770-612-7216

Nationwide Credit, Inc
Po Box 740640
Atlanta GA, 330374-0640
877-383-4576

Non-American call center in India.  They speak badly broken English and have no idea what there are doing, just hang up.

REPORT THEM JERKS

DONT EVER TALK TO A COLLECTION AGENCY OVER THE PHONE

NEVER

EVER

The credit cards already wrote off your debt.

The collection agencies bought it from them for 2 cents per dollar to make an 75% profit on collecting.

Dont deal with collection agencies

You have to send them CERTIFIED LETTERS telling them to verify the debt and to cease calling you.

Read about the FDCPA, it's there to protect you.


DONT CAVE IN to these jerks.


Watch the Dateline NBC special they did on these scums.

Definitely not American, judging by accent. Pushy, rude, looking for a person who does not work here. Tried to give me the third degree I finally asked her if she was deaf or stupid and hung up.

Same thing here... asking for a person at my new phone number and couldn't take "not at this number" for an answer.  Finally just hung up on them when they asked for my name.

Caller spoke extremely ppor english.  Would not tell me which company she was from until I could "verify" the last four digits of my SSN.  When I refused, she tried to get my dob.  Who would give that info to an unknown company over the phone.  I have had several calls like this lately.  I am fairly certain a rental car company sold my phone number.

got a call from this number (770-612-7216) on my cell. Call ended when I refused to pick up.

Marauder Corporation

America's Dumbest Collector  

Dba/ CPS Investigations

aka/Collection Professional Services
aka/National Capital Recovery



So Vile and Rude to Consumers he earned his own site:

www.marauderexposed.com
Address: (drop box)

74-923 Hwy. 111
Indian Wells, CA 92210

HEAD DEBT COLLECTOR:
Names he is known to use:
Ryon Alan Gambill
Investigator John Forsythe
Raymond Wrightsman

Phone: 760-423-1111    760-343-5203

866-223-2439
Fax: 760-343-5155

email:  ryon@collection-professionals.com

Bill Collector in a Box  Is is a total scam?

Is Bill Collector in a Box a rip-off?

How does Bill Collector in a Box keep

information from falling into the wrong hands?

Is Bill Collector in a Box connected to the Donate a Debt scam?


CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.


File complaints with
Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General

State Attorney General is every state they have offices

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.  

COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!
FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATORS IN THE COUNTRY

Dealing with debt collectors
http://www.budhibbs.com/start.html

Statute of limitations by state – always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from debt collectors – always double check with your own State Government website
http://www.budhibbs.com/record.htm


From FEDERAL TRADE COMMISSION WEBSITE
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:

you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans’ Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members’ Pay
Military Annuities and Survivors’ Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen’s and Harbor Workers’ Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.

this caller never leaves a message its just annoying getting the call and when i do answer they never say anything

Rec'd call for an ex's brother that I haven't heard from in over 15 years.  Caller didn't believe me and kept asking me for their phone number.  Wouldn't get the hint that I no longer have anything to do with this family.

Yup! Nationwide Credit....outsourced OUR jobs to overseas...then they wonder why we can't pay.  Try to reason with these folks in Mumbai and they act totally stupid...absolutely no understanding of how US economy works, or FTC rules.  I've tried to work with them, but with no luck.  So, I ignore it, block it, hang-up.

Similar tactics as others have communicated.  More than 2 months of annoying daily phone calls, and as many as 4 times per day. I don’t have any debts to anyone-completely debt free- and yet harassed by callers from this company. Tried once to explain to caller who spoke in broken English that they are calling the wrong number/wrong person, and yet the flodd of calls continue. One caller said I would be “dam-eged” if “don’t pay”. I filed an Email complaint against this company with the Federal Trade Commission.  However, I view this gov’t. agency as filled with impotent bureaucrats when they can’t shut down the company and people who run these types of debt collection scams when many people are being harassed and the media reports the shenanigans of this company. What an ineffective, high cost gov’t.

Received a call on my home phone and when that wasn't answered, on my cell phone all within a 30 minute period of time.  When I answered the cell phone call, I was told it was regarding a "very important business matter." When I refused to provide the last 4-digits of my SSN or my birth date or verify my address, I was finally told who was actually on the phone.

What company in their right mind would expect anyone to just provide that information without the company first indicating who they are and why they are calling?  I'm sorry, but saying that it's a "very important business matter" isn't going to convince me of their legitimacy.

Needless to say, I'm happy with my VOIP service.  The number is now blocked.

Ask them if they are agents for UBL!

Then ask:  If you are on the phone APU, then WHO'S RUNNING THE QUICKIE MART?

I'm on the do not call list.

It is funny to ask them if they are terrorists. I asked them if they also collect for the Taliban. I asked them if the top collector gets to have chai with Osama. They really got angry and told me "not to use such languages".

I told the guy I did not have any money but that I had some AK-47 bullets.

It is also funny that they say their names are things like "Bill" and so on. I told them to tell me their real name and it was pretty funny.

debt collector scam team from India
believe its american express, offer to settle $1200 for $500
never sent me the proper paperwork

I got a message on my work phone and was just someone breathing.  Smokes too much.

These people are the lowest caste in India.  Even Americans won't touch them.

What a pathetic job to have.

Received call today from 770-612-7216. Caller's accent was Middle Eastern. Caller would not spell name when asked. Caller stated that she was calling on behalf of American Express and requested whole account number, SSN#, and DOB. When caller was told that I do not have an American Express card, caller began angry and began speaking in a different language. I asked to speak to a supervisor and was promptly hung up on. I looked up the customer service number for American Express and called. Explained situation to American Express, and they stated that the above mentioned number did not belong to their company nor any of it's collection agencies. American Express recommended reporting number to FCC, never giving any personal information to callers, calling only the numbers that are on the back of any credit cards regardless of company, never making payments over the phone (even for valid bills, to include utility bills) and keeping an eye on my credit report. I will be continuing to monitor this website as well as reporting any additional calls. What scares me is that these calls are being made and unsuspecting individuals could end up financially ruined if any information is given. People are too trusting and the elderly population has already been scammed by calls like this.

calls and hangs up

Called, but don't know the number (but its appeared before on the phone).  Dosen't leave a message.  We don't answer calls we don't know