712-941-3523

Country: USA
712 area code: Iowa (Council Bluffs, Sioux City)
Read comments below about 7129413523. Report unwanted calls to help identify who is using this phone number.
  • 0
    Dooley
    | 3 replies
    Wanted to speak to my son. Would give any details or leave a message. Strange.
  • 0
    Sutuhaddong
    advertising
    • Call type: Telemarketer
  • 0
    Nick replies to Dooley
    Same here. Annoying!
  • 0
    george
    Same here, I really hate the fact that the message says, that by continuing listening to the message you acknowledge that wherever person lives there
  • 0
    spree
    | 3 replies
    i dont know why they are calling me, and its annoying!
  • 0
    Tom
    I'd bet this is Asset Acceptence Credit Corporation (AACC), a debt collction company. I've had a dozen or so calls asking for someone with the same name as mine except for the middle initial. All are recorded calls saying that by listening to them, I'm acknowledging I'm the person they are looking for. How would they know -- my answering machine has answerd a number of these calls, so I guess it acknowledged it was that person.

    I don't undrstand why the law allows these companies to be such pests. They are just calling everyone in the phone book with a name similar to the one they are trying to find. And thy are allowd to call as often as they wish. If our State/Federal Representatives won't change the law, perhaps we should change our Rpresentatives.
    • Caller: Likely Asset Acceptence Credit Corp.
    • Call type: Debt collector
  • 0
    E Russo
    | 1 reply
    This company calls daily why? I don't know as they never leave a message to call them back. I don't like it as it makes me feel like them may just be calling to see if any one is home.
  • 0
    Jim replies to spree
    | 2 replies
    I believe they are a collection agency. The buy old debt for pennies on the dollar and then try to pester you to death to get money that you may or may not be legally required to pay.
  • 0
    jpier replies to Jim
    | 1 reply
    i agree...looking for ex-roomie with tons of debt
  • 0
    TB replies to Dooley
    This is Asset Acceptance Corporation Calling to collect a debt.
  • 0
    Elroy replies to E Russo
    it is Ass*ole acceptance corp.  they call with the machine and when you (or your answering machine) answers, then someone else will call later in person.   Trying to collect a debt that is 9 years old and not valid.  scum
  • 0
    HorribleCreditDude replies to Dooley
    I think you mean 'WOULDN'T" give any details
  • 0
    Graph
    ASk me call, I do not know who it is.
  • 0
    Jerry Blue
    I'd bet this is Asset Acceptence Credit Corporation (AACC), a debt collction company. I've had a dozen or so calls asking for someone with the same name as mine except for the middle initial. All are recorded calls saying that by listening to them, I'm acknowledging I'm the person they are looking for. How would they know -- my answering machine has answerd a number of these calls, so I guess it acknowledged it was that person.

    I don't undrstand why the law allows these companies to be such pests. They are just calling everyone in the phone book with a name similar to the one they are trying to find. And thy are allowd to call as often as they wish. If our State/Federal Representatives won't change the law, perhaps we should change our Rpresentatives.
    Caller ID: AACC
    Caller: Likely Asset Acceptence Credit Corp.
    Caller Type: Collection Agency
    • Caller: Asset Acceptence Credit Corp.
    • Call type: Debt collector
  • 0
    KID replies to jpier
    They have been calling me for a couple of weeks withthat stupid recording looking for someone i don't even know!
  • 0
    Sandy
    These people have been calling my house number for 2 1/2 yrs looking for Gary Morris.  I built a brand new house and advised them Gary Morris is not at this number.  The individual that called this morning asking for Gary Morris had the nerve to get rude to me when I advised he wasn't at this number. Approx 1 yr ago I told them I had a copy of the FCC tlelmarketing law that shows in black and white the fines for repeat calling - I guess the only thing I can do is get my lawyer after them - not sure how much good that will do though.
    • Caller: AACC
    • Call type: Debt collector
  • 0
    Alfalfa
    Under the TCPA, a consumer has a right to file a lawsuit and recover $500 for each call that violates the TCPA. The TCPA can also be used in conjunction with the Fair Debt Collection Practices Act in some situations.  

    Generally, the TCPA does not apply to debt collectors making collection calls to debtors. However, if you are subjected to calls from a debt collector and you are not the debtor, you may file a lawsuit against the debt collector under the Fair Debt Collection Practices Act (FDCPA) and the TCPA.

    This right was recently recognized by Judge Legrome D. Davis in a case called Watson v. NCO Group, Inc.  NCO Group is a debt collector that uses automated prerecorded collection calls.  In this case, Mr. Watson alleged he was getting hundreds of calls from NCO Group after he got a new phone number. Mr. Watson claimed he owed no debt to NCO Group, Inc.  Mr. Watson filed suit under both the FDCPA and TCPA.

    David Israel, defense lawyer for NCO, argued that the TCPA should not apply to debt collectors.  Judge Davis rejected the argument made by David Israel. The judge ruled that Mr. Watson had a right to sue NCO Group Inc under the TCPA for $500 for each call.  Judge Davis wrote;

    [The] Court is convinced that a non-debtor's rights are in fact violated when he is subjected to repeated annoying and abusive debt collection calls that he remains powerless to stop.

    Judge Davis' ruling was based upon his interpretation that collection calls to non-debtors violate the privacy rights provided by the TCPA.  

    So what can you do if you receive "wrong number" calls from debt collectors?

    1. Sign up for the Do-Not-Call registry.

    2. Save the calls captured by your voice mail or answering machine.

    3. Contact a consumer lawyer.

    It is not unlikely that you may receive calls from debt collectors even when you are not a debtor.  More and more frequently, debt collectors are using automated dialer and recorded message players (ADRMPs).  The increased use of ADRMPs means that folks who get a new phone number, formerly  held by a person with debts, may be subjected to hundreds of automated collection calls. For more information on this emerging collection practice, check out Jessica M. Gulash's Note "The Use of Auto-Dialers and Pre-Recorded Messages by Debt Collectors" in the Journal of Technology Law & Policy.

    Even if you are a debtor, you may be able to sue a debt collector under the FDCPA for using an ADRMP. As detailed by Ms. Gulash, many courts are recognizing that use of ADRMPs can violate the FDCPA.

    http://consumerlawyer.typepad.com/blog/2008/02/the-do-not-call.html

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