720-545-2273

Country: USA
720 area code: Colorado (Boulder, Denver, Lakewood)
Read comments below about 7205452273. Report unwanted calls to help identify who is using this phone number.
  • 0
    Carl
    | 3 replies
    I'm getting a call saying I owe a debt to a company I've never had credit with. I think it's a scammer.
    • Call type: Debt collector
  • 0
    BigA replies to Carl
    | 2 replies
    Well the simple way to find out is to know what they must do under the law.  From the very first time they left a message or talked to you, they were required to do this because it is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid:

    Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

    Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

    Also file a complaint with your State Attorney General's office.
    List of State AG’s offices:   https://800notes.com/faq/attorney-general
  • 0
    John
    365 Auto Resources - Auto Financing Company
    • Caller: 365 Auto Resources
    • Call type: Telemarketer
  • 0
    Deb replies to BigA
    | 1 reply
    Great Info BigA!
  • 0
    BigA replies to Deb
    Thank you.  Please put it to good use and help put these crooks out of business.
  • 0
    CrazyInNY
    Called my cell and left a blank voice message. I just deleted it and added the number to my blocked list.
    • Caller: Colorado

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