Associates.

I have been receiving phone calls from these people for about a week threatening me same as the rest of you, they say they're from the "processing and summons division, and I have 2 charges filed against me in my county, for "fraudulent activity in my name and with my social" I tried calling the number back and got a message saying the mailbox was full finally I got an answer and he left me on hold forever, so today I got a person, Terrance, and he told me the last 4 of my social and an old address he had my mom and sister's names as "references" same thing, says I opened a payday loan in 2008 and I owe $1600 for court costs etc then he puts me on hold and comes back and tells me my current address which was correct and a company name I worked at when I was 18. he said I could make a payment today for $500 but I did not give him any info or any money but it was eerie how much info he had on me. Even if I had a payday loan which i'm sure I did not, and if it was not paid back they can not file fraudulent charges against me, and he also claims my sister and mother would also be charged, um NO! don't think so

called back again talked with a Stephen who was incredibly rude he would not tell me the company name and I refused to give him my case number, I hung up  called back and got him again the lady who answered and put me on hold is the same lady leaving me voicemails. must be a HUGE company so far 3 people in all of the calls i've made to them.

These people have been calling me ever since last Thursday. I called my attorney's office because I filed bankruptcy last year. I told this to them too. They call me every day. My attorney told them they needed an address to mail a letter to them and they don't have an address that's what they said, asked for a fax number nope don't have that either. The way I see this if it was real it would have been on one of the 3 major credit reports that my attorney used to get my debts from and they would have been notified. But it wasn't. Oh one person told me the name of the company was Allen and Assoc and a different person told me it was AA and Assoc. How they don't even know the company name...they just wanting someone to give them their hard earned money so they don't have to work.

I asked them to tell me what the name and location of the company that was reporting the debt and they told me it was a payday loan company from my hometown.  Just for the record, my hometown is too small for a payday loan company to exist.  They found out where I am from (easily found on google search) and made up a company.  Report them.  I asked him to give me the legally required written notification, he changed the subject.

Report them, ask for proof.  

Last week I received the same messages like everyone from the 605 number. First time I called no answer. . Next morning I called a major answered the phone and said all the same things. . Payday loan 2008 check fraud..I will be arrested...owe 1600 dollars but will settle for 190 I said I'd have to call him back. ..ill admit it made me nervous I was scared because he knew about all my info..now yesterday called from a 708 number saying I need to call him immediately even gave me a case number. .. everyone says it's a scam.  I pray it is..its just very unnerving they have so much of my personal info and threatening me with arrest

I am getting the same call everyone is talking about but on my work phone.  I want to speak with them but no on answers the phone.  It is very disturbing!

I have received this same call with the exact same scam. First they called me saying they are a collection company out of New York. Then they call me from this South Dakota number. But the exact same scam saying that I pulled out a payday loan from Quick Check back in 2006. They are now saying that they are placing charges against me in my county and are sending a summons.

Call after call im getting the message are always different reasons for me owing them. Tax fraud then check fraud...they say there agents and im going to jail and i have been served..i get xakls everyday all day long from them. It never stops. They also use different phone numbers..look the nunbers up..dont talk to these people..its a scam... why are they getting away with this?!?

Calling daily at home now at work know it is a scam

Just got a call from 6054960553. I called it back within 5 minutes and was put on hold for 1/2 hr then it hung up on me. Said I had 2 charges against me and if I am served w a summons at home or at my job then I for forfieght my rights? This I know is b.s.
They gave me a case number too. Can't get in contact w them and I was never mailed any corespondence before this call.

These calls are definitely scammers............hang up on them!!!!!!!! Don't waste your time on these stupid people!!!!!!!!!!!!!!!!!!

I received a call from this number saying I owed, in which I do not. I would like to report this in case something comes of this saying I will be sued.Robbin Burlew

I got the same call as everyone. When I called back to inquire about the issue i was placed on hold and then the phone hung up. I tried to call back (23 times) only to be placed on hold. When some girl got on the line saying it was a quick pay loan I knew it wasnt right. I asked her the amount, she could not tell me. I asked her the dates, she could not tell me. So, I said unless you have that info dont call me again before she could get the words out of her mouth I said "I will take my chances in court". I will report this group!

I received the same calls and I argued with them. I asked for documentation and they said I could not get it because they have a summons against me. I looked up the number and got this site I am angry and mad. I asked to speak to a supervisor and the guy said he was the supervisor. I asked to speak to his boss and he said he had no boss.  He said I was rude and obnoxious. He asked why would he want to scam me when he had all my personal information. He hung up on me. He didn't even have my divorce from my second husband, he had a wrong address, etc. He told me the company name was QRS - Quality Recovery Services. HA! I told him that the supposed debt was over 7 years old and argued with him. Anyway, he hung up. If I get taken to court I will argue there also. I will be reporting this company!

You will not get taken to court.

This is just the 21st century variation on an extortion racket. There's no point talking to a supervisor when the supervisor (and everyone else you could talk to) is a criminal.

These creeps are looking for information.  They are scam artists looking to frighten people into turning over credit card or bank information.  They can't threaten arrest ladies and gentlemen.  If the police did have a warrant for your arrest, certainly they wouldn't call and give you a warning.  They'd come to your house or place of employment and get you.  Don't let these bottom feeders prey on you.  Turn the tables by reporting them to your state attorney general.  Then file complaints with your state and local police.  Remember to file complaints with the FTC, FCC and FBI.  Then ignore them.  These scum will go away if you don't pay them any mind.