716-601-1033

who are they?

These are xcons hired right out of prison They work for a fake law office in niagra falls,ny called gicovi law The have been reported to the state but as soon as a charge is placed they cant prove who made the call Keep reporting them Buffalo is cracking down and will put them out of buisness

How can I report these jokers?

They call me daily too...

same here with me and they got my cell phone number which i never give out.. they are a pain

They actually call each number in my house one right after the - even though they are in different names...it is actually scary - and I don't even know the person they are looking for - and none of my lines are in that name...not even close.

This company is a pain calling to state I owe money that was put in a Bank in my name, did not bank at this bank or recieve the money!!!!!!

They called again today asking for my wife.  They said they were about to serve her on an outstanding payday loan from 2009.  They have called before and my wife told them she never had the loan.  They even said she got it when she worked at Best Buy.  My wife has never worked at Best Buy and we have never had an account at the bank it was deposited into, Frost Bank.  I don't even know where a Frost Bank is.

This place not only called my cell, my parents home and vacation property claiming I had a payday loan from 2007?!?! Seriously??? Then to boot it was done thru Wells Fargo and I never banked there!

They left me a msg at my job stating that it was a civil matter and left a case number. Said I should contact Jeanette at 866.618.5732 x228.  I won't be calling them back though. I will check that number out on this site, but am pretty sure I will see basically the same postings.

GIOVE LAW OFFICE IS A LEGIT COLLECTION LAW OFFICE. RODNEY GIOVE IS AN ATTORNEY OUT OF NIAGARA COUNTY IN WESTERN NEW YORK. HE IS HIRED BY PRIVATE INVESTMENT CORPORATIONS WHO PURCHASE DEBT WITH THE INTENT TO SUE. IF YOUR GETTING CALLS ON YOUR WORK NUMBER AND PERSONAL CELL NUMBER, IT IS INFORMATION THAT YOU PROVIDED ON AN INTERNET PAYDAY LOAN. PEOPLE USING THE INTERNET AS A WAY TO COMPLAIN ABOUT A LEGIT DEBT ISNT GOING TO MAKE IT GO AWAY! PAY YOUR BILL AND STOP TRYING TO RUN FROM IT. PEOPLE LIKE YOU ARE THE REASON WHY THE ECONOMY IS THE WAY IT IS! YOU CAN COMPLAIN AND SAY IT ISNT YOU, BUT 90% OF THE TIME IT IS. THESE CREDITORS HAVE THE ABILITY TO GET IP ADDRESSES THAT THE LOAN DOCUMENTS WERE SIGNED THROUGH ( YOUR COMPUTER A FRIENDS COMPUTER) THEY ALSO HAVE THE ABILITY TO GET THE BANK INFO FROM THE BANK ITSELF! DENYING IT WHEN YOU OWE IS ONLY GOING TO EVENTUALLY HAVE YOUR DEBT WITH AN ATTORNEY IN YOUR STATE WHERE THEY CAN LITIGATE AND ACUTALLY GET A JUDGMENT! WHAT YOU DONT GET IS THIS $400-$500 LOAN THAT YOU OWE CAN TURN INTO ALOT MORE IN THE LONG RUN. ATTORNEY FEES INTEREST COURT FEES ETC ARE AT THE EXPENSE OF THE DEBOTR~ SO PAY! YOU WILL GET PROPER DOCUMENTATION! ASK FOR IT!

LAW OFFICES HAVE A PROGRAM THAT GOVERNMENT AGENCIES USE TO LOCATE PERSONS. JUST BECAUSE THE PHONE # ISNT IN YOUR NAME DOESNT MEAN THEY CANT FIND OUT WHAT ADDRESS IT IS LINKED TO. PICK UP THE PHONE AND TAKE CARE OF YOUR RESPONSIBILITIES AND YOU WOULDNT HAVE THIS PROBLEM!

YOU GAVE YOUR WORK # ON THE APPLICATION! NOW ITS JUST EASIER TO VERIF EMPLOYMENT AND REQUEST TO THERE CLIENT THEY HIRE AN ATTORNEY IN YOUR STATE TO GET JUDGMENT! HELLO PEOPLE THIS HAPPENS EVERY DAY! PAY YOUR BILL!

IT DOESNT MATTER IF YOU GIVE IT OUT, AGAIN. ATTORNEYS THAT WORK WITH THE INTENT TO SUE HAVE THE ABILITY TO FIND YOUR CELL # ADDRESS WORK INFO WHAT KIND OF CAR YOU DRIVE WHO ITS REGISTERD TO WHAT THE LICENSE PLATE # IS IF YOU OWN PROPERTY. DONT TAKE OUT LINES OF CREDIT AND NOT PAY THEM BACK UNLESS YOU WANT TO DEAL WITH BEING A "DEBTOR" IT WONT GO AWAY. IT WILL JUST GET WORSE!

THEY ARE NOT XCONS(NICE SPELLING YOU MUST BE ONE) THEY DO NOT ACT OUT OF NIAGARA FALLS, MR. GIOVE JUST HAPPENS TO HAVE HIS MAIN PRACTICE IN NIAGARA FALLS. YOU CANT COLLECT AT ANY COMPANY IF YOU ARE A FELON, ITS A LIABILITY. IF WHAT THEY WERE DOING WAS ILLEGAL, HE WOULD LOSE HIS LICENSE TO PRACTICE IN NEW YORK STATE AND THE COMPANY WOULD BE SHUT DOWN. NICE TRY!

IF ITS ATTACHED TO YOUR SSN# YOU SHOULD B CONCERND, JUST BECAUSE THE BANKING INFO ISNT CORRECT THAT DOESNT MEAN ANYTHING, PAYDAY LOANS CAN B TAKEN OUT IN SOMEONES NAME AND SSN# AND HAVE THE MONEY DIRECTLY DEPOSITED INTO SOMEONE ELSES BANK ACCNT! IT HAPPENS ALL THE TIME! THE ATTORNEY CAN RECOMMENT THE CLIENT WHO OWNS THE DEBT PURSUE THE MATTER FURTHER-- AND THEY CAN FIND OUT WHO RECEIVED THE FUNDS! THEY ARE CRACKING DOWN ON THESE! TOO MANY "CONSUMERS" THINK THEY CAN GET AWAY WITH THIS! ITS FRAUD! IF YOU DIDNT DO IT THEN FILE A POLICE REPORT TO PROTECT YOURSELF! IF YOU DONT, THEN YOUR ADMITTING TO THE DEBT AND THEY CAN SEND THE DEBT TO AN ATTORNEY IN YOUR AREA TO GET JUDGMENT!

Obviously the person who keeps responding in ALL CAPS WITH RUDE MESSAGES works for this fraudulent company.  Nice try but any intelligent person can see through your poor attempts at convincing people to take these calls seriously.  Here's a thought... GET A REAL JOB, STOP CALLING PEOPLE TO SCAM THEM, and STAY OFF FORUMS LIKE THIS!

Read the Fair Consumer Credit Act.  It is very clear what a debt collector can say when they call you.  And more important what can be to anyone else that they might call in attempting to collect.  Pay close attention.  Even if you do owe money, you do have rights.  Demand things in writing, do not agree to  anything verbally. It is their job to intimidate you, but any collection agency including a law firm will work with you to resolve the debt

I have NEVER had a payday loan but I got a call on my house number.  At one time I was checking out the payday loan information on the internet just to look at it but I NEVER went thru with it.  So this is a SCAM!

these calls are annoying !! they call for someone I know and proceed to tell me that persons business.  Isn't this against the law, disclosing info on someone you barley know