720-324-2786

Here is another scam number being used out of Colorado.

Left threatening and hostile messages on voicemail that were clearly being read from a script . Caller never left appropriate credentials as to who they were or reason for contact only left a  threatening message to return the call .

This number is a scam all they want is for you to send them money.  Dont return the call.

I received a call from this number leaving me a threatning message to cal back, and this is the same number that my husband received a call from last week.  Don't even waste your time calling them back, because they are only scamming people to try to get them to pay money for a Bogus lawsuite that does not exist.

I just received a call from 720-324-2786 telling me that he is  a parallegal trying to help me out with a lawsuit that I know nothing about.  I call him bluff, so he tells me to wait until 3 hours that I will find out that I;m being sued.  Bogus Call!!!!!

I just got a call from this number saying I was being sued from a payday advance that I did not pay.  They told me that my local sheriff would be at my work tomorrow to serve me and take me to jail.  Or I could send them money right now and it would take care of the situation.  I sure hope this is a scam!

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

I was threatened today from this number.. Called me at work and told me I would go to jail by night fall if I didn't pay the amount he needed.  He said it was a criminal law suit and had to be settled or I would go to jail.  Then called back on my cell phone later and it showed as 911 caller ID.  Sure caused me a lot grief today..

I was threatened by 720-324-2786! He said i would be arrested if i don't send money! Called @ work left message and called my cell phone and left rude messages! I am reporting this number!!!!

call was reported to the proper agencies...... i received a threating call to pay a loan i never had otherwise i was going to be arrested.....now try to call the number back and only get a busy signal.

Very threatening phone call from " a law Firm"....Threatened to have me arrested...This is a scam!!!!!!!

This person which I didn't understand his name. Said he was from some law firm and that he had a debt. owed by my fiance. I informed him he was not home he told me that He was being sued and then he patched me through to what he called the arrestin officer. That guy didn't say his name asked me if I was Alan I said no that I was Mrs. Alan spencer since was together now 7 years and do have plans to be married. He told me he could not talk to me about it only that I was to have him call them back in 3 hours or there would be a warrant out for his arrest. The first guy told me the last four numbers or Alan's social. Again today they called a total of 3 times wanting to talk to him. Once a friend tried talking to them but he wasn't making since to him so we hung up. Both days they told me Alan was going to get arrested.

An employee of ours received a call from this number here at work and said it was Adams Law Firm. She has never heard of them. I think this is a group that has hacked some email sites and is contacting people. I would change all your passwords and make sure your computer is protected.

I received a call today saying that I owe for a pay day loan and when I asked them to give me information about this loan he told me that I was asking to many questions and if I hang up the phone on him he will have my local police to pick me up and I will be in jail until I pay them.

Please see Tamianth's post above for information on how to protect yourself and how to report these scam artists.

This guy continues to call me at work and my cell. I hung up on him at work and he calls back asking me why I hung up! He says I have a lawsuit and now a warrant for an illegal payday loan. I have no such thing. He said the cops will show up at my work if I don't pay 749$. What!? I have done nothing wrong! If he continues to call my work I will get fired! Can I sue?

this is a scam they have been doing it for years, I always call back and say I am an attorney and they get scared hang up and change their number. Trust me you cannot get arrested for owing a debt, well you can but they are not the IRS :)

I got called both at work and at home and the guy was very threatening...lawsuit, arrest, jail.  I have no clue why I'm on his list.  How do I stop the calls at work?

I received 6 more calls today from a Michael Moreno from Adams Law Firm @ 720-324-2786. He left a threatening message again! Im over it!

I received three back-to-back-to-back phone calls on my cell phone, then a phone call at work telling me that I was being arrested tomorrow for interstate bank fraud for soliciting a loan and not paying it. The company was Adams Law Firm. The first payment was due yesterday and was never taken out-they said the money was not there-it was. So I contacted my attorney, as well as the local sheriff about this. They report to me that I have been informed about this previously, and I should have consulted an attorney already. My best friend happens to be an attorney, so she is on standby for me, but I was never notified. After the initial caller spoke to me, she transferred me to another gentleman. Both had foreign accents, possibly Indian.