716-748-8710

First my sister in law got a call from these people on her cell phone saying they were issuing a warrant for my brother and that they were J P Morgan Chase and they had a bounced check on a a buy here pay here, and they got mean with here and wanted to know if she was going to pay the debt and she cant trying to tell them, she did not have anything to do with what they were calling about and they hung up. When she gave me the number I call and speak with a guy named Thomas who said he was with Legal Outsourcing and when I asked for them to send me a physical version of said debt I then get put on hold and then a guy by the name of John gets on the phone and says he is with arbitration and then tried to say I used a POA to fraudulent get a pay day loan in my brothers name and when I again asked for the physical paper work to be send to me he just kept  overtaking me and so I hung up and he then calls back and leaves a very vicious and threatening message saying they were going to have me arrested for obtaining this loan which I did not. Be very leery of this place what they are doing is illegal and the the threats they are making are illegal as well.

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

UMMMM.....Whoever you are....This is a Lie!....and please don't come on on here lying on me and my company and my phone number. ...Quite frankly, the mentality level that actually wrote this is that of a minor. So if you're gonna write something about me make sure it MAKES SENSE!

Thank you for that informative post, I am sure it helped the OP considerably.  The fact that they have all that information is of great concern and the question of how they got it is asked here many, many times.  I know a lot of times it is from people filling out online forms to get a quick loan, which then sends the information to these overseas criminals.  The question is then how do they get all this information about people that have never filled out forms such as those?

Thank you for the helpful links.

While her post was not as articulate as it could have been, I found no problem in reading and comprehending it.  Perhaps you have a reading disorder?  So here you go, I'm going to write something that would make sense even to your simple mind.
Is this your company "John":  http://www.apexrecoveryholdingsllc.com/    If so, why is there no phone number or address on the web site, not even a contact us page.  Hiding something.
You have been in business a year and 9 months but no BBB page. Interesting, maybe I should make an inquiry?  You seem to be located in a section of New York that is fraught with criminals pretending to be "debt collectors"  Not to mention you violated several sections of the FDCPA (that little pesky law debt collectors must follow) most notably by refusing to provide the necessary documents in writing and sent to the debtor's abode by US Mail, perhaps you couldn't afford the stamp?

Any way, here is your incorporation registration from the State of New York with the address of your registered agent who is required to accept legal documents on your behalf:

http://appext20.dos.ny.gov/corp_public/CORPSE ... _results_page=0

Is that not factual, but actually makes sense?

lol @ You... I don't work there..... if you called my number I do Identify myself and my company on my voicemail.....see how little you know... [removed:lang]!

Care to explain why the number traces back to a VOIP ?

If BigA is incorrect, what IS the name / physical location / website of your so-called company?
We are not going to call your number back, but you would think you would be happy to allow us to prove yours is a legitimate company ... right here, in this thread ... where you are posting your ... um ... interesting opinions.

Well, I thought I'd test your honesty.  Just called your number after blocking my ID.  It rang twice and someone picked up and kept breathing heavily into the phone.  You're a trolling little snipe with the morals of a jackal and the sense of worm.  Now go play somewhere with the kiddies and let the adults get some work done.

Wow it took you 3 days short of a month to come back with oh so eloquent retort.  Guess you simply don't form that many original thoughts in a year due to those sluggish synapses.

And really, you shouldn't call yourself that because it is just so self depreciating and lowers you self esteem... oh wait, you have no self esteem, sorry, my bad!