800-239-5615

Number is a scam!!!  They call from different numbers just to get thru.  Said they are a "Private Service Division of CSPO".  Google their phone# and also company name, all complaints are the same.  Report them to the FTC.

credit collection agency disguising themselves as attorneys pursuing a lawsuit on a bad credit debt.

Then I can be in a serious trouble

Got a call from this number stating they are going to send legal documents to my home or employment if I don't pay a bill from 15 yrs ago. gave me a file number and now receiving calls from different numbers throughout the day
SCAM

No one can take legal action after the statute of limitations for delinquent debt has passed. Usually it's around five years but check your particular state for details. That said, it doesn't stop them from harassing you about an old debt. (You can report them for that, though, if they continue to contact you after being told to stop.) KEY: Do NOT admit to any debt. EVER!!! Once you do it starts the clock ticking again. Even saying "yes, but..." could get you on the hook again. And NEVER give them any information about you or confirm anything they say to you.

My response to phishing expeditions like this is to tell them to send whatever they have to whatever address they have and I'll have it reviewed for legal compliance upon receipt. I also ask for a copy of the recording they say they are making. I don't ever get anything!

These companies rely on people being scared and/or uninformed and making statements that will get them into trouble. Stay calm. Don't call them back. If you get something in writing, write back requesting verification and validation of the debt. Then go back to your coffee because they're not going to waste their time with you.

Just got a call from this number threating to come to my home and work regarding civil lawsuit for very old credit debt.  Asked me if I recalled credit card from 15 years ago and why it went into default 5 years ago.  I told them I didn't know what he was talking about.  He said they had mailed information 45 days ago so I should know, I told him I didn't get anything in the mail.  He asked if I had trouble getting my mailed delivered, I told him no.  He wasn't very happy that I wouldn't give him any information.    I told him they would have to send it again, he didn't have an answer.

I'll post again if I hear from them.

I got a call for an account from 2003 that they said went delinquent in 2011? That makes no sense.

Does the time limit go from where the debt was incurred or where you are currently residing?

Would the time limit go by the laws where the debt was incurred or where you are currently living?

I got exact the same message on my phone.....

I got a call from someone that said there is a civil judgement filed against me for money I owe to sprint from like 15 yrs ago. They said there is penalties and that I owe $980. If I made arrangement to take care of the matter then they will remove the judgement filed at the riverside court. They had all my info including my last 4 digits of my social security. I did have an account from sprint long time ago but didn't remember owing them anything. But I did leave my contract early so I thought this must be legit. So I paid $245 and made a monthly arrangements for the balance. i called and try to get some of the penalties dropped down but when I called I couldn't get through to anyone. I looked up the phone number and others have said it was a scam.

The statute of limitations on civil debt is 7 years.  Regardless of where the debt originated or where you lived.  How creditors get around this limit is to sell a valid debt to a collections agency before the clock expires.  Then that new agency has 7 years.  And the cycle continues until the debt is considered non collectible.  However, if at any point after expiration, you make any payments on the debt, the debt becomes valid and the clock starts again.

No, the clock starts upon the inception of financial agreement between you and the creditor.  Financial agreement meaning exchange of chattels, or money.

If you are getting calls from a collections agency, you owe nothing to Sprint.  Sprint sold the account to that agency.

Received a call from this number today and they said I had a civil.complaint against me from a bill from 2004.. couldn't  tell me what it was for. Said I owed $679 and I said noo way was I paying for something I don't even know what it's for.. put  me on hold and came back with a settlement  of $373 I said no still not paying. They said they sent me a demand letter which  I have never received. They sent me a docu sign letter through  email so I would pay immediately. He called me back as soon as it was sent asking if I got it.. I said I did and I was going to review it and go over it with my fiancé. He asked when could he expect me to call I told him he could call.me back in a couple hours but I wasn't  doing anything until I reviewed  it. You can't even print this document. The names that they gave are not even on their website.. doesn't  seem legit  to me! Tucker James and his secretary Hunter Keeler from definitive consulting. We replied to their document saying we were sending it to our attorney. Last year at this  same time it was a different  number and Jackson and Ray assciates was the company.. Scam!!

The person said they were with Compliance Services Processing or " CSP" for short.  She said there was a "legal case filed" against someone I knew and asked how to get in touch with them.  She gave this phone number and a "case number" the person would need.  They are actually a collection agency and their name is not CSP, they are a company called Definitive Compliance Group (a collections agency).  They should NOT be allowed to lie about who they are and they certainly should NOT be allowed to call anyone who has nothing to do with them or their business.

These people must be kidding themselves. Maybe hire someone to sale it and not some punk ass kid from a telemarketing company that will end up getting them sued. Just to let them know the legal crap don't scare me. I once told a person pretending to be an IRS agent where to stick it.

Called concerning unpaid "phone bill" from 2007. We have records showing bill was paid. Next called informed them I was turning everything over to my attorney. Definitive Consulting was the company that called be careful.

The SOL is different for each state! This can easily be checked by searching the state name with SOL.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection