8003603588

This a collection agency who obviously is pulling phone numbers of people who have the same name, then calling the person and harassing them.  The callers are rude and when you ask to speak to a supervisor they are rude also. They advise you that the call is being recorded, but who is listening to it or maybe they are reviewing the calls to make sure their workers are being as rude as they can be. I have filed a complaint and it is best that I never know exactly where to find the two females that I spoke to.  I am not quite ready to give up my freedom, but they did push me to the edge.

Called me and asked if I knew someone and asked me to hit 1 for yes and 4 for NO.

These people suck. I have told them repeatedly there is no one here by the name they are asking. They keep calling.I have asked for supervisor and they won't give me one. They just keep calling.

What about the SOL in Alabama?  Thanks!

Contact your state's Attorney General....they may be able to help you!

Being constantly harassed by this company, even after reporting this to our lawyer.  Still getting calls. This was listed as bankruptcy, Not on our credit report.

Still trying to collect a 10 year old debt. They go by other names, too.

UGH! Quit calling me! I do not owe them any money! They have never attempted to contact me via mail. They are trying to collect on a debt that is over the SOL in my state.

This email address is also linked to the scam: jamesplc1500@gmail.com

That letter to send to companies to stop calling, who ever wrote it really need's to reconsider the wording in that letter. One minute the letter directs the company to not ever contact you again then the next sentence is to provide proof that the person they are looking for does reside at your address or has access your phone #....that was not the best wording a person could use.  Then to reiterated again about the cease all communications.... First why would you care what their "proof" is, would it change the fact they are still calling? No. They may have proof the person used to have your # or gave just any # to avoid the phone calls later on.  But you opened a window for them to contact you again and you voided out all the demands to not contact you again. They can say, we were calling to "prove" this is John Does #.  Then what?  your stuck now sending a new letter demanding again to stop all contact. You would not have a leg to stand on when you go to file your complaint and enforce fines with the FTC.  You gave them permission to contact you after all.  And the company will say this is the # that was given to them by whom ever they want....    
And then demand they sign the contract and mail it back to you, what are the odds that will happen?  slim to none.  People who are not lawyers should not try to make complicated fancy contracts and demand letters....  Just keep demand letters simple and to the point and always send certified mail.  They are not going to sign that paper and send it back to you, that is fantasy land.  Someone watches way to many soaps and has a diluted ideal of what goes on in the real world. That letter coming to them in the mail is not going to send the entire office into some scared frenzy and them calling lawyers in a panic.  They will laugh and call you again and again and again, now to spite you for thinking you knew what you were doing.  You did say they could contact you again after all.  
Keep demand letters simple....And always make a journal of all the dates and times they called.  In a demand letter state....
I am receiving calls from your company (state thier and their phone #) in reference to some business matters relating to (state debtor name) to whom does not reside at my address (state the address and phone #) this person is not a member of this household. Nor does this person have access to my phone(phone #)  then state Cease all types of communications in the mentioned address and phone number. Then tell them any futher contact will be reported to the appropriate authorities.  
sign your name and date it and send certified and move on with your life.  if they call then you again call the FTC and they will guide you as to what to do now.  
Very simple.  trying to prove you have some above average knowledge of the law is not necessary.  Just stating that they need to stop calling or sending mail is proof enough you know they cant do that.  Making different demands in the letter opens the doors for more drama with these people and also opens the door for more communication.  Do not try to trick them while your thinking "AHH HAA they call me one more time now I am going to the FTC and this is a slam dunk grand in the bank....this is not a win-fall this is harassment and you want it to stop. Then you will be the one making the phone calls looking for that grand because that is a long drawn out matter of its own and is not easy process to go through
LOL asking for "proof"  Ooooooo scary......very scary  LOL

If you have received any written correspondence on NATIONAL RECOVERY AGENCY letterhead from this date until August 19, 2009, your rights have been violated and you can be a class action representative.

Prior to August 19, 2008, all letters sent by NATIONAL RECOVERY AGENCY were violative of the FDCPA.  They were not licensed or authorized to use this name in ANY debt collection efforts.  Their corporate name was NRA GROUP, LLC.  Their fictitious name registered in the Commonwealth of Pennsylvania was "NRA GROUP, LLC DBA NATIONAL RECOVERY AGENCY", in its entirety.  You can not use a fictitious name in piece meal.  Every letter failed to communicate to the consumer the "true name of the debt collector" in violation of 15 USC 1692e(14).  When I wrote these people on August 12, 2008 pointing out their violations, they immediately changed their fictitious name from NRA GROUP,LLC DBA NATIONAL RECOVERY AGENCY to simply NATIONAL RECOVERY AGENCY.  I have filed a formal complaint in federal court, but would love to see these people defend a class action.

If you have received and possess any letters from the date you read this through August 19, 2008, please contact me at JohnDPettineo@aol.com

I dont care who they are  STOP CALLING

I have been receiving daily calls from this number for the past few months.  Because my caller ID shows TELEMARKETER, I have not picked up the call.  Today, I called them back and told them to take my number off their list.  They denied calling, then hung up on me.

There is a black woman who leaves a message...business related with a recorded reference number.
But no mention of who they want to talk to or who they are

only received one call so far, but we have had calls from NCO on debts that were not ours.

Neither my husband nor I have any accounts in collections.

We recently ran all three credit reports.  The reports were 100% accurate, and none of them had any negative information.

After 18 months, we FINALLY got NCO to stop calling us.  Now these goobers have called.  Hopefully, this was just a one time thing, but I am not counting on this.

Please use your spell check next time.  Your letter was hard to read, which is a shame because have a valid point

I was contacted by the following address:

nationaldebtcollections8@gmail.com

They are a scam too! They said I owed $53 and then said I could pay by credit card or pay pal, but didn't say who they were collecting for.

WWW.BUDHIBBS.COM

Click on Dealing with Collectors 101
Statute of Limitation
State laws regarding recording calls and whether disclosure is required etc,

With a debt validation letter stating SOL issues, cease communictions letter

www.budhibbs.com

Send them a letter (do NOT fax or e-mail it) VIA certified mail with return receipt requested demanding validation of this alledged debt:

Today's Date

Your Name
Your Address

Collector's Name
Collector's Address

VIA CERTIFIED MAIL

Dear {insert name of collector or company},

I am writing in response to your (letter or phone call) dated {insert date}, (copy enclosed) because I do not believe I owe what you say I owe.

This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809(b): Validating Debts:

(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.

I respectfully request that you provide me with the following information:

(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) Provide a verification or copy of any judgment (if applicable);
(4) Proof that you are licensed to collect debts in (insert name of your state).

Be advised that I am fully aware of my rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. For instance, I know that:

Because I have disputed this debt in writing within 30 days of receipt of your dunning notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense;
you cannot add interest or fees except those allowed by the original contract or state law.

You do not have to respond to this dispute but if you do, any attempt to collect this debt without validating it, violates the FDCPA.

Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the Better Business Bureau.

I have disputed this debt; therefore, until validated you know your information concerning this debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency (CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this debt. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act § 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request the case be dismissed based on your failure to comply with the FDCPA.

Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.

Signature here
Your Printed Name

http://www.fair-debt-collection.com/Disputing ... ute-letter.html