712-941-3521

Check you telephone ID number and never ever answer their calls. I don't ever answer them and eventually, after about 3 months they stop calling and sell it to someone else.

THis company seems to be using a lot of different numbers out of a lot of different locations. This one turns out to be in Iowa.  I also received a call from 757-209-2031; also AACC but IDs as Williamsburg VA.

I informed them that mine was not the number for the party they were looking for and they promised to remove my number. Weeks later they caled again waking me after surgery. I was mad and called their 800 number repeatedly stringing them along until they got tired of me and swore the number was removed. Months later they called yet again. I documented their call, filed a harassment complaint with Misouri AG, filed complaint online with Federal government as it is against fair debt collection act after they are informed they have a bad number! Lastly I went to their website, got names of officers and with 411.com and my magicjack got busy. Among those called was the wife of the President Rion Needs on Friday night. She got a polite earful. She promised to tell her husband. I had not heard back as of 11:30 pm, so I called back waking them up. He said he had not called back due to the lateness of the hour. Nonetheless, he listened politely. Promised it would never happen again and said website would be updated to make number removal easier. He called again a few days later and said the person who called me had bypassed their no call protocol and had been dismissed and the security of the no call numbers had been enhanced. I think I am rid of Asset Acceptance Corporation. I am anxious to see if the state and fed fines them as well.

If they call again, you can sue them for FDCPA and TCPA violations:

Under the TCPA, a consumer has a right to file a lawsuit and recover $500 for each call that violates the TCPA. The TCPA can also be used in conjunction with the Fair Debt Collection Practices Act in some situations.  

Generally, the TCPA does not apply to debt collectors making collection calls to debtors. However, if you are subjected to calls from a debt collector and you are not the debtor, you may file a lawsuit against the debt collector under the Fair Debt Collection Practices Act (FDCPA) and the TCPA.

This right was recently recognized by Judge Legrome D. Davis in a case called Watson v. NCO Group, Inc.  NCO Group is a debt collector that uses automated prerecorded collection calls.  In this case, Mr. Watson alleged he was getting hundreds of calls from NCO Group after he got a new phone number. Mr. Watson claimed he owed no debt to NCO Group, Inc.  Mr. Watson filed suit under both the FDCPA and TCPA.

David Israel, defense lawyer for NCO, argued that the TCPA should not apply to debt collectors.  Judge Davis rejected the argument made by David Israel. The judge ruled that Mr. Watson had a right to sue NCO Group Inc under the TCPA for $500 for each call.  Judge Davis wrote;

[The] Court is convinced that a non-debtor's rights are in fact violated when he is subjected to repeated annoying and abusive debt collection calls that he remains powerless to stop.

Judge Davis' ruling was based upon his interpretation that collection calls to non-debtors violate the privacy rights provided by the TCPA.  

So what can you do if you receive "wrong number" calls from debt collectors?

1. Sign up for the Do-Not-Call registry.
2. Save the calls captured by your voice mail or answering machine.
3. Contact a consumer lawyer.

http://consumerlawyer.typepad.com/blog/2008/02/the-do-not-call.html