705-243-5532

Affglo is a debt scavenger. In November 2016 I received a letter from Affglo in Markham and the "officer" assigned (lol) was Alan Bell. I responded immediately in writing and sent my response to their "claim" or "their version of the truth" by registered mail. I asked them to provide lawful validation of their claim. I gave them 30 days to respond and  requested they provide required validation and if they could not provide lawful validation to settle the unknown account immediately within the 30 days. They did not send another letter or send what I had requested.

I considered the matter settled. This morning I find a  phone number from the Peterborough area in my call log. So I call the number to find out who the number belongs to. The automated answering does not identify the company. In fact, it intentional does not provide inforamation to the public. Since I do not know an extension I press 0. I spoke to a woman named Paula who was unprofessional and rude. =D

I confirmed two things with her. My name and my number they had called. I asked her name and which company she worked for. It was a long name she rattled off quickly. She asked me to confirm DOB to which I said no I cannot not. I again asked her to repeat the company name so I could write it down and to disclose to me her full name with exact spelling. I informed her I will be needing the individual's name who is authorized to address this matter with me and I will need the company's physical address. She was rude and said she cannot give that to me because she didn't know who she was speaking to. I had already confirmed that much with her. I reminded her they initiated contact with me and my phone number.

I told Paula I would be happy to address whatever it is they are contacting me for but they must send it in writing. She said they cannot send anything in writing because they do not know who I am. ***Due to the fact I would not confirm my personal information to a "company" over the phone who will not provide their contact information, nor exact company name to me. And she hung up on me.

I called Paula back and again asked her to confirm slowly the exact company name, address, and authorizing personnel name and title there and her name and exact spelling of her name (I like to be thorough). She again obfuscated and avoided. I again identified my name and phone number. She again said she could not provide me what I was asking because they didn't know who I was and if I won't confirm the rest of my info they cannot talk to me.

I informed Paula that clearly Affglo knows who I am. That they had initiated contact in writing back in November 2016 to which I responded via registered mail in attempt to address and resolve the issue in early December and I have not received a response in writing. Paula countered stating if that is true her "branch" has not been notified yet. I called Paula on her dishonesty and told her the truth. She is a liar. That in front of her is a transferred file sent from Markham with my registered letter included in it.

Folks here is the deal: Markham Affglo did not respond in 30 days and could not provide lawful validation of their own claim and therefore did not respond to the registered letter I sent. So . . . they transfer the file to another debt scavenger branch. Paula will not provide their contact information because I have already sent one letter challenging their version of the truth or their "claim". Paula knows the administrative process game. Should she provide me with the requested information, she knows I will respond in writing  (that will be letter two and i will give them less days to respond) and she will have to transfer the file again. Fact is these people are unlawful and do not have validating paperwork to back up their claims. They have now resorted to attempting to ply me to address the false issue over the phone. This is tactic number two: aggravating or scaring  uniformed people to intimidate them into submitting to their claim.

Paula knows I requested the right information and gave 30 days and specific instructions to settle the account in the event they could not provide it. She knows it would not be good the company to be fraudulent and willfully continuing fraud after the first letter I sent. She also knows it will take me three letters to perfect my version of the truth (that they are fraudulent). Once I have perfected my "claim" I can sue them in court and the judge will make them pay me. They know this because they dupe people all the time this way. It's a game.

Debt scavengers do not have authority or right over you. Especially if they are attempting to trick you into paying false debts or paying previous amounts that long ago passed limitation set by the province. They can make any claim and send it in writing to anyone. If the person does not respond in writing and they successfully send you three letters, your non response (in writing) is you agreeing with their claim or "version of truth" in the court system. This is why judges make people pay them when it goes to court. It is the administrative process.

I advised Paula that I track and bill per phone call and per letter and this includes both phone calls this morning. That I will track and bill for each call thereafter as well. I'm expensive. I also let her know I will prepare an affidavit of truth and have it mailed to her witnessed by notary public and sent via notary public. I just need her full exact company name and contact specifics. She hung up on me again.

I don't think she likes me. :(