7025201127

Rcvd Call from this number.. did not pick up and no VM. Assume from posts its a telemarketer

I got this automated call today, telling me to press one if I want to lower my credit card balances. I don't have a credit card!

My cell phone showed a missed call on 09/09/2009 @ 9:09 AM from this number.
I didn't answer, being that I did not know the number.  They did not leave
a message.

Just got a call from them on my office phone. The recording sounds like it might be a credit card you do business with, offering to lower your rate to 6.9%. I wanted to make sure it wasn't a legit call from a company I actually so business with, even though the only name I heard in the recording was "card member services".
I dialed 1, and asked the name of the company. It is "card member services." I asked what credit card they are and was told, in an angry, nasty tone, "We are NOT a credit card." So I asked why the recording says they are, and they got even angrier, "It does not." So I hung up.
Now I realize that is their hook/deception. Card Member Services is what most credit card companies call their account support departments. This bunch is using deception to get customers.
They have a website but it is vague as to what it is for. Their bill payer could be a phishing scam to gather your account numbers.

Get these calls all the time, even on an emergency business phone, have hit the remove # button have waited for a live person who always hangs up. Driving me insane

I get call's from this number all the time.This people need to stop!

stop calling me

My brother just got a call from this number saying he has a cc and I'm an autherized user and that we owe them money which is a lie bc he doesn't even have a cc tried to call so I could speak w them and got a machine sayin to be placed on do not call list press 1 i pushed 1 and got disconnected. What a bunch of crap

Lower my interest rate to as low as 4.78935%.

figure it out
the whole "YOU WON" is nothing but a lie to get around the DO NOT CALL Laws.

By calling and claiming you have won something - implies a previous business relationship which allows them to call those on the DONOTCALL list.

Since it is a LIE - they are violating the DONOTCALL laws - SO YOU MUST REPORT THEM  

www.donotcall.gov

try reading the articles already posted here on 800notes -

THIS IS A SCAM!  
16 Ways You Can be Phone Scammed
 
18 Nov 2008

Offers to Lower Your Interest Rates: The calls begin with a recording that makes a tempting offer to lower your credit-card interest rates. Then you are switched to a live agent who collects from you the credit card number and its expiration, name, address, and in some cases even your social security number. The telemarketers have no intention of giving consumers better interest rates on their cards and instead use the information to commit identity theft and run up unwanted charges.
Again, tracing these scam artists is difficult: they spoof the caller ID information and use numerous VOIP accounts set up using stolen credit cards. The best thing to do is hang up, report the call to FTC and warn others through 800notes.com.




BBB Warns Consumers of Robocalls Promising to Lower Their Credit Card Interest Rate
 
29 Jun 2009
Consumers across the U.S. and Canada are bombarded with phone calls promising to lower interest rates on their credit cards,. Not only are the calls violate U.S. and Canadian Do-Not-Call laws, but some companies behind the calls are ripping off consumers by charging large up-front fees to negotiate lower interest rates with credit card companies—something consumers can do on their own for free.

Robocalls generally begin with recorded messages that include statements like: 'This is our final attempt to reach you since you've not responded to our other calls to discuss your credit card debt.' The automated message invariably does not include the name of the company, but may claim to be with Card Services or Card Holder Services.

After the initial recorded message, consumers must dial another number to be connected to a live person, who in turn asks for the consumer’s credit card number. From there, the operator begins closing the sale, asking if the consumer is willing to pay – usually from $700 to $1,000 - to have their firm contact the credit card company and negotiate lower rates.  

'The ‘negotiation’ undertaken by these companies can be as simple as calling the customer service number listed on the back of the consumer’s credit card and asking a customer service representative to lower the interest rate,' said Steve Cox, BBB spokesperson. 'Consumers are fully capable of talking to credit card companies on their own, for free, and getting similar results. Consumers simply don’t need to pay any company a thousand dollars to negotiate lower rates on their behalf.'

BBB has received numerous complaints about two Orlando-based companies, CSTR Solutions, Inc. and Genesis Capital Management, and one Tacoma-based company, Mutual Consolidated Savings. All are behind at least some of the robocalls and are promising to save people anywhere from $2,000 to $25,000 by negotiating lower interest rates with credit card companies.

According to BBB complaints, companies are also failing to uphold money-back guarantees and not refunding money in cases where they are unsuccessful in lowering rates.


BBB, Schumer Warn Consumers of Robocalls Promising to Lower Their Credit Card Interest Rate
Arlington, VA – June 10, 2009 - Consumers across the U.S. and Canada are sounding off to Better Business Bureau and U.S. Senator Charles E. Schumer (D-NY) about incessant automated telemarketing calls promising to lower interest rates on their credit cards.  Not only are the calls a nuisance and violate U.S. and Canadian Do-Not-Call laws, but some companies behind the calls are ripping off consumers by charging large up-front fees to negotiate lower interest rates with credit card companies—something consumers can do on their own for free.
According to figures cited by the White House in January, credit-card debt increased 25 percent in the past 10 years, totaling $963 billion – with per household credit card debt at nearly $9,000 now. Knowing that so many families are drowning in debt, telemarketers offering suspect financial assistance are taking full advantage of the situation. Consumers have reported receiving calls as early as three in the morning and on both their cell and home phones even when they have registered the numbers with federal Do-Not-Call lists. Consumers also tell BBB that, despite their requests to the telemarketers to stop calling, the calls continue to come.  
“Similar to telemarketing calls claiming your auto warranty is expiring, calls offering to lower credit card interest rates also seem to have complete disregard for federal laws,” said Steve Cox, BBB spokesperson. “These telemarketers are not forthcoming about the company they’re calling on behalf of, but BBB has identified some offenders by working with consumers who, unfortunately, paid for assistance in reducing their interest rate.”
“Cell phone spam may not be the biggest problem we have to deal with, but we got the FTC to shut down the car-warranty robocalls and now it’s time they shut down the other robocallers as well,” Schumer said. “These calls cost consumers hundreds in wasted cell phone minutes or much, much more if they get caught in the trap being laid by these unscrupulous companies. The perpetrators behind the credit card interest rate calls have also found a way around the Do Not Call List. The FTC has to track them down and then shut them down to put an end to this nuisance once and for all.”

BBB has received numerous complaints about two Orlando-based companies, CSTR Solutions, Inc. and Genesis Capital Management, and one Tacoma-based company, Mutual Consolidated Savings. All are behind at least some of the robocalls and are promising to save people anywhere from $2,000 to $25,000 by negotiating lower interest rates with credit card companies.
Robocalls generally begin with recorded messages that include statements like: “There are no problems currently with your account, however it is urgent that you contact us concerning your eligibility for lowering your interest rates to as little as 6 point 9 per cent.” or, “This is our final attempt to reach you since you've not responded to our other calls to discuss your credit card debt.” The automated message invariably does not include the name of the company, but may claim to be with Card Services or Card Holder Services. Complainants note to BBB that they now believe the calls were designed to deceive them into thinking their credit card company was contacting them.
After the initial recorded message, consumers must dial another number to be connected to a live person. The live “operator” usually starts the sales pitch by asking for the consumer’s credit card number and whether the consumer is interested in lowering their interest rates. From there, callers begin closing the sale, asking if the consumer is willing to pay – usually from $700 to $1,000 - to have their firm contact the credit card company and negotiate lower rates.  
“The ‘negotiation’ undertaken by these companies can be as simple as calling the customer service number listed on the back of the consumer’s credit card and asking a customer service representative to lower the interest rate,” added Cox. “Consumers are fully capable of talking to credit card companies on their own, for free, and getting similar results. Consumers simply don’t need to pay any company a thousand dollars to negotiate lower rates on their behalf.”
According to BBB complaints, companies are failing to uphold money-back guarantees and not refunding money in cases where they are unsuccessful in lowering rates.
BBB offers the following advice for consumers who receive robocalls from companies offering to lower their interest rate:
• Never give personal information, including Social Security, bank or credit card numbers, over the phone to an unknown telemarketer. Always research the company first by reviewing its Reliability Report at www.bbb.org.
• When considering any company offering any type of financial assistance, insist on getting a contract in which all terms and conditions are clearly explained before signing up or providing credit card or other payment information.
• U.S. consumers can place their home phone number on the federal Do Not Call list by visiting www.donotcall.gov. If the consumer’s number is already on the list but continues to receive telemarketing calls—or is receiving robocalls on a cell phone—he or she can use the same Web site to report the incident to the FTC. Canadian consumers can learn more at www.lnnte-dncl.gc.ca.
For more information or to schedule an interview with a BBB spokesperson, contact Alison Southwick at 703-247-9376.

i just got called.  caller ID says Las Vegas, NV.  Did not pick up because I just got my current cell # about four days ago.  No one has it.  I knew it had to be a scam.

Got a call from this number.  Thanks for the google info.  This is really handy.

called and i answered there was no answer then they just hung up.

got a phone call from this number-gibberish in spanish.  Hung up.  Everytime I try to talk to someone, they hang up on me.

Called me. Glad I didnt pick up. Wondering how they get our numbers.

Recorded message from "Credit Card Services".  Told me they could lower my interest rates on my credit card.

This just happened to me as well.

I have got a call from this number and didn't pick it up!

called my yahoo phone number while im in iraq. some people just need to get a real job and stop tryin to fraud people out of their hard earned money.